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Child trust funds - are all stakeholders the same?
I am about to transfer my sons child trust fund into a stakeholder FTSE tracker fund, but I am somewhat confused... Provided that the fund tracks the same index (ie FTSE 100 or FTSE all share) and the charges are the same, will all funds perform equally, or can the growth somehow still vary depending on which provider you…
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abbey online log-in
Is anyone else finding the Abbey site really slow today? I'm struggling to log in at all.
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Save or invest?!
Hello. I have been looking at MoneySavingExpert for some time now, and have taken advice in the past on opening ISAs and Savings accounts etc. - I also find the site useful to try and advise my parents and friends. I'm 17 and have about £4400 saved, and would like to be earning some money off it if possible - at the moment…
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Nightmare trying to open a Harpenden Building society account.
I have been in the process of opening a mini-cash ISA with £3,600 at the Harpenden B-Soc. I sent the application off with a Barclays cheque, a certified copy of my passport and 2 x household bills. It has come back as they apparently need 2 x 'Group A' documents. They said I could get a copy of my driving licence…
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Premium Bonds draw dates
Does anyone know the best time of month to buy and sell premium bonds as to make sure your bonds are in the monthly draws? I can't find the answer on the NS&I website.
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stocks more turbulent now than in the past?
I've seen a number of posts on various threads that suggest we should be guided by the "fact" that we have a downturn every 5-7 years. I'm not so sure this is true if I use the FTSE history as a measure. From 1985 to 2000 (i.e 15 years) the FTSE made steady if erratic gains until declining into a low in 2003 recovering for…
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SAvings in son's name for Uni
Though my son is only four, we have started a savings account for his college fund. Various family members give us money for this at brithdays and Christmas,. Bearing in mind this is avery long term savings account that we will not be making withdrawals from, what would be the best thing to do? Someone suggested…
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New S&S ISA
Hi,I have an index tracker fund with M&G and recently asked myself why I didn't have it in an ISA wrapper, after querying this with M&G it turns out I have to sell my shares and then buy them back to be able to hold them in the ISA. What I cannot work out is if I have lost out financially by doing this, to me it seems I…
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Investment Trusts & OEICs
Dear All, I have two questions that I need answered so please can you help??? What is the difference between (1) Investment Trusts and (2) OEICs? What is the difference between (1) Insured Funds and (2) Mutual Funds? I look forward to recieving your answers.
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paying for a wedding in Euros, do I pay now or invest
we are paying for our daughters wedding abroad this year and have been quoted the price in euros. Since then obviously the euro has dropped quite significantly and the price is now approx £1000 more than we originally anticipated. I already have the money so what should I do....pay now before it drops any further or invest…
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Citibank Euro Account
Anyone here have this account and can say whether its any good? Im thinking of opening it, can anyone say whether they think this will be a good idea as im going to Europe in the summer and want to take advantage of the euro being a mere 94p, before it reaches parity. anyone know of any alternative accounts? cheers
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Online trading software
Hi chaps I wonder if any one can point me in the right direction, I'm looking at learning to trade stocks and shares, I'm looking for the software to do this. Can any one recommend what to use? Cheers
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Post Office Savings NOT Protected anymore
http://www.telegraph.co.uk/finance/personalfinance/savings/4347782/No-UK-safety-net-for-Post-Office-savers.html
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Best place online to view share prices please
I want to be able to peek on share prices ( I don't believe I just said that :eek: ) but yes I do . Whats the best place online to see all the ups and downs or whatever it is they do do ? And yes I know nothing about it as you can tell from my post :rotfl:but Im learning slowly :grin: Thanks
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Saving heavily for mortgage - short term
Hi, Me and my wife are looking to save heavily for our first mortgage. We are looking to save around around 10,000 within 6-9 months, and then use this money for the mortgage deposit. * Which savings account(s) should we go for? * Is there any point in getting a decent interest rate as we will be using the money before the…
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Alliance & Leicester Savings
Beware with Alliance & leicester- i am now in process of trying to close down my account, after weeks of problems. I openned to access a good rate for my savings, and was given incorrect account numbers and sort codes to enable a transfer from my current savings provider to All & Leic. They now have the money, but it's not…
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Want to move a number of Cash ISA
My mum wants to move 3 Cash ISA she has that are paying crap rates, can she transfer all 3 into a better paying ISA or not?
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Where to put £10,000 savings
I have £10,000 to put away for at least 1 year. Where is the best place to put my money with a descent saving rate??
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Halifax Fixed ISA
Credit where credit is due, I renewed a Fixed ISA with the Halifax a few weeks ago at 3.3%, I was told that if the rate changed before the anniversary date I would receive the new rate. I received the confirmation today with a pleasant surprise Rate = 4%. Excellent with interest rates/inflation heading down :beer:
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Best card/savings account for a 16 year old....
My son was 16 last September and has had an Abbey savings account since he was a child, of which I am a trustee. He now really needs his own account where he can get his money out easier than having to get me to go with his payment book everytime. He is still at school, and will be for a while yet and doesn't work. Any…
