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Northen Rock bond up, new rates s***e
As above, I year bond is due in a couple of weeks time, previous rate was 7.5% (i think), this time it's 3.75% And yes I do know whats happened recently. 4.5 to 5% seems reasonably easy to find. Where are others in the same position moving to?? PS mail sent to NR to bacs tranfer on closure date.
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NS&I Guaranteed Growth Bonds @ 4.20 % fixed
NS&I Currently have 1 year Guaranteed Growth Bonds paying 4.20 % fixed. If you want 3 or 5 year terms they pay 4.00 % fixed 100% security!
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Assistance Requested - Current Accounts, ISA, Instant Access Savings
Hi all, Okay I'm looking for a bit of advice please regarding what to do with my money: Current Situation Current Account - Alliance & Leicester (had over 6% interest when I switched to it over a year ago but now has dropped substantially) Instance Access Account - Kaupthing Edge (since the move to ING Direct rate has…
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Problems with The Post Office
In September, my Nana tried to open a post office savings account over the counter - the application form was filling in (with help from post office staff)and a cheque was wrote and sent off to whom ever deals with opening post office accounts - The post office staff told my nana that she would receive her paying in book…
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reclaiming surrender money on bonds
Any ideas on how to reclaim the surrender value on bonds that had depreciated £1000 per month over the past 7 months?
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What would you do in my situation?
Hey Folks, Its the new year so i thought it was time for an overview of my finances and to see if i could do better. I am currently 22 and single living with my parents. They charge me £150 a month board and lodgings, but that is all inclusive of food, bills etc. I have a student loan of around 12k but no other debts At…
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Egg Money 4% Positive Balance
Are there any restrictions or catches to having a large positive balance with EM card. At 4% it is one of the best rates available at the moment. For stoozing it would most probarly be the best way to BT to EM and leave it there.
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New Year - Time to improve my savings options
As it's New Year I'm reviewing my savings accounts. I have an Egg Savings account, which I opened many years ago. I've been adding to it slowly, but over the last year I've been in a position to save a reasonable sum, hence it's grown to about £30k. I recently got an email from Egg informing me the gross interest rate is…
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Guilts And Bonds
Given the current climate I (as I am sure many here ;) ) am looking at my savings and investments. Various sources recommend that you keep a percentage of your money in cash, guilts and bonds, and equities, the percentage depending on your age (years to retirement) My question is this: If you invest in Guilt and Bond Funds…
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UK investing-money is in Euros..?
A friend lives in euroland and has a fair wadge of cash in a bank in the country in which she lives. It seems that she is earning next to no interest. She doesnt have a clue what to do as she is better at spending than saving but her current circs means that she now has to think about investing. Is there any UK institution…
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Children's regular savings
I'm looking to invest £10 a month into an account for my child. I dont want any access to that money untill they are 18 or 21. I already have the government CTF, a child's savings account and premium bonds but want to put the money somewhere else and am prepared to take more of a risk. Does anyone have any ideas?
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How much do we need to save/invest to have 100K?
I would like to save over the next 4-6 years to end up with £50,000 and €50,000 (we have links to the UK and Germany). Ignore inflation between now and then - target is the nominal amount. I currently have £6,000 in savings bonds (plus some other savings which are going on the wedding). GF has ~€12,000 in a mix of current…
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Nottingham reduces 'sleepeasy'
Rate dropped from 6.5% to a meagre 4.1%(with bonus):confused: 1st JAN
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Advice required - what to do with savings(10k)?
Happy New Year to all . As title suggests ,i have 10k at this moment in time sitting in an IASA with BOS gaining next to nothing in interest . I've never really looked into where would be best for this money to yield better results . Would like to put it into something that i could have the choice of getting my hands on it…
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Accessing trustee nominee account abbey
Hi there - hope this is the right board... My son's godfather opened an Abbey account for him in the 1990's, as a Trustee, and put a bit of money away each month for him. He's now 20 years old, and at uni, so wants to access the money. Gd/f is lovely, but across the other side of the country, and not great at following up…
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Halifax Slash Their Savings Rates Again
From today all savings rates slashed. Might as well stick it under the mattress now!:mad: http://www.halifax.co.uk/savings/comparealloursavingsaccounts.asp variable rate ISA if you have £27k plus is paying .61%,yes POINT SIX ONE of one percent.