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Advice on Employee Sharesave
My sharesave thing is up this month and I was hoping that someone could point me in the right direction as I don't understand the choices that I have been given and what the differences are. I have £7,400 and want it all in shares as I will be cashing in a % in a month or so. The things I have been offered are: 1. To…
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Who to threaten bank with for complaint
I won't bore you with all the details, but basically my mum wrote to the bank (around 7 months ago) to request my (deceased) father's accounts be closed, and the money forwarded on to her (along with the original death certificate she sent with the request). The bank closed a few of the accounts, but not the account with…
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Best place for kids savings
Can anyone help. I'm looking for somewhere to put approx £5000 of my 5yr old childs savings. The money is currently in a Halifax Monthly Saver account where £50 goes in each money as well as a few cheques/gifts now and then. He gets his interest paid each september, last year it earned £170. I've noticed the interest rate…
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Could interest rates go negative?
I heard about the possibility of interest rates going negative on Radio 4. I came across this article and I think that negative interest rates are a possibility. http://news.bbc.co.uk/1/hi/programmes/moneybox/7809530.stm
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regular savings- can you go above the limits?
sorry if this is discussed elswhere but couldn't find the link to where I thought I had seen it. I have a regular savings account at Nationwide and an e savings account. The esavings is now paying a pitiful interest rate but the regular savings is better. The best rate for regular savings is whern you put in £250/month. My…
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A&L Esaver3
I see A&L have just come up with Esaver3 paying 3.6% gross..... http://www.alliance-leicester.co.uk/savings/index.aspx Any bets on how long the 4% on Esaver2 will last?
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A&L esaver early change
Alliance & Leicester ONLINE SAVER Issue 2 and ESAVER Issue 2 will be withdrawn w.e.f. close of business 8.1.09 and new Issues launched with amended terms and rates w.e.f. 9.1.09. ONLINE SAVER Issue 3: a no notice internet operated account with a minimum investment of £1 paying 3.00% yearly, £25K - 3.25%, £50K - 3.50%. Rate…
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FSCS Update regarding ICESAVE paper applications
There is a major and quite detailed update on the FSCS website today regarding Icesave paper applications. http://www.fscs.org.uk/consumer/
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Savers Should Stand Up And Be Counted
What on Earth is going on???? Another cut which will slash the income further for savers. I find it absolutely sickening that this so-called government and the fat cat led, financial institutions are doing nothing to protect those who have saved whilst all around have been spending money wildly, which they haven't…
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Where do us savers go now then?
Where do us savers who havent spent beyond our means and saved over the past few years go now? Cant belive how low the interest rate has dropped over the last few months its just madness!
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Child Trust Funds, I NEED HELP!!!!!
Hi all, I've just become the proud father a of beautiful little girl called Betsy! Im wanting to set up a Child trust fund, but im really baffled as where to go. I did want to lnvest onto the stock market but my partner doesnt want to do that so im only looking at intrest related accounts. Do the accounts always track the…
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National Savings
We are pensioners, 66 & 70 have 10-12k to invest. Which National Savings product would be best?
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Tesco Internet Saver bonus????
Hi all, I opened a Tesco Internet Saver on 1st Septmber 2008, which until today was 6% with a 1.5% bonus for 12 months The website now says the rate is 3.6% with no bonus available Am I right in thinking that my account will now be earning 5.1% (that is, reflecting their cut but still with the 1.5% bonus until 1st…
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4% - 6% P.C.M. Currency Plan
I received what I can only describe as an 'intriguing' email offering an FSA backed (therefore capital safe) investment giving up to 80% ROI which is obviously unheard of in these times. As I'm an understandably quite cynical investor especially in these times I want to pick brains if I may. I guess someone out there has…
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Savings with Halifax
My grandad is a bit worried about his savings at the moment, what with the further interest cut. He's got his savings with the Halifax. £40k in a scheme called St.Andrews Charity. £30k in ISA's. Anyone got any ideas where he could move these to get the best rate possible? I know it's not a lot of detail, anymore details…
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Premium Bonds
Not too sure if this is the correct section to ask. Has anyone invested in Premium Bonds? Im thinking of buying £100 worth. By buying the minimum amount do i have the same chance of winning the top prize as someone who has 30,00 PB? Or is each person restricted to winning a certain amount 1e - those with 30,000 PB can win…
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LLoyds HBOS
I know I'm not alone, but I'm one of those who has savings in both Lloyds & HBOS and was just wondering if anyone has heard whether, after the merger, they will both retain their separate BoE guarantees or whether they'll just have a solitary "concern" one? IE: only guaranteed for GBP 50K and not GBP 100K. Would be useful…
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Tesco Internet Saver applications closed at 9pm!
Posting here for general information ... Although I know I was foolish to leave this to the last minute and have no one to blame but but myself, I thought it was poor form by Tesco to not make it clear that applications for their accounts close at 9pm each day for technical reasons. I tried to apply for the good rate…
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Halifax 10% Saver Question
Hi all, Last year (around June) I took out the halifax 10% saver. Can anyone tell me how much interest I will receive from Halifax? Not sure if the 10% was net? It seems so long ago. I've saved £500 a month so I will have £6000 in there by the time June comes around? Thanks in advance Lee :j
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How to open an ISA after ICESAVE
hi guys, I'm REALLY confused about how this all works! I had an ISA with Icesave of a value £3612 which closed last year. It says also that the amount to reinstate is £326?!? I had opened the ISA originally with egg with £3000 for the 07/08 tax year then transferred it to ICESAVE in May for the 08/09 tax year and have paid…
