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sainsbury internet saver down to 1.75%
following yesterdays drop, they have changed the rate this morning to 1.75, thank god i only have £1 in it now! wonder if they will increase it as quick as they drop it when the rates start increasing again
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Savings
Is it just me or is everybody happy that anybody with savings accounts are just being ignored. The rates have dropped drastically loosing people hundreds and sometimes thousands of pounds, the banks are being bailed out for messing up and we are the ones that are suffering. Some people have their life savings just…
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VR - should I surrender my NU endowment?
Hi, new to these forums so go easy on me! Taking voluntary redundancy at the end of January. I will have more than enough to pay off my remaining mortgage. Should I keep paying my NU endowment premiums or cash it in? Details : Started Feb 1999 Matures Feb 2014 Current Surrender Value £22,268 Estimated maturity values 4%…
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Halifax Guaranteed Saver 6.25% (?)
This may be of interest to anyone who has an existing Halifax Guaranteed Saver account. In July 2008, I opened a Halifax Regular Saver account and have been feeding it £500.00 every month. At the time, I also opened a Halifax Guaranteed Saver account with £5000.00. The guaranteed saver has been (and still is) earning…
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Ing
I don't know if this has been referred to before or is on another thread somewhere. My wife got an unsolicited letter from ING. Open an account, put £1 in and get a £20 bonus. She did this and it all worked out fine. She then got another letter asking her to introduce three people to open an account. As soon as each…
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Quick Question on Cash ISA Interest
Hello all! The wife and I are in full house deposit saving mode for when the time is right to buy. We've just managed to fill our 08/09 Cash ISA allowances with the full £3600 each. This month though A&L paid an interest payment into our accounts. It's not much but seeing as we have paid in the maximum I was wondering how…
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Is there a time limit for transferring Icesave ISA funds?
Is there a time limit for transfer of funds from my current account to a new ISA account using the ICESAVE certificate I got last month? As a non-taxpayer, I can get 5.1% in my tesco saver account and my new ISA (A&L) only pays 3.5% so I was hoping to keep the funds in the tesco account until around the end of march.…
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long term regular saving...
Can anyone point me in the right direction for information on making long-term regular savings? I'm already using a 1 year, high rate account, but am interested in putting away smallish amounts of money over a longer time scale just to help with the future... The problem is most things I've found on regular savings appear…
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Tesco internet saver
I'm not sure if anyone can help but I have applied for the Tesco internet saver and today had my application form through. I wish to set up a direct debit so I can make payments to my account but I do not want these to be regular, just as and when I need to. Do you send the direct debit form back with everything filled in…
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Where's best?
I have just found out that my ISA with A&L is a rubbish 2.1%, and this is making me have a long look at my finances. I have £12000 in my ISA which I am now looking to move into another one, preferably with internet access but not essential. I have approx £12000 in ICICI hi-save account (think this is 4.51% but not sure…
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For those of you with kids.
Nothing new that Martin has not already mention on his Regular Savings Account advice. What I am talking about is the Halifax Children Regular Saver which it offers a massive 10%. You can easily save £500 per month with this baby (as long as you have a baby ;-) However what I discovered is that the Halifax Regular Saver…
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Interest-free Mortgages Loom - So what about Savings!?
This article is in today's Daily Telegraph: Bank of England interest rate cut: Era of interest-free mortgages looms, experts predict http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/4177298/Bank-of-England-interest-rate-cut-Era-of-interest-free-mortgages-looms-experts-predict.html If this can really…
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Absolute codswallop , correct ?
Quoted in today's Times newspaper (Money section) on corporate bonds : Chris Bowie, manager of the Ignis Corporate Bond Fund, said: “Investors can achieve comfortable double-digit yields on household names. Sainsbury's, for instance, has a 14 per cent yield while investors can secure 16 per cent with Barclays, HBOS or RBS.…
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British Energy Warranties.
I'm a British Energy Warranty Holder and have just received a letter about them which i don't really understand. just wondering if anyone else has had the same letter and could explain it to me, or at least give me an outline of what its all about. Thanx !
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ISA questions and savings help!
Hello peeps, I've been a daily follower of the site for acouple of years but I'm looking some advice for my particular situation.. I've been living at home with my parents for the last while to try and save money to get on the property ladder. Now that prices are going down even more this year I may be able to afford my…
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shall i get locked in tomorrow or risk waiting till tues?
Do you think it's better to get locked in to a fixed rate account on Fri or wait until Tues, when I will get a better rate by setting up an e-account - do you think rates will change that quickly?
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investing service charge funds for flats
Hi I recently bought a flat which requires payment of a monthly service charge, as is normal. I just found out that the funds are paid into a Barclays account which seems to be quite a bad deal - it pays no interest, I think it charges an annual account fee and it charges for every cheque that is paid out.:mad: Given that…
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investing service charge funds for flats
Hi I recently bought a flat which requires payment of a monthly service charge, as is normal. I just found out that the funds are paid into a Barclays account which seems to be quite a bad deal - it pays no interest, I think it charges an annual account fee and it charges for every cheque that is paid out.:mad: Given that…
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Save Money while you shop?? How to?? Share website
Hi Guys, Please share ideas about saving money during shopping and still be stylish. I shop from these website mostly. MyClozet, http://www.myclozet.net Ebay and http://www.ebay.com Platos closet http://www.platoscloset.com:money:
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Just been accepted for Al & L e saver issue 2 help please
I have just got all my numbers passwords etc through from A & L for my e saver issue 2 I opened a week ago and it is now not showing any more on the website. I was going to put my first deposit in tomorrow, can I still do this if it is now obsolete, or will it just be obsolete to new customers. Sorry to sound so thick,…
