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Circa £50k investment

were to invest it for a 40% tax payer?

ISA's have not performed well over the last year :mad:

need instant access as plan to spend some of it on house extension circa £20k

rest of funds can be locked in with say 4 withdrawals a year if needed

just need pointing in the right direction other than sticking it back in a Halifax investment which may or not turn out to be the best bet depending on what is out there

Comments

  • dunstonh
    dunstonh Posts: 117,923 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    were to invest it for a 40% tax payer?

    assuming you mean where.. Impossible to say as there are over 50,000 options and unlimited variations.
    ISA's have not performed well over the last year :mad:

    Where you are invested with them? Most investments have done very well over the last year. It was the year before that they suffered.
    rest of funds can be locked in with say 4 withdrawals a year if needed

    Its beginning to sound like you are not talking about investments but savings.

    If it is just savings for the whole lot then you should look at the latest interest rate charts.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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