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Bank Rate Forecast
Can anyone suggest where I can get a reasonable view as to how Bank Rate is going to change over the next 2 to 3 years ?
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Abbey International - 12 per cent gross
Just seen an add they are offering 12 per cent for up to £2500 per month, offshore. Is there any better than this?
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Newcastle BS NewcastleNet 7
Hi all, long time reader, first time poster. I have an A&L eSaver issue2, which as we know has dropped their rates from 5 to 4%. I was looking throough a few websites to find what I considered a good rate. I notice that Martin doesn't seem to recommend the above account though? Currently paying 4.49% AER surely it should…
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risky business
I have 8200 I want to put away for 2 years at 4.75% in the Cheshire building society, but, it does not come available until 10th January. Shall I get the cheque to them by 5th, this Monday and hope it does not clear until after Saturday 10th? It they try and take it out before 10th January I'll be fined something like £60.…
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NatWest and A&L e-Savers - interest rates dropped
Hi I'm hoping that Yorkshire Boy will see this and comment, but all comments welcome... Like so many other MSErs, I put some money (actually stooze money) into the NatWest savings account (another thread here today gives the latest interest rate fall), and the A&L Account. Is there any reason to keep these now? I am with…
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Savings/investments for Children?
Hi All, I have quite a few nephews and nieces (currently 6 with a 7th on the way), at the moment rather than giving them presents at birthdays and christmas's I put money into an accounts that I control for them. The accounts are child current accounts with nationwide, but as the oldest is 5 and the youngest 0 I though it…
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Global Investing with a weak pound
That is taken from another thread, I felt it deserved one of its own. I fancy more commidites investments but with a strong dollar against the pound I lose value immediately. Any thoughts ?
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Cheshire BS
Been in to my local Cheshire BS to transfer one Cheshire ISA to the 4.5% Fixed Rate one , was told that all rates including ISA and Fixed Rate Bonds will be reduced on Monday 5 January, also told that applications received before 5 PM at Head Office or branch will be honoured at the current rate, any received after will…
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Quick question re withdrawals from Nationwide Regular Saver
Hi all, I have a Nationwide regular saver & I pay in £250 each month by DD. Current balance about £2500. I also have a Nationwide Flex account. Am I correct in thinking that I can transfer (for example) £2K into my Flex account & as long as I transfer the same amount back into the regular saver, in addition to my DD, I'll…
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Nationwide will be reducing the interest rates across its savings and banking account
Nationwide Building Society has today announced details of its new savings and banking rates which come into effect on Thursday 1 January 2009. Following the one percent cut in the Bank of England Base Rate on 4 December 2008, Nationwide will be reducing the interest rates across its savings and banking accounts by an…
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YBS launch Regular Saver 2
Rate exc. bonus..........2.25% AER Rate inc. bonus...........4.25% AER (inc. 2% conditional bonus) Only other change appears to be a £250 per month restriction. Full details at http://www.ybs.co.uk/savings/regular/regular_saver/index.jsp
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ISA versus Fixed Rate
hey guys, So I'm planning a bit ahead for April's ISA deposit and am realizing that I may be better off putting that money into my existing regular savers instead, was hoping for your input in case i'm overlooking anything. Basically I have the natwest 4.61% ISA account and the 10% Halifax International regular saver valid…
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Lloyds Vantage
After the latest changes Lloyds have still kept interest rates for their Vantage current account at 5% on balances between £5,000 and £7,000. It's hard to match that in the current climate unless you have the Egg or HBOS fixes that allow additional deposits. Plus if and when Lloyds do slash the rates you can very quickly…
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looking for high interest
:confused: hiya everyone!! pls tell me where and what i can get the highest interest every month if ive got 15000 in bank...and im not intend to use that money for 2 years.. many thanks.... alvin
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reclaiming tax on savings
hi i've been a student the last few years so my income has been below the threshold for income tax, but my savings account still has tax deductions...is there any way i can reclaim this tax for previous financial years as well as stop it from being taxed until i graduate?
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Intelligeng Finance I-Saver interest
Down to 3.25% gross on 1/1 any other a/cs Dropped yet?
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Share tips
http://www.independent.co.uk/news/business/sharewatch/share-tips-lets-be-daring-this-year-after-all-how-much-worse-can-it-get-1221120.html found this article interesting. infact we are throwing money down the drain by buying rbs shares still on a monthly basis (small amounts), we are prepared to lose all the money, just a…
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Advice please - Savings Acc or ISA?
Hi everyone, I'd be grateful if anyone could help me with a query. I'm looking to open some sort of a savings account which I will need to save up some money for 8 months. In August I will need to close the account as I am moving to Japan. My initial deposit would be between £350-400, and from then I will be depositing…
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Long term savings plan for university fees / costs
Hi I am looking at starting an account / plan to save over the next 12-14yrs for a childs university fees and costs. What is the best savings plan / trust fund etc that I could open up now to start saving for this important time. Thanks
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Ybs isa transfer
I'm going into ybs branch tomorrow to pay in a £3600 cheque into my isa and also do an internal isa transfer to another product. I have an anniversary isa so I have to do any transactions in january. My question is do they wait for the cheque to clear before they iniate the transfer? thanks
