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Nationwide E Bond Maturity Date and options
Hi, I have just opened a Nationwide E Bond, just wondering what my options are on maturity, anyone with any experiences of the options? Its just it matures on Friday 25th September. On the certificate it states your bond matures on Friday 25th September. Does this mean i have access to the money on Friday 25th September?…
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urgent advise needed
My elderly mother is hopeless with money - she is housbound and i go to the bank etc for her. About a year ago she went into hospital and while in ambulance she told me about various boxes she had in house - i think i found about 10k in total - i put this into a old bank account for safe keeping as didnt have access to her…
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Time to chuck my RPI linked savings.
I have some large chunks of National Saving index linked certs. 1 x RPI + 1.35% 1 x RPI + 0.7% 1 x RPI + 0.35% 1 x RPI + 0.25% As the RPI is now 0%, these are pretty crap aren't they?? Does anyone know how the RPI linking works, does it change on the value of the certs on a month by month basis, or year by year??? Should I…
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What do you think about HSBA Rights issue?
Below is the info my broker has sent me. Seems a discount at £2.54 compared to the current price of £3.72. Worth buying the Rights offer? HSBC HLDGS Action Type: Rights Issue Description: The Company is to raise up to GBP12.5 billion through a rights issue, with an ex-entitlement date of 20th March 2009. Shareholders have…
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Egg Money Interest Question
On the Egg Money card, if you maintain a positive balance, is the interest paid monthly or yearly? Just got news of the savings account rate dropping, so I'm thinking of switching my balance to the Egg Money account.
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Is there any point now in fixed rate savings?
Just a thought I've been having of late. Personally I can't see any point fixing savings for 1, 2 or whatever years now. So far as I can see i think we will see top rate variable savings accounts paying around 3% gross with instant access so why bother fixing rates anymore on fixed term deals! It seems widely thought the…
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Good time for a tracker?
Hello, At present I save 1125p/m 125 goes in share scheme 1000 goes in a web based savings account (nationwide) I am renovating a house at present (98% done, but that last 2% is the hardest). So... the savings are for things like Tiles for kitchen Fireplace Garden But... I am not making any return on my savings. I was…
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Investment Competition
A lot of people on here seem to have differing views on how to make money over many different areas I suggest a competition to see who can get the best return on a fictitious initial pot of £100,000. anyone up for it? :D
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New at Investing
I really need some ideas on how to invest the proceeds from our house sale. We should have 15k to invest, that we should be adding to by approx 1k per month until we retire or expire, whichever comes first. I have heard of ISA but don't really understand the rules/returns etc. We don't need easy access to this money as we…
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First Direct eISA
Has anyone else experienced delays in receiving application form? I applied online last week (Thursday) and as of today have still not received the application form. The online application only alerts the bank to send out to you a paper application form!
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Lloyds TSB 4% interest rate bank account
It's called the Vantage, and it's open to new and existing account holders alike. Take a look: http://www.lloydstsb.com/current_accounts/vantage.asp It needs £1000 per month turnover and it pays 4% on balances between £5,000 and £7,000. If you already have a Lloyds TSB account, and you manage your banking online, it's…
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How to not lose money on ISA
Was wondering if anyone could suggest a way to stop losing money (or losing less) on my stocks and shares ISA? No way will I be putting more money in my S&S ISA for this year (08/09) but need to decide whether it would be better to cash it all in or if there is some safe way to at least slow down the loses? When shares…
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when do accounts become dormant>
Can someone tell me if I have things such as ISAs which I have just invested and left for several years when do they become "dormant". I receive regular statements etc. but before the Building Soc decides they are dormant I presume they contact their investors? Does voting at the AGM constitute "contact" or how does this…
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Higher Interest Rates Abroad and Guarantees
Hi Folks, The hubby and I are moving to Thailand as soon as we can get the house sold (it may be a while I know). We want to put the money we make from the sale of our house, along with my redundancy money, into a high interest account and basically live off our savings when we get there. As you can imagine we feel like…
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Britania merger vote
I'm a member of both Britania & the Co-op & got my voting papers through from Britania yesterday. Having read both of the previous threads from when the merger was announced: Britannia/Co-op - to become the super BS?, Britannia and Co-op may merge in April, plus the docs supplied by Britania, I'm still none the wiser about…
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Whats the difference between Savings & Investments
Sounds silly .......... But about to fill a form in that asks for income from investments. Are savings classed as investments everything I look at including this forum lumps them together?
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website listing share dividends?
I have about 10k to invest and i'm interested in investing it in shares. I have dabbled before with my dad's help but would like to choose my own investments now. I have the naked trader 2 book on order and cant wait to read it. I have a few hours spare today so would like to have a look on a few websites with info on…
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£ v.s. $
Dear All, See.... http://www.theoptionsinsider.com/education/?id=2033 I am seriously concerned about the potential de-valuation of GBP against USD. :confused: Is there any way I can convert all my GBP into USD while staying in UK. I believe with the falling interest rate and being an international student here... It is not…
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"King" Fred gets house smashed...
for 6 seconds I felt some sympathy then, I read this: http://business.timesonline.co.uk/tol/business/industry_sectors/banking_and_finance/article5950461.ece March 22, 2009 EXTRAORDINARY new details of the extravagance of Sir Fred Goodwin’s reign at the Royal Bank of Scotland have been revealed by a whistleblower. An RBS…
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childrens mutual
Hi guys wondering if you can help? A few years ago I set up a childrens mutual bond thingy for my daughter at £10 per month and Ive noticed that nothing seems to ever increase with it...I have been considering withdrawing the funds from it and entering them into a bank account for her. The policy pays minimum of £2000 when…
