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Better to Cash in our ISAs?
Me and my wife together have almost £23000 worth of ISAs which were in a decent fixed rate with the Halifax but which have now reverted to a pathetic 0.5% variable. We prefer fixed rates and not to tie money up for more than one year at a time. The best fixed deals out there don't accept transfers - eg Coventry @ 3.25%.…
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Spreadbetting 'error' on Financial Markets
Last night, as I often do, I decided to trade in the Financial Markets. With the European Financial Ministers meeting it seemed a great opportunity to put my money in how I thought the result would go. At approx 1am, shortly before the decision was due the FTSE daily plunged by about 60 points (not a huge amount in terms…
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best option for saving??
hi im new to this site and would appreciate any advice or tips... basically my husband and i have set a target of saving enough money (at least 15,000) to put down a deposit on a house in the next five years. We already have 3,000 as a starting block just sitting in a current account. What sort of savings account would…
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Transfering 6000 euros from Germany to the Uk...
Hi moneysaving folk I wonder if I could pick your brains. My wife has recently come into some funds from her parents in Germany, I know the exchange rate seems quite good for Euro --> Pounds so thought it might be an ideal time to transfer the cash. What is the cheapest way to transfer it over? We're having a loft…
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L&G Diversified Absolute Return fund loses over 8% in a day !
http://www.morningstar.co.uk/uk/snapshot/snapshot.aspx?id=F0000026NM&lang=en-GB http://www.h-l.co.uk/funds/fund-discounts,-prices--and--factsheets/search-results/l/legal--and--general-diversified-absolute-return-trust-accumulation
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Circa £50k investment
were to invest it for a 40% tax payer? ISA's have not performed well over the last year :mad: need instant access as plan to spend some of it on house extension circa £20k rest of funds can be locked in with say 4 withdrawals a year if needed just need pointing in the right direction other than sticking it back in a…
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tracking ETFs
Is it possible to see a "price", the performance, the constituents or weighting of any particular ETF? For example, ishares BRIC or Lyxor ETF Nasdaq 100. thanks
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Gold Investments - Comparison of UK prices
I want to invest around £3000 to buy gold bullion bar 24CT. A friend advised that I can get a better price in Dubai, compared to that in UK, where it is tax free. Anyone with an idea, of how UK gold bullion prices compare with the rest of the world. If there is a website for this kind of information, it will be very useful.
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Halifax Share Dealing Problem
I have just been on my halifax share dealing account and moved some cleared money from my halifax current account to the share dealing account. The last time i used this and it was a few years ago this was instant but it says funds available in six days surely this cant be right. i want to buy something in the morning.…
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Why UK equities as core holding?
Is there any fundamental reason why a growth portfolio that has no particular finish date target(within a 5-10 year loose timescale) should include UK equities?
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Gold Is A Good Bet When Sovereign Nations Are Imploding
Get physical gold, real shortages in physical metals affect market activities in strange and interesting ways, pressure on Goldman Sachs in time for the election, hand slaps for the destroyers of economies, paper interests are folly, metals due for a moon shot... There are only two kinds of gold and silver to own...…
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India Banks Start To Sell Silver Bars On May 16th
New Delhi, May 9 (PTI) Buoyed by the success of its yellow metal retail, HDFC Bank is all set to venture into silver bar trade from next week. "We will be selling silver bars from our branches starting from the auspicious day of Akshaya Tritiya (May 16)," HDFC Bank retail liabilities products group head Seshan Ramakrishnan…
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Savings safety
I have substantial funds with NS & I and recently moved substantial funds to Santander - Flexi ISA and a 2 yr bond. In view of the precarious position of the government and possible adverse reaction in confidence to sort out UK deficit, and news that Spain, and Portugal; are in difficulties equaling those of Greece; is my…
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Investment
Would this be a good time to buy sterling with australian dollars?
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£11.75 fee to reissue a dividend cheque over £30
Currently sorting out unclaimed dividend cheques for deceased relatives shareholdings in various companies Equiniti / Computershare / Capita Registrars all charge extortionate fees to reissue dividend cheques in the name of the beneficiary These range from £11.75 to £12 for each dividend cheque over £30 and £30 for each…
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Alliance and Leicester - Is it still under separate registration
Does anyone know if Alliance and Leicester is still under separate registration from Santander? I thought I read somewhere that they were merging for reg purposes with Abbey,Bradford and Bingley,and Cahoot. Thanks folks!:(
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Why does it take so long for an ISA transfer
I applied to have my 2 ISAs transferred to the Nationwide one from Bradford and Bingley, the other from Cheshire Building Society. I applied on the 7th April, one of the forms requesting transfer wasnt received until the 27th April, and no-one seems to know what has happened to the other one which Bradford and Bingley (yes…
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Recommended online savings accounts pls
I've heard Tesco (internet saver) is a nightmare to set up but that Northern Rock's site with a less atrractive rate is user friendly if slightly insecure. Has anybody recently opened a savings account (purely) online? How long did it take to set up and get running? Thanks
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ISA thought?
I have a ISA at halifax which has now dropped to 1/2 % interest. My only one and its got £5100 in it. So Im looking to move it to the nat west one. they say it will take 4 weeks to move and I've waited 10 days for the app to arrive now. So would it just be better to withdrawal the £5100 and just put a cheque straight in…
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Where to place monthly saving of £4000 but cash needed in 7 years
If I had £4000 to invest each month from within a pension / SIPP etc. it seems to me to be neither short term or long term investing but I would need the investments returned to cash in around 7 years. Obviously I can take some risk and I know that in year 7 and perhaps even year 6, the investment will just be in cash or…
