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Best rate?
Hi. I have £100,000 in a HSBC a/c that is doing nothing. I am able to get it out without any penalties. I have been looking at the various options available & would welcome some advise. I am mindful of only perhaps having £50,000 max in one a/c for security. I am also not sure if I would like to tie all of it up for too…
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Hoodles Brennan Advisory Cold Calling
Hi, a little warning I've just had hoodless Brennan on the phone twice in two days, they seem to be pretty persistant, using a very hard sell to try and get me on the advisory account, giving me examples of how you can get 75% returns in 1 day. I have to say i'm not very happy about this, as while I now abit about stock…
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Best thing to do with £10k
I have sold off a bit land that I own to a neighbor, but I'm not sure what to do with the proceeds (a little voice in my head says get a big telly, a PS3 and a new motorbike, but I'm ignoring him:)) So, £10,000 will soon be winging its way into my bank account, where should I put it? I've got a Scot Widows Cash ISA paying…
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Ing Bank
This is probably not the right place to ask this question but is there an easy way to find email addresses? I thought I had cracked it, and especially as the site was a government one but information had to paid for. I need the email address of ING BANK. Does anyone know it?.
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Kaupthing Edge to ING Transfer trouble
Hi everyone - I was a Kaupthing Edge customer, who's been transferred over to ING Direct. My ING account has been opened and the KE one closed, but I'm still waiting for the money to turn up in my ING account. I've spoken with ING every day this week and all they can say is that the transfer is yet to go through, with no…
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HBOS Websaver fixed rate
I took out 3 month fixed rate Websaver with HBOS on 1st December, it was on Moneysavingexpert at the time at 6.25%. Have just got the maturity statement and the interest was less than I expected. After 4 calls to the (hopeless) help line, was eventually told that the interest rate was reduced from 6.25% AER to 5.68% on…
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Closing bank account and cancelling Direct Debit?
When a bank account is closed (e.g. Icesave, Kaupthing Edge, and any other desired), how important is it to cancel the direct debit instruction? :o It's just occured to me that I've never done this wioth any of my old accounts, and was wondering about security as well as 'cleaning up' my records. :rolleyes: To cancel a…
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Claiming tax relief on Icesave account?
I've received my cheque from the FSCS, but no income tax deduction statement. They said they couldn't do this for the zillions of ex-customers etc. I was told by FSCS that if I send my investment letter and covering letter etc. to the Inland Rev. they will do a calculation from the net amount to reach the gross amount, and…
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over subscribed
hi, can shares in any particular company ever be over subscribed or 'sold-out' .I'm talking about a major FTSE100 company. thanks ....
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Help im going nuts, ive lost the plot !!!!!
Hi folks, heres the deal - Next week i have a Term Deposit that matures (£50,000) needless to say the interest gained has been poor blah blah, im not going to mention the bank (although "Term Deposit" gives it away) but i want out !!! :mad: I want to put this £50'000 away somewhere BUT i dont want to lock it up for years…
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Give up the bonus RBS - Vote in the poll
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Regular Saver accounts drip fed from ordinary online savings accounts
Regular Saver Accounts seem to be set up for people who have a regular income to their current account, from which a standing order is setup to pay into the regular saver. If like me, your income is low and the money coming in (from benefits and savings interest) is needed to live on, the only way seems to be to manually…
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what do i do?
Hi all, right i have a mortgage of 138k on a tracker rate of base plus 0.69% approx. I am in a position either to save an extra £800 to £1000 per month or put it against the mortgage. Or if there another alternative? To date i havent made any repayments and am interest only Many thanks in advance
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Barclays Monthly Saver
I am thinking of opening the above account with Barclays, only downside is the visit required to Barclays to do this. On their website it says that the application form can be printed of and taken to the nearest branch but I can't for the life of me find the form ! Anyone found it and can direct me in the right direction?
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Family Investments
Has anyone saved in Family Investments (previously called Family Assurance). I have paid in for years now into Sovereign 3 Series 1 + 4 it's rolled over into different accounts on maturity and goes on and on (it's tax free though). Does anyone know how to get the performance of these over the years and generally if they're…
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Post Office ISA
I currently have a cash ISA with Nationwide with 1.1 interest,so thought of changing to a Post Office ISA 2.75 interest but i'm concerned how safe my money will be with the Post Office.Please advice.Thanks
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I wantto open a savings account....
Hi there, I'm 14 years old and I have no savings :confused: so I was wondering which bank would be best to open a savings account with out of: HSBC Lloyds TSB Barclays as these have branches close to me, which means it's easier to put in money. I have a current account with Natwest. Also, can someone run me by what the…
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IFA - Commission
I have been investing with the same IFA for many years and he has always taken commission with small rebates. I now understand he should have also offered me to pay by fee only. Can I now reclaim any of the commission?
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Government bonds?
guy in work has invested recently in government bonds through scottish equitable and says hes had a return of 37%. anyone any experience or thoughts on these?
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Fidelity MoneyBuilder Income vs Income Gross
Fideity offer MoneyBuilder Income & MoneyBuilder Income Gross. MoneyBuilder Income pays dividends monthly, which if the option to pay out is not taken are used to repurchase units in the fund. Q - How does MoneyBuilder Income Gross (ISA) do it? They both seem to have the same price. Same goes with Extra Income Gross (ISA),…
