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Which uk banks are safer in the eurozone crisis?
Ok, so the 85k compensation scheme is supposed to reassure us that it doesn't really matter which bank our savings are in regarding safety, but the reality is never so simple, especially in such extraordinary circumstances. I'm not trying to start a run on the banks, but i'm interested in opinions as to which institutions…
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Planning to move abroad and live off interest
Hi All! Pretty new to all this so please bear with me! I was wondering if there was somewhere I could get advise on how to invest for income (and inflation proofing!) should I sell all and move abroad. I really need to be able to work out how much income would be generated etc. and what to put aside to cope with inflation…
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Investing in Savings Accounts when living overseas
I currently live in HK, have done so since March 2010. I've got a bit of money in a current account, which I ripped out of my ISAs I had at the time since the terms stated, if I recall, that I had to be resident in the UK to hold them. However I do plan on returning to the UK in the next fews years possibly, am I still…
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Hargeaves Lansdown v Interactive Investor v ??
I am wanting to start investing some money (start off with about £5000) and learn how to do it and have been told by friends that investing in funds is the way to go. I have done some research and read some of the forums but am a bit confused as to how to go about it - is it best to go with an online broker like Hargreaves…
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Investing in the Electric Car
I've read a lot about both all-electric and hybrid cars for some time now and I've notice also that a few big names such as google, sony and bosch have invested substantially in these markets in recent years/months. I have a few questions though as I cant seem to find access to which companies I should consider investing…
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Hoe Can I Check My Premium Bond
Hope you peeps can help, my parents were sorting out their attic last weekend and found a prmium bond i hadbrought for me when i was 1, its dated 1/1/1965. My question is, the couple who brought it me areno longer alive and when i tried to check it against unclaimed prizes it does not recognise the number. Im entering the…
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OneTwoTrade
Hi guys, Has anyone had any experience with OneTwoTrade? http://www.onetwotrade.com/ Many thanks, pjbltd
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What's the best way to set up a trust fund?
I'm going to be dealing with my dad's will when he passes and I need to set up accounts for the grandchildren in trust until they are 18 or 21. There is no specific instructions only that each child gets the same amount 1k put in trust for them. However, the provisions are for 8 grand children, but only 7 exist at this…
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MICE plc
I have found purchase receipt of shares in this company in 1999. I cannot find any reference to this plc in searches I have made. Anyone knows anything about this firm?
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Owning shares only traded in foreign currency
My son works in England for a Norwegian company which has a good scheme assisting the buying of the company's shares; however the shares are only quoted on the Norwegian stock exchange. My son is concerned that with currency fluctuations, especially but not exclusively the Euro, he is asking whether he should sell the…
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Spread Betting is cheaper than holding shares!
WARNING THIS POST REFERS ONLY TO TAKING AN EQUIVALENT SPREAD BETTING POSITION TO THAT IN THE UNDERLYING EQUITY MARKET. TAKING A POSITION GREATER OR OF A DIFFERENT NATURE TO THOSE INDICATED IN THE SPREADSHEET COULD LEAD TO MUCH GREATER GAINS OR LOSSES THAN POSSIBE WITH SHARE TRADING. I wish to challenge the myth that spread…
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Moving cash in UK Euro account to UK GBP account
Hi, My girlfriends parents are buying a house. They're funding the deposit with 60,000 euros from an inheritance in Portugal. I've moved this cash into a Euro account with Barclays. We've tried to transfer this using currenciesdirect. They quoted us £52,700 this morning, then after we registered they changed their mind and…
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How should I invest my redundancy money?
I am being made redundant in September and will recieve a reasonable amount of money as part of the process. I have a good investment portfolio, including ISAs and an OEIC, but am nervious about simply increasing them due to the financial guarantees if the economy fails. Any advice on how to invest my redundancy money will…
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Halifax - Recent 'Your ISA is about to mature' error
Hi All, Since you're looking at this forum, you'll probably have spotted this if you've got a Halifax ISA due to mature, but just in case: My wife and I both received letters this month from the Halifax to advise that our 2 year fixed rate ISAs were due to mature soon. However, the amount showing as being the 'Capital…
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Dredging up the Selftrade Compliant
Hi, I'm in the process of complaining about the selftrade management fee. I tried to complain last year, but they hadn't updated my direct debit mandate after a namechange (their mistake) so I was sidetracked doing that. So I sent an email recently asking for last years fee back, and no future fee. They'll say no, I just…
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Post Office Savings: Cant login, says technical difficulties
Anyone else getting this issue?
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Isa interest rate
I found out yesterday that my isa is only getting 0.5 per cent interest with Santander anything better out there with them? They have asked me to go along to see them next week for a review?
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errors in info on children's savings page
Just wanted to flag up that the info under the heading Halifax / Bank of Scotland up to 4.25% AER on the children's savings page is inaccurate (sorry it won't let me post the link here). Firstly the saving rates are slightly out. You have to lock in for 3 yrs to get 3.8% and there's no 4.05% rate. Follow the link in the…
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Global Environmental Enterprises Fund
Hi, Just noticed that L+G have released a new fund last month. It's investing in renewables. It's called "Global Environmental Enterprises Fund". I can't link to it. From the L+G Site: "THE GLOBAL ENVIRONMENTAL ENTERPRISES FUND IS AN INNOVATIVE FUND AIMING TO PROVIDE LONG TERM GROWTH POTENTIAL BY INVESTING IN COMPANIES AT…
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Advice for a lazyish novice investor
Hi I currently have my emergency cash fund and am using up my cash ISA allowance every year, I have additional funds that I would like to start invetsing for my future with, I am looking at these funds to help boost retirement income or allow me to retire earlier (in about twenty years, so plenty of time to ride out ups…
