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Northern Rock Shareholders
I have 7,000 shares in Northern Rock, can anyone advise what might happen with these. I know there has been talk of 5p in the £1 offered but can we refuse this and hold on to the shares until are listed back on the stock exchange or is this not going to happen?
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Where to save my my 2010 Summer holiday?
Between now and next summer I hope to be able to save between £200 and £500 per month towards an expensive holiday next year. At some point I will need access to some of the money to pay for flight deposits, but most I can probably leave tied up until July 2010. So where the best place to put the money? I do have a Mini…
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Saving Account
Hi, I am wondering if anyone has any ideas of good saving accounts. I am not after an ISA, but a regular high interest savings account from a highstreet bank. Also - is it safe to set these bank accouints up online as I have a sum of money which I want to transfer into a savings account, and accumulate interest, I won't be…
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S&S Investment ISA - tips on reducing fees?
Hi, can anyone shed any light or recommend a good best place to open an S&S Isa or alternatively share any tips on best practise so that I do not pay a lot on fees to open/ start a scheme. I am looking to invest £400 per month. Cheers
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Help Figuring Out Cardreader Login For Barclays?
Hi, This might be a silly question, but i'm trying to use a card reader for the first time with my Barclays online account but cant see any way of actually using it. From what i've read, on step 2 of the log in screen there should be some way to select or activate the card reader, but i cant see it anywhere. Has anyone…
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ICICI offering 4.3% fixed
I had a call from ICICI trying to get me to agree to a new fixed rate as my existing 6.85% bond is about to mature. They were especially keen to get me to go for it and they were offering a specially higher than on the website (3.9%) rate of 4.3%. I didn't take it because I can transfer the money to Halifax's 6.25% fixed…
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Scottish provident with profits fund, should we surrender them?
My parents have got four endowment policies, life with profit funds which they took out with Scottish Provident. As of the last update we recieved for 31/12/07 their values were: Basic Guaranteed Sum:Total Policy Benefits: Maturity Year: £2371.00£4693.00 2009 £1797.00£3575.50 2010 £1797.00£3575.50 2010 £3133.00£5251.90…
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Hyperinflation and Savings rates ?
If we went into hyperinflation or towards it would the savings rates and BoE rate follow accordingly ? I know hyperinflation is defined as 100% over 3 years,but lets say inflation at 20% per year.
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Higher Yield Investments
Hi I was wondering if anyone knew anything about this higher yield investment. I don't have a clue about it, but my dad has said that he is using this as some kind of strategy. All I know is that he has lost thousands in the last year or so and I was wondering if he should stick with this (he's a bit stuborn) or go and…
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Help! I've missed the sharesave deadline
Last year I was made redundant but one small crumb of comfort was the sharesave I still had. I've misunderstood the rules of the scheme and missed the deadline to exercise my options to buy the shares. This means I stand to miss out on £500. The Sharesave operator has said there's nothing I can do. Does anyone know if…
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Premium Bonds ns&i
What are peoples views on premium bonds was thinking in taking money out my accounts as not making much in interest and putting it into bonds with ns&i What are peoples thoughts would like to hear back from people and hear back from people who are already in this and have got rewards back. Also what amount you should be…
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Interest rates going up
This is a change The Halifax have increased their fixed rate websaver rates Rate from Feb 1 from feb 13th 6 months £500+ 2.75% 2.85% 9 months £500+ 2.60% 2.90% 1 year £500+ 2.65% 3.10% 2 years £500+ 2.25% 2.60% 3 years £500+ 2.60% 2.85% 4 years £500+ 2.80% 2.85% 5 years £500+ 3.00% 3.30%
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Invest In Oil
Hi, Any suggestions on Oil investment plays ... Feel free to chuck any suggestions in, Individual Shares (UK and other), Oil Services & Equipment, Majors, Juniors, Exploration etc, and other ways to trade, futures etc (which I know nothing about). lets include Natural Gas as well. Cheers
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Historical interest rate for fixed rate bonds??
Does anyone know how I can find out what was the best 1 yr fixed rate bond on 1 or 2 Jan 09?
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Want to invest £10k over 18yrs
Looking to invest £10k for my new born kid. Happy to keep invested for 18-20 years. To help pay for kids university/house/wedding etc. What would you suggest is a good way to do this. Cheers.
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Anyone Had These Issues With Transferring Money Out Of An Account? (namely Barclays)
Hi, I went into a Barclays branch today and i wanted to transfer around 30k out of an esavings account into a nationwide account. However the cashier said that for that amount, i would have to do it through a CHAPS transfer which has a £20 charge...i didnt think i'd have to be obliged to do it that way? i've never heard of…
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isa good idea for april 09?
I have a couple of ISA accounts and have £2,000 ready to put into one of my current ISA accounts or open a new one. I am a little put off by putting this money into an ISA what with the low interest rates on offer. What would you guys do? a)Put the full £3,600 over the year and reap the rewards when interest rates go up?…
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Where to put it ????
Hi there money saving experts :j Help needed please....... I am married, have a baby, have regular income, no debts and about £15,000 in cash to place ... I am no good with maths or reading the small print.... Far too confusing for my few brain cells 1. Child trust fund voucher? Im thinking just put that into a stakeholder…
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Global bond consistency
I've been doing a fair bit of market research. It seems to me, investing in global bonds, or international bonds as opposed to global equities offers well above average yield- and have shown satisfactorily consistent returns over the past 5 years and performing rather well in a supposed global recession. Is this a sign…
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Multiple ISAs in 1 tax year
Hi there, Does anyone know whether it is possible to open more than 1 cash ISA in the same tax year (assuming the first one that was opened was never deposited into)? The reason i ask is that i eventually got my 10K ish back from my Icesave ISA and have kept it in the Egg 6.3% fixed account since November. However i did…
