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Savings Advice Please!
Hi , I am a long-time lurker - I think the site and forums are excellent! - but first time poster, and I'm hoping some of you will be able to help with some advice please. I currently have various current accounts and savings accounts in a few different places, and want to consolidate my savings so I'm getting the best…
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Anglo-Irish Savings Accounts
Hi Everybody, I don't think anybody else has yet pointed out that the Anglo-Irish Easy Access Issue 2 account (paying 4.55%) and 7 Day Notice Issue 2 account (paying 4.65%) have been withdrawn for new depositors. The Easy Access Issue 2 is currently Martin's top pick on his Savings Accounts page - I imagine he will update…
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Is this a good idea?
Hey I am a student and have 17k savings, I have over 6k in a Barclays ISA and over 9k in a Barclays Internet Saver. As a student, the interest I was getting each month was really helping me out! but now .. well we all know what is happening. Anyway, I am thinking of putting 7k into 9-month fixed rate savings account paying…
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ICICI HiSave interest rate reduced today
Down to 3.55% AER with effect from 9th January 2009. 1 year fixed rate still available at 4.65%.
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ING Direct 5% Rate for NEW Customers Only
It appears that ING are now offering 5% AER for new customers only. I was one of those who invested with Kaupthing Edge and when KE collapsed, our accounts were taken over by ING and given a pretty duff interest rate. I therefore took my money out as soon as I could, and invested it elsewhere, with a more reasonable rate,…
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Questions about Halifax Regular Saver
I have opened a Halifax Regular Saver account for each of my children and intend to put the maximum £100 into each of them each month. I have two questions that I haven't been able to find answers for on either this site or Halifax's. First - I understand that after one year, the funds will transfer into the Save4It…
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Premium Bonds???????
Hi Everyone It the first time I have used any type of forum, so forgive me if I am posting this in the wrong area!!!! I do not have have premium bonds and I am asking this for a family member!!! "If the uk interest rate falls to 0% how will this effect the prize fund for the premium bonds? I.e no interest rate no prise? At…
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Ice Women
While the lads at Icesave et al were making off with their filthy lucre it seems that a team of females interested in ethics were making their own way in the world. It appears they are doing very well and have men begging for a job. Good luck to them - the girls that is. It won't be long before they open a bank. Audur the…
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£25k to save - ideas?
I'd appreciate some advice regarding finding a home for a lump sum of £25k. We (DH and I) both have our ISA limits covered for this year and each already have regular savings and an emergency fund set up. We also don't need to put the money towards either a mortgage or clearing debts. This is a sum of money that would be…
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No good news for us savers
Not good news for us savers today, The interest rates cuts just keep getting lower
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Multi Manager Funds - Hargreaves Lansdown
Ah I've come across these which seem to suit me fine http://www.h-l.co.uk/funds/multi-manager-funds (in that I want to invest for a minimum of 5 years, think now is the time to start drip feeding into stocks and shares but don't want to hold individual shares, am confused by all the options, and like the idea of 'funds'…
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ISA Change Bank
Can somebody help please ? I have a Cash ISA account with RBS which I have had since it first came out. It pays a paltry 2.50% I am somewhat miffed at their rubbish rates and least of all the bonuses they offer to new customers of 4.50%. So if they don't give a toss about long term members then it's time to go. I paid in…
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controversial dig at savers
ok everyone. this is a bit controversial, but i'm gonna say it anyway. there has been much public criticism of large financial institutions for being short-sighted and miscalculating risk, and public opinion is that they only have themselves to blame for behaving in a way that would eventually cause their revenue to come…
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Brtain's tightest person
http://www.tvguide.co.uk/detail.asp?id=31799841 They should have asked me, I'm just hanging the old tea bags on the washing line. :D
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Icesave Isa Certificate
Hi folks, Is anyone else still waiting for their ISA certificate from the FSCS. I had my compensation paid to me on the 16th of November but don't have my certificate yet !:eek: Thanks
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Confused abouts ISA's.
Hello. Could someone clear this up for me? "Any savings or investments must be made by 5 April, the end of the tax year. Crucially, unused allowances (or portions of them) don't rollover; they are lost for good. This means an ISA should always be the first place any savings go, as after the tax year ends, any savings or…
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Kickstarting the economy
Hi I dunno if this idea has been discussed previously and if so, please accept my apologies for raising it again. Generally speaking any homeowner with a mortgage is likely to have some (non ISA) savings too, set aside for a "rainy day". In the past, they would have put up with a difference between their savings and…
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Best thing to do with my £3.5k savings...
I have approx £3.5k in savings, currently sitting in a Barclays Tax-Haven ISA at 3% interest (unsure if this has dropped further after yesterday's 0.5% cut, their rate online is still the same). It seems to me that the only real way to better that interest is by having a fixed bond which pays up to 4.65% Trouble is, I…
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A problem if you die?
It has occurred to me that as my and my wife's savings are mostly on line, with fairly good security, both in the form of passwords and computer access what happens when (and we will, oh yes we will) we die? How will the beneficiaries of our wills know what money is where, and how will they access it? The only way is to…
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confused
Hi guys great site this.Im looking for some info please if possible.I have 50k of savings in my account which i feel are doing nothing.I like the idea of buying and selling shares for some income e.g gold us. dollar.can anyone put me in the right direction Thanks in advance:money:
