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The Dividend Letter
Yet another newsletter from Fleet Street Publications called the Dividend Letter being touted by Moneyweek this week. Its a high yield portfolio (HYP) method of investing. I would appreciate any comments on this, do any of our bb members subscibe and could they comment. Cheers fj
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Tax on db x-tracker ETFs
Hi Does anyone know how the tax works on DB x-tracker etfs? They have distributing status, so income is taxed as income and capital gain as capital gain. However, they track a total return index using a swap, so presumably no cash is ever produced, just capital gain on the swap. So is all the gain (even reinvested…
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Can someone decipher this for me please?
Can someone tell me what this means in plain english please?
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£1,000 but not for savings account (Please Help!)
Hi everyone, Right I have got £1,000 gained from a particually unpleasent incident were i was seriously injured during an armed robbery at the placed were I worked. Needless to say I dont work there any more and its taken alot of sessions with a psycologist to get over it, and I have recieved some compensation from the…
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How to invest in Oil?
What are the ways to invest in Oil?
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Saving cash with Egg Money - Why not?
I have an Egg Money card that is saying that it is currently paying 4.0% for positive balances. It appears it has not been cut at all since the rates began to dive. Apart from losing the 1% cashback is there a downside to using this for savings?
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30 thousand savings help!
I have 30 thousand pounds after my divorce... Help! I have invested in isa last year and this year and have no idea what to do with the remainder. I am not a tax payer on my wages as I work part time and earn very little. Its currently in the Halifax earning less than 1 percent. I don't wish to lock it away so am I always…
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Need 4k which account should I use?
Hi there, I've recently purchased a 2nd hand car and am unsure of how to finance it. Choice is loan - not likely. Take 4K away from my premium bonds (total 8k) Take 4k out of my Yorkshire BS regular saver (total 8k also) Take 4K out of my ISA - not likely. Of the premium bonds or YBS which would people recommend I do, with…
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What shall or where shall I put my savings
Hi anyone out there who can give me good advice I have £60.000 , but I dont know where the best place to put it, I know £50.000 is safe to put into bank but not above that...so I would probably need to split it.. Help please
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Good rate for a 17 year old almost 18
My daughter has 5k to invest. She is a student and she wants a reasonable return, currently she has a Abbey account I think it pays less than 0.5%. She doesn't mind in being tied up but if worse comes to worse, she can get at it, obviously I realise there is a penalty. I doubt she will use money for at least a year as we…
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Can I Convert My Halifax Current Account To A Reward Account Easily?
I have a Halifax current account (think it was the "High Interest Current Account") Does anyone know if I can convert it into the new Halifax Reward Current Account but keep the same sort code & account number?
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one or two year fix....?
:cool: ....Some banks/bsoc's offer higher rates for their two/three year accounts compared to one year while others lower rates. Looking at the BOE table for BankRate implied by forward market interest rates (page41) it shows base rate at 2.4% in the first quarter of 2011 and at 1.1% the first quarter of 2010 so it appears…
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Which savings account(s)?
Hi, I know next to nothing about the number of different savings accounts and their benefits but I'm looking to open 1 or more account whereby I can put aside a total of £500 a month for the next 12 months. It's unlikely that I'll need to withdraw this money at any point and plan on setting up a standing order to transfer…
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Help £33,000 Savings Best Account Over 55 PLEASE
hi can anyone help me , my mother has around £30,000 in savings which she has in Natwests 30 day bonus account , which pays very little in the way of interest plus another 3,000 in an cash ISA Can anyone recommend an good high street account ( not online ) where she will get a good rate of interest and nothing longer than…
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Mr Hargreaves gets angereee...
'Product providers have got away for far too long with producing crap products which didn't do what they said on the tin. Then it was we the retailers who got sued'. 'We have seen too much of this in our industry. Split-capital investment trusts, precipice funds and most recently AIG's cash funds and almost everyone has…
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Shares: acquisition question
When a company is acquired by another company. What will happen with the shares? Will it go up, down? Or it does not affect the share price? Is there a difference between a company is acquired by another company, and a company is bought by another company?
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Halifax sharebuilder
Hi Everyone First time poster, long time lurker here. I started a halifax sharebuilder account a couple of weeks ago, and today is the first day that my shares are ment to be bought. At the moment my account still says i'm holding no shares. Does anyone with a sharebuilder account know what time of day these shares will be…
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Kaupthing (Not-Edge, Not-IoM)
Hi I am among the small number (3000/7000 depending on whether you take E&Y or FSCS figures) of retail depositors with KSF who were not part of the Edge transfer to ING, and not with IoM. Reports from FSCS indicate that there are about 7000 awaiting payment but that matters have been delayed because tha data provided by…
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Northern Rock Fixed rate 3.4%
Someone maybe interested, N.R have a 3.4% AER, and 2.7% net p.a fixed rate deposit. Operated online with choice of monthly or annual interest. The rate is fixed until 1/3/2011, the maximum that can be invested is 25k per customer, so in effect 50k per couple if seperate accounts…
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Is this good advice?
I posted a few eeks ago about my DH retiring with a lump sum from his employer and a pension. The consensus here at that time was that we really should go to see and IFA as this was a significant change in our life. Well we went to two IFA's and both gave advise re paying off cards etc, setting aside some money to pay with…
