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Unsure what to do. Any help please ?
I have recently realised the value of some property and so have quite a sum to go and buy another if I can find the place that approaches my ideals. I don't really want to talk amounts because in my old-fashioned way that is vulgar but I shall certainly be spending £800k and shall still have some left over. In the short…
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ISA Transfers how does it really work?
I have 3 ISA's which by the 12th May will all be ready to transfer to one account. I believe the Alliance and Leicester has the best offer. What I really need to know is, they offer upto £8999.00 at 2% and over £9000.00 at 2.75% Does this mean if I put all three Isa's in to their account totaling roughly £9500.00 I only…
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Is European banking close to insolvency?
On Newsnight last night Hugh Hendry, hedge fund manager, was on straight talking form as usual, saying that shares in Greek, Portuguese and to some extent Spanish banks were rapidly heading into Lehmans territory and were close to insolvency. He also said that no matter who gets into government the markets will cause their…
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Savings account with connected subaccounts ?
I have used ING Direct's saving account for a while and find the subaccount system very useful to save for specific needs (car, holidays, giving to charity etc). But I am not as confident about ING's credit quality as I was and would prefer to be with a provider operating purely under the UK compensation scheme, not the…
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Barnsley BS Protected Capital Account
I would be grateful if someone could clarify the following for me. I understand that we are protected for upto £50,000 for savings in a UK based bank or BS. However, Barnsley BS (see barnsley-bs.co.uk/investments) are advertising a 5 (&6) year Protected Capital Account Tracked Growth which guarantees your money back plus a…
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A&L Online Saver Issue 2
Just logged into my A&L online banking and noticed that my 'Online Saver Issue 2' account has been renamed as 'Direct ISA' ! Why have they done this? I've not asked them for an ISA!
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ISAs
Can anyone tell me if there is a good or bad time to cash in an ISA and what are the penalties. Incidentally I have a cash ISA with Nat West. Thanks. P.
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Is this right??
My elderly mother is a customer of Towry Law and before that was with Edward Jones until Towry Law took over the buisness, she was contacted by her old finacal advisor from Edward Jones who has started a new investment company with other ex collegues and was asked to come in to speak to him about possibly transferring over…
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Can anyone recommend a drip feed cash ISA account?
Hi As per the title, im looking for an ISA which i can contribute to monthly paying a good rate of interest? I "tried" opening the Newcastle BS one at about 3.4% but opening it has been a nightmare, they keep sending my proof of addresses back for stupid reasons and asking for a first deposit without sending me any account…
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Low Interest on Savings
What action should savers take when the banks etc do not provide adequate returns on their deposits?
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children's accounts with passbook?
which banks have children's accounts with passbook? thanks
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Beware the perils of saving TOO MUCH cash
This is the discussion thread for the following MSE News Story: "One MoneySaver reported losing thousands of pounds because he failed to read the terms stating the maximum deposit ..." Read the full story: Beware the perils of saving TOO MUCH cash
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West Brom Savings Insult
I got my savings maturity offer from West Brom today. They offered me to re-invest at the following: - 1 year fix at 2.75% 2 year fix at 3.22% 3 year fix at 3.72% A month a go they were offering to new customers 1 year fix at 3.3%, 2 years fix at 4.15% and a 3 year fix at 4.65%!! This is yet another insult to existing…
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Total share buying novice
Hi, I am a total novice to share buying, but my instinct says that shares will be a good buy at the moment with the political uncertainty. Should I go for it now, or wait and see if they drop further?? Any advice, (non-specific obviously), would be gratefully received! Thanks!
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pay off loan or not?
Hi currently i have a bank loan and car finance which will be paid off September 2012 currently my car finance has a balance of £4699 and my bank loan balance is £4333 i have £35k in savings and my goal is to save £50k by the end of 2012 i try to save £500 every month (barring December) on top of paying off my loans every…
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AA 2yr fixed rate savings accout
In October 2009 I opened an AA 2yr fixed term as there was a loophole that allowed withdrawals. I now find that I cannot withdraw for the 2 yr term. HELP please
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Quick Premium Bonds Question
Hi, been following the advice on this forum for a while now and have a bit of spare money and want to give Premium Bonds a go (£1500.00) I thought that each bond was for the value of £1 so £1500 will buy me 1500 goes at winning the jackpot. When looking at the nsandi winners list it has a holding amount and then a bond…
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Share Trading through my Limited Company
Hi, Does anyone know if it is possible to open an online share dealing account that I can trade through with some surplus cash I have retained in my limited company where I am the sole director. I want to use the funds to buy/sell shares rather than personal funds for tax reasons. Any info would be greatly appreciated as…
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Hung Parliament
When they said parliament was hung I thought at last...but the euphoria was short lived. 83
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Help deciding what savings account to open
Hi I have £8.000 in a Passbook account with Yorkshire Bank, and was wanting to transfer it. I just opened a Natwest step account for day to day money, and they seem to be ok, so my only choice with them is either a first reserve, or reward reserve account. I only stick money in my yorkshire bank account once about every 3…
