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Alternative Student Accomodation Funds to Brandeaux
Hello Forum, I am an existing (3years) investor in Brandeaux Student Accomodation/Ground Rents, and whilst I have been happy with their performance, the recent suspension underlined the old addage of not putting your eggs in one basket. I think the concept of student accomodation based funds is sound, and therefore I am…
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Best rate
Whats the highest rate you can get these days please? I have a fixed 1 year coming to an end.
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Inflation rises.
ha ha where is the deflation? it's not happeninig and it never will. brown is an !!!!!!!. printing money as inflation rises what an !!!!!!!, him and mugarbee
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the fool
are they a reliable company for share dealing etc? I noted this on their website. The Motley Fool Share Dealing Service only offers a nominee account. This means that we hold stock for you electronically in our nominee’s name and are therefore able to deal with any settlement, corporate actions and dividends on your…
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Premium Bonds or similar for children? Help please?
Hope this is the right board, please move it or advise if it's not and I'll re post! There are two friends who have children and I would like to gift some sort of future investment to the little 'uns. The children are aged 2 and 4. One lives in Wales and one in England (not sure if that makes any difference but thought I'd…
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Making money on bonds
Hi Guys, I've noticed a few investment funds posting quite high returns recently - I'm guessing due to the recent dash to government debt as a short term safe investment. I was wondering though - how do funds investing in soveriegn bonds (say) make decent returns (say over 10%)? As I understand it, government IOUs tend to…
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Premium Bonds £1M - now only 1 winner
Just had a e-mail from NS&I and they are reducing the 2x £1 million prizes to 1 and re-distributing the second to smaller prizes, not that i've ever been lucky with them (e-mail below) ;) NS&I – Changes to Premium Bonds prize fund and rate [FONT=Arial,Helvetica,Verdana]Thank you for registering to receive updates from…
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Barclays Capital Protection Saving Plan
Hi all! I am interested in taking one of these deals out. Basicaly you lock your savings away for either 3, 4, or 5 years and barclays will give you 12, 22 or 32% depending on the legnth of time you invest for. From what i could gather with the Barclays adviser, you are alowed to invest and gain up to £9600 tax free,…
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monthly interest how do i work out if i am getting the right amount?
I have the barclays monthly saver and should be on 7.49% can any one tell me if i am getting the right interest details are 21st november account opened, 0 balence (£0) 24th november standing order of £100 paid in (£100) 1st december interest 0.15 gross, 0.12 after tax (£100.12) 18th december standing order £241.50…
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Time to buy indexed-linked savings certificates?
Well now that RPI has started moving up again, is now the time to buy indexed-linked savings certificates to protect against future inflation?
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Shall I invest in my kids mortgage?
The kids have the option to switch their tracker mortgage to fixed rate with no charge - they could set things in motion now but do not have to make the switch for 9 months - (3 months before their tracker expires). With 60% LTV they can get 3yrs at 4.38% or 5 yrs at 4.89% - so I'm thinking I could lend them the amount…
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What is the best way to do it.
Back in 2004, my granmother passed away and left a large estate. The will gave 50% to my dad and 25% each to my brother and myself. Whilst I have invested my share, both my dad and brother have pretty much spent about all of theirs! They are old enough to know better! Since then, my brother has lost his job and is claiming…
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End of year +ISA
I took out an ISA for this current year (following advice from this site). What do I do with it at the end of this financial year? Thanks in advance:rotfl:
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URGENT help required
Hi there, I wonder if anyone could help me? I am being posted abroad (Germany with work) for 3.5 years and will be earning just over £4k a month (which will be free from German and UK income tax due to the nature of my work) so transfering the money back to the UK wont be a problem in regards to charges. After a few…
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Regular saving
I want to save £500 a month every month. My idea is to put £100 a month into each of three halifax childrens accounts (I have 3 children) paying 8% and the other £200 into an instant access cash ISA. This ties up the £300 a month but gives me access to the ISA if I need it. Is there a better rate of return for these…
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Which L&G Tracker?
Hi, I'm going to invest a £500 lump sum this week in a L&G Tracker, wrapped in an ISA before 6th April. First and foremost, I'm doing this to take advantage of the £85 quidco cashback, and am unlikely to add any more to the fund as I'd like to have a more rounded think about how to invest in the new tax year. I just…
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Shares through Selftrade. Funds through H-L - Can both be ISAs?
I've got a feeling this will be a no as you can't do it with a cash ISA, but is it possible to have S&S ISA with 2 different providers (in this case one through Selftrade and one through Hargreaves Lansdown) and fund them both throughout the year? I'm guessing it's OK to hold both but only fund one in a single financial…
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Tradefair Spread Betting
has anybody used this in the past? im assuming that there is no time limit on how long u can hold positions? i would be looking to bet on the ft100 in case people are wondering, so for example i place a bet of £10 per index point (at 3900 today) and hold this until i decide to close my position (at say 4100 in a month -…
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Govt reassures Dunfermline savers
This thread is to discuss the following news story: Govt reassures Dunfermline savers
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Saving Account for Grandchildren controlled by Grandparents
I would appreciate any help from you knowledgeable people. Is there such a thing as a savings account for grandchildren that can be controlled by the grandparents. My mother opened accounts for all her grandchildren in their name but at her address the idea being that neither the grandchildren, nor their parents (me and my…