Investment opinions please

dasherman

Hi, I have just transferred £11k from a poorly performing Cash ISA into my Hargreaves Lansdown S&S ISA and would like peoples opinions on my investment ideas. At the moment I'm heavily weighted in Global Growth and feel I need to balance things out a bit.

Current S&S ISA Holding = £8,500 (aprox)

1-Artemis Global Growth = 40%
2-Jupiter Ecology = 40%
3-Artemis Euro Growth = 7% + £50 per month
4-Blackrock UK Smaller Companies = 7% + £50 per month
5-Allianz Bric Stars = 3%
6-Blackrock UK Absolute Alpha = 3% + £50 per month

Proposed New Investments = £11,000 - possible funds in brackets

£2,000 each into 2 Corporate Bond Funds (Invesco Perpetual/Royal London)
£2,000 into North America (M&G American/Investec American)
£2,000 into FTSE Allshare (HSBC)
£1,000 each into 3 existing funds

gozomark

you would only have about 20% in corp bond funds - I'd go for more

spykes

Hello Dasherman.
How much do you pay Lansdowne for setting that up? And have you chosen those funds yourself?

dasherman

Initial charge = max of 0.25%
Annual charge = between 0% & 1.5% depending on fund
Yes I chose the funds myself.

purch

1-Artemis Global Growth = 40%

You do know that HL have removed that fund from it's Wealth 150 list ?? (of funds that pay them the biggest backhanders)

Not that it is necessarily a good or bad thing, but apart from what HL say that particular fund hasn't performed as well as some in it's sector over the past 12 months or so, and it might be worth looking at closely.

Blah99

purch wrote: »

(of funds that pay them the biggest backhanders)

:rotfl: .

medders2604

Agree maybe think about going heavier on corporate bonds at the moment the spreads are the best they have been for ye

dasherman

purch wrote: »

Not that it is necessarily a good or bad thing, but apart from what HL say that particular fund hasn't performed as well as some in it's sector over the past 12 months or so, and it might be worth looking at closely.

I agree it has gone down a lot recently,although it went up a fair bit before that.

Lokolo

If its a high risk fund surely thats what you would expect? In bad times it will do worse than the average and in the good times it does better than the expected?