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mid 20's with 30000 to save/invest
I'm trying to help my mid-20's son invest 30000 wisely. What do folks think to this? Obviously max out cash ISA. I was thinking the N. Rock 3-year 4.26% fixed. Quite a good rate and not too distant if rates do start to rise in the next few years. 15000 into index-linked certs. Maximum allowed into a S&S ISA. Any advice on…
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Halifax share builder help
Hi, I've opened up a Halifax share builder account, my plan is to buy £100 of shares in 1 company per month, if I do buy £100 shares how much will the share need to be worth to break even? A couple more questions I need help with: If I buy £100 of shares in say Tesco one month and say I bought another £100 in Tesco the…
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Share dealing
(also posted on the share dealing sticky thread but guessing the main forum wil get more views......) I last dealt 5 or 6 years ago in shares of the company I was working for, using a low cost service organised by them. Want to start dealing again but probably infrequently. I'm looking at an account with x-o.co.uk but have…
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Hargreaves Lansdown issues.
I have a regular monthly investment plan with Hargreaves Lansdown, and my monthly direct debit is normally taken on 7th of each month or the nearest working day. This month however my payment was taken 2 days early on 5th and 2 days later has still not been credited to my HL account. I made 2 phone calls yesterday and was…
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What to do with £80,000
Hi All, I have £80,000 in a 3% standard savings account and am looking to get a better return somehow. I am a single 29 years old, have no property, hold some premium bonds and have a few pennies in an ISA. I am considering many options such as: a) A deposit on one or two properties in the UK (although slightly…
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Gold? Worth it?
Hey Pretty amateur question but quite simply, is it worth investing in gold? Some of you may of seen a recent post by me about where to save my money and i am going to opt for an NS&I savings certificate. However after considering gold, i may split my investment with half in that and half in gold. What i want to know is.…
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300 Norwich Union Shares
Morning All, My Pa has found an account statement that shows that he holds 300 shares in Norwich Union. The last statement from april 1998. I am aware that Aviva bought out Norwich Union. I need to know what I have to do with my Pa's shares as he needs to release anything they might be worth. Can any of you help please?…
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Greek Economy affecting savings?
Hi All. I invested over £100,000 in April (as part of a redundancy package) on a medium risk portfolio, including ISAs and shares. I've been told that my investment after three months has gone down in value, because of the Greek Economy. Can this be true or are the people I have paid to invest my money just fobbing me off…
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Ukraine, to seek energy independence, seen posted on iii
Please respect FT.com's ts&cs and copyright policy which allow you to: share links; copy content for personal use; & redistribute limited extracts. Email ftsales.support@ft.com to buy additional rights or use this link to reference the article -…
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Your portfolio- STICKY SUGGESTION
Would it be a good idea to have a a diary type area where people can put up their portfolios and show their gains and losses, and their opinions to why they go a particular way? Of course this cannot be seen as advice but as an educational fun tool.
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Emerging Markets and Commodities
Some of you may be familiar with my previous posts, I have just opened up a S&S ISA with H&L and have started with a HSBC 250 FTSE tracker. I want to get into Emerging Markets and Commodities as I see potential for long term growth (thinking at least ten years). However I am not certain which way I should go. General…
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Gold Oil Plc (GOO), what do you think?
Hi, I'm reading, researching getting to grips with oil stock etc, and came accross a link to GOO's invester meeting. http://minesite.com/dav/pdfs/oilbarrel/2011/Gold%20Oil.pdf Vid http://www.presentation-matters.co.uk/web/oilbarrel/webcasts/44th_OB_conference/44th_oilbarrel_Gold_Oil.html It all sounds positive, I mean they…
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Non-taxpayer Santander customers - check your interest statements
A couple of years ago, I opened two savings accounts with Alliance and Leicester. I'm not a taxpayer, so I completed two R85 forms and gave them to A+L. A+L sent me certificates, confirming that the accounts were registered for gross interest. Fast forward two years. The savings accounts matured and tax was taken off the…
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Santander credit & payment
How long does it take before i can use a cash credit (paid in at PostOffice), before i can send a online payment from the credit? Is the credit instant, because it does not show strait away in online banking. Thanks EDIT The answer is YES, just gave them a call :j even though money doesn't show in online banking
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Withdraws from a ISA???
Hi all one small question I have joined Santander 3.3% ISA, I also made a new bank account with Santander to help tranfer my money more quickly into the ISA. Want to know if you take money out of the ISA would you lose the money from the interest, if the interest gets payed daily? Sorry if this is a silly question but just…
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This is a rant
when, just when will some legislation to protect savers from the the extortion that banks lay on the average saver??? I'm inscensed by this, a bank I've dealt with exclusively for 30 odd years is offering 6 times the interest it gives me on accessible savings to newcomers, , I do know the answers; shop around, move money…
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Savings diaries on this board
Hi everyone We just want to clear up a misconception we've seen on this board. We've noticed a few people have complained about savings diaries. We love diary threads on MSE, they inspire the people reading them and the people posting them. For those that don't like them, please do make use of the ignore facility and don't…
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Real time share prices
I use Google finance to keep track of share prices but as you probably know there's a 15 minute delay. I can't find anywhere that gives me real time information besides my stock brokers. The only problem with getting it from my stock brokers is that I have to trick it. With HSBC I set up an order to buy shares and it gives…
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Diversify away from employer shares?
Hi Long time lurker, first time poster. I've been reviewing our financial situation and just want to see if I've missed anything or am doing something silly! Our situation: Married, 3 kids (2 year old and 6 month old twins). Both me and the Mrs are 40. We are both higher rate taxpayers, although the Mrs will stop working…
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Should I put my savings in northen rock
There 4.26 ISA is enticing. Opinions?
