We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Certificates from Last Year

Hi folks,

I've got some NSI certificates from last year's issue, I was just wondering if it was time to cash them in or should I keep them for longer? I have no need for the money as it stands. Thanks!

Comments

  • Sceptic001
    Sceptic001 Posts: 1,111 Forumite
    Inflation (measured by the Retail Prices Index) is currently 5.2%.

    If you can find a savings product paying more than this (plus the fixed element) tax-free with near-instant access, please let us know!

    NB. Pedants' alert - this only applies to certificates already held for a year or more...
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.3K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.