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Certificates from Last Year
Hi folks, I've got some NSI certificates from last year's issue, I was just wondering if it was time to cash them in or should I keep them for longer? I have no need for the money as it stands. Thanks!
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what should I do?
Hello everyone, After 40 years of hard graft, my hubby and I have finally sold our business and plan to retire to Spain. We have £500.000 that we want to invest and are looking for the best way to do it. We have enough money to keep us going for the next 6 years so were looking at placing the £500.000 for a duration of 5…
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Long term savings for new baby
I am trying to set up a savings account for our new daughter. We would deposit funds a few times a year, with the total amount each year being under £1000 but over £100. The idea is that the money is not accessed until she is 18. Any thoughts on the best deals/interest rates/terms? It was easier with our son as we had the…
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CAZA could be a very good prospect
The sector is bombed out so we may have a cheap entry price. Been near 70p now 27p to buy. I watched this last night and may have a few this next week or so: http://www.youtube.com/watch?v=zANw-8DsS4A
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how much interest will i get with 3k
i currently have 2800 in my yorkshire bank isa, because they pay interest yearly i am going to open a santander isa account , how much interest would i make monthly with 3k in it , i dont understand this percentage stuff :(
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CAZA could be a very goo prospect
The sector is bombed out so we may have a cheap entry price. Been near 70p now 27p to buy. I watched this last night and may have a few this next week or so: http://www.youtube.com/watch?v=zANw-8DsS4A
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check your calculations (HALIFAX Customers)
All, This is my first post, so bare with me. It was recently made very clear to me that you should check all the bank calculations. (Knowing what I know about Admiral insurance you should check you insurance calculations too). It is pretty easy to do, I will show you below. But first, a quick story. I recently opened a…
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Post Office Online Saver - suitable?
Hi all. I've just finished A-levels, and am still living at home at the moment. As a result, I have pretty low and predictable outgoings from my current account. I like to get the best rate possible, and Lloyds' online savings accounts aren't paying the best instant access rates. The Post Office account is currently top of…
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Leeds Building Society
Are offering 5% for a 5 year fixed term bond. £100 - £1000 investment & 25% withdrawal of capital allowed. Walked past the branch today and opened one up for myself and my OH, while £1000 isn't loads it's something to look forward to!
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About Saving accounts
I would just like to know a few more questions about saving accounts and how they work. I wanted just to put away a small amount of around £1000 or so. What would be the best saving account for a year or even two years saving account? Would I be better to save up to £2000 and put it into a savings account? Also after an…
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Fidelity Moneybuilder ISA to Cash?
I currently have 3 years of S&S ISA investments in the Fidelity Moneybuilder UK Index fund. It is my belief that the markets will go down over the next 6 months so I want to move the money into a safer environment, within Fidelity for easy transfer. Am I right in thinking you can't move money into a cash ISA, then move…
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Is my IFA qualified/regulated to advise on investments?
My IFA tells me that as he is registered as a CF30 - Customer Function (previously a CF21 - Investment Advisor) he is allowed to advise on all regulated investments. I have been told however that as he is an Appointed Representative that he is actually only allowed to advise on products that he has been authorised to…
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Tesco Bank not recognising regular computer
Did anyone find a solution to the specific problem of their regular computer not being recognised? Tesco keep promising a callback from Tech Help, but of course it never comes.
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santander bond
I all the online adds about 2 year bonds Santander`s rate looks good,the blurb offers online,telephone,branch, ok so i want to set up a bond ,i follow the instructions,bond is set up but hey when i get the confirmation through the post they want me to send a CHEQUE with all the details on the back.......cheque? wots a…
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Start a Pension or Long-term Savings?
Morning all, I'm 21 and have been working full-time for about 3 years. I havn't yet started a Pension and only lately have I started to think about doing one. I'm already saving money every month into my 3% Cash ISA with Halifax, but I don't consider this long-term savings. It could be used possibly next year to go…
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Savings for new baby
My son is going to be a dad in November. His girlfriend has been very funny towards him since finding out she was pregnant and has been seeing him less and less over the past couple of months. At the weekend she decided that she didn't want to see him again, at least until after the baby is born and she doesn't want him at…
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How much should I put aside for a 'rainy day'?
I often hear that it is a good idea to money aside for a rainy day. However, as I'm already paying mortgage PPI etc, what exactly constitutes a rainy day? How much would people recommend putting aside?
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Where to invest around £16000?
As the title suggestion, looking to put away some money. I'm a student, so currently don't pay tax, but that will end in 2 years. My thoughts so far are the 5 year fixed bond account with the AA which pays an interest of 4.6% which is calculated daily and paid yearly. Would it be wise to also have an ISA? i was looking at…
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FSA warns on bogus Invesco funds
Just found an article on the FT web-site warning about a scam where Invesco/InvescoPerpetual is being impersonated. The FSA and legitimate Invesco warnings linked below http://www.fsa.gov.uk/pages/Doing/Regulated/Law/pdf/invesco_perpetual_20110630.pdf…
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Student Account
Hi I am a noob to this website so be nice :D I wanted to know if you know ny good student accounts with good free gifts iPods etc Thanks, Manvir
