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Are you going to remove your money from the Post Office/Bank of Ireland?
Just wanted to see what other people are thinking of doing. My mother-in-law has over £50,000 in the BOI, split into three separate accounts - one in her own name and two in her children's name. She put her money in the Post Office because of the guarantee that her savings were completely covered, but it seems that the…
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How to Transfer Shares from my Late Father name into my Mums
How to Transfer Shares from my Late Father's name into my Mums name Does anyone know the cheapest way to transfer a share holding into another name? My late father had 5 different share holdings in, BG plc, BT Plc, Centrica,, & Bae Systems, all of which are administered by Equiniti. He also has some National Grid shares…
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Bit of advice needed
My MIL lives in South Africa, but wants to invest some of the money in the UK (or the Isle of Man where she has a bank account). She has about R500,000 (which is about £34,000) plus about £30,000 in the bank here. She is currently getting between 11% and 11.5% in SA on her money, which sounds brilliant! (It is taxable…
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Alliance and Leicester ESaver 2
I have an Alliance and Leicester ESaver2 and I am looking to withdraw the funds and put them into a fixed rate account that I hold. Part of the terms stipulate that if I withdraw in any one month, then I will lose interest for that month with the exception of a 'particular' month. I should be able to find this month in my…
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Ndfa Victims Of Lehman
NDFA Lehman victims want their money returned - all press commentary points to mis-selling using sharp advertising designed to ensnare the cautious Investor - phrases like; '100% capital guaranteed' and ';FSA protected' just proved to be false when NDFA took Investors savings and deposited it somewhere in the sprawling…
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icesave ISA paper application
submitted a paper application on 24/11 by recorded delivery, still waiting for my cheque, have phoned them 4 times in the last 3 weeks, everytime the date goes out, now being told beginning of Feb, if this goes on by the time I receive the ISA certificate it will be void............Anybody else still waiting for an Isa…
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Pray to god you dont have to
Get compensation from the FSCS, they dont answer emails, they dont answer the phones and they are incompetant. And If you read this Martin there are heaps of people that need you to help us because this paper application isnt working at all.
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Small savings
I have jsut been given £1000 which I want to put into a savings account. Can anyone tell me the best way forward. I don't need immediate access to it but would like to be able to get it for future events
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Martin. We NEED you ********
Please come out of your hiding place and help us as the fscs are dragging their feet and we NEED our savings. No income except small pension and savings and almost run out http://forums.moneysavingexpert.com/showthread.html?p=18181779#post18181779
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Bullion Vault Exchange Rate
Does any one know how this is calculated? Basically I have just found out about this website, and really find it interesting buying and selling my gram I have manage to stay neutral even with the commission charges for 24hour! wahoo, better than loosing anyway. So I wanted to dig deeper, make some cash out of this, but…
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nationwide instant access isa
Hi I have a Nationwide instant access isa and want to work out how much money I will get (approx) in April. At the start of last April the interest rate was set at 4.8% Does anyone have any information for the interest rate at for the months it was reduced. Think it now stands at 1.8% ta
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Investment opinions please
Hi, I have just transferred £11k from a poorly performing Cash ISA into my Hargreaves Lansdown S&S ISA and would like peoples opinions on my investment ideas. At the moment I'm heavily weighted in Global Growth and feel I need to balance things out a bit. Current S&S ISA Holding = £8,500 (aprox) 1-Artemis Global Growth =…
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Closing An Icici Fixed Account early; Anyone Done this?
Hi Daughter has been made redundant, and early 2008 took out a 3 year fixed bond or account with Icici. She now really needs this money, (was approx 18k from an inheritance.) Had she anticipated both her and her OH Both being made redundant within the last 4 weeks, :eek: she'd never have locked this sort of money away.…
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Now is the Time!
Hi People, I've been pondering getting involved with shares for the last few months and luckily through the forums advice I avoided a disaster (was going to buy RBS shares!). Now is the time for me to start investing but in your opinion what kind of shares should I buy and how should I proportion out my investing eg 25% in…
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Lloyds fixed rate isa
Hi, Well, I posted my letter today accepting the 1 year fixed rate Lloyds isa. So I suggest you all hold your breath and wait coz you can bet your bottom dollar now that I've sent in the form there'll be isa rates that are sky high coming out!!!!
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Hargreaves Lansdown - High Charges Warning
One thing to watch out for if you are considering holding investments with Hargeaves Lansdown or do so in their ISA is rather than discounting management fees they charge an additional 0.5% plus VAT (0.0575%) on certain funds. For example the management charge on Fidelity's UK Index fund is 0.1%. If you hold this in a…
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are your savings safe
:jIn your article are your savings safe, it explains that the FSCS covers the first £50,000 per person, per financial institution. Regarding Investments: If you've invested in an investment fund (e.g. through a discount broker) you'll get the first £30,000 back, plus 90% of the next £20,000 (a total of £48,000). What I am…
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scottish widows capital protected fund
was offered this at lloyds today basically tie up a lump sum of £3000 upwards for six years and your reward is based on rise of ftse 100 over 6 yr period as far as i can tell their is ceiling of 50% profit on your initial lump sum they will give you 150% of the rise in the ftse over 6 yrs you are guaranteed to get your…
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Halifax Sharebuilder
Hi there id first of all like to say hello to you all as this is all new to me. Im thinking of getting involved in shares and im a total newbie, ive read some of the threads and are lost with vast amounts of information. I am looking at investing about £50 a month at the moment (as all my other money is going into paying…
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A little advice...PruFund Investment Plan
Hello I hope you could help me with some advice for my Mum. My Mum has recently visited an Independent Financial Adviser, who has suggested that she invest her £50k savings in a PruFund Investment Plan. I hoped someone with some experience of these could offer me some advice. With the current climate, we want to ensure…
