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Should I believe these 'Investment tips'?
Hi All, i haven't actually invested anything yet (still researching and finding out more) but in the course of signing up to moneyweek emails/bullbearings etc etc I keep getting info sent to me such as this: http://www.fsponline-recommends.co.uk/page.aspx?u=fslsterlingcrisis&tc=LFSLK102&PromotionID=2147065852& which is an…
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0.5% Cut
boo!!!! :( http://news.bbc.co.uk/1/hi/business/7817453.stm
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Tesco Internet Saver down to 3.6% instead 5.1% ?
Hello, Today Tesco Internet Saver was supposed to drop from 6.00% to 5.1% according to Martins Saving page. However they have dropped it to 3.60%. Am I looking at the wrong account, or is that really so and I should take out the money asap? Many thanks for the confirm :) Houman
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Any contact with FSCS/Icesave Martin?
As there seem to be a fair number of dissatisfied former Icesavers still waiting for paperwork etc, I wondered whether Martin had managed to raise any of our issues with the FSCS?:money:
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help with posting a blog?
I would like to post a blog on the main site, how do i do this please? Can anyone help? Thanks Michelle
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Re: Completely confused please help!! :(
Hi there. Well financially at present I have managed to clear my debts via £250 on a credit card (this is left to boost credit rating rather than always paying in full). However...at 28 I have suddenly felt a little concerned. I have no pension (and find this extremely confusing and don't wish to pay for a broker), no…
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5% 2 Year Bond?
Hi fellow desperate savers,got the email from Martin yesterday with this deal. http://www.closetreasury.co.uk/premiumgold/ Question: What does anybody think,are interest rates likely to reverse,and go up beyond 5% within the next two years?.I am thinking of going for it,but am a novice at the saving game.Any views,advice…
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Chelsea bond,going soon!!
Thought you might like to know,fellow savers,that this bond http://www.thechelsea.co.uk/ is going to be closed after tomorrow,Friday,9th.I rang yesterday and was told this,also funds have to be in by the 21st Jan.One of the best,regarding safe institutions(i won't touch foreign ones anyway)even more so if they reduce the…
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Chancellor set to print more cash
http://www.timesonline.co.uk/tol/news/politics/article5470100.ece Alistair Darling is considering printing more money in an attempt to ease the credit crunch. The policy of increasing the money supply to relax monetary conditions is being looked at as a “sensible contingency plan”, a senior government source told The Times…
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What's a good amount to have in savings please?
Hello everyone I am writing this on behalf of my sister who has no internet at the moment. She is wondering how much would be appropriate to have in savings at present. Her circumstances are as follows: DH salary 30K sister 24K They own their own home have paid their mortgage about 7 years ago. 2 children 17 and 12 No…
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£10k to save for a year
I have £10000 to save that I can lock away untouched for a year. Well, actually, I have circa £16000 and change, but I need to spend just over £500/month from that amount. I thought the best thing would be to put £10k in an account I cannot touch for a year as that would give the best interest. Unless of course anyone…
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Sammy Save ? any idea what this is
Does anyone know what Sammy Save is. Husband and I seperated 7 months ago To cut long story short - he borrowed back (without my knowledge) 45k from mortgage - which was overpaid last year. My lawyer and I dont agree with the removal of the money - but done now and we cant do anything about it. Husband has invested this in…
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Transferring Cash ISA to S&S ISA
I am looking to transfer a proportion of my Nationwide Cash ISA to a Legal and General S&S ISA. I've not contributed to my Cash ISA this tax year and already hold S&S ISA with L&G that I have contributed to this tax year. Do the transferred monies go into my existing L&G S&S ISA or is a new one created?, if a new one has…
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savings
I have an isa and also premium bonds, because my isa reduced by half wondering wether to take out and get more premium bonds, or have you any other suggestion
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Should I pay off my mortgage?
With interest rates plummeting I called to ask a redemption figure for my 5-year fixed rate mortgage. It's a 4.5% fixed rate for another year, owe £88700 and would cost £90000 to redeem now (i.e. £1300 fees/penalties) I'm sure the answer is yes, but as a higher rate tax payer making full use of my ISA it would be sensible…
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ISA and savings - help! What to do?
Hello all. I have been wondering about this for a few days now. Here's what' s going on. I have paid off all debts now (HURRAH!) except my student loan which stands at £10,290.83. The interest rate on this os 3% p/a. Im wanting to give voluntary payments over the next two years to pay this off (Its not comming out my…
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Short term saving advice
Hi, This is my first post and I would really welcome any advice on my situation. Two months ago I celebrated my first month not being in debt after 15 years - it was an enormous relief! While paying off my debts and forming new habits I learned a lot about borrowing, but my knowledge of saving is almost non-existant. In…
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What was the bonus Natwest were offering on their e-saver?
Sorry, i have completely forgot what it was! :$
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Where to save £50k
Afternoon everyone, I am posting this on behalf of my dad as he is wondering what best to do. He already has maxed out his ISA allowance for 2008/09 and he really just wants one account to put it in, unless anyone has any other ideas what he should do with it. Thanks
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euro rate on the increase.
I have just seen that the latest rate against the euro is up to £1= 1.11 Can anyone enlighten me as to why it is on the increase and what actually determines and effects the rate.I rely on exchanging sterling to euro's so long may the increase continue,although i can never see it returning to 1.50 again!
