-
Julian Hodge Bank - experiences?
Need to find a home for my matured Northern Rock bond money .... Think I'm still going to steer clear of the best headline rate (ICICI) due to adverse customer relations and other comments on here.... I need monthly interest so that rules out the West Brom offering ..... Next best seems to be Julian Hodge .... I'm sure…
-
courtenay62
Hi, I invested in NS&I Index Linked Saving Certificates a few months ago, paying current RPI plus 1% The RPI today is 0.9, and going down steeply. Anyone know what happens to the interest paid if the RPI goes below zero, or even below -1% ? Thanks.
-
Savings Lump Sum
I'm due to start drawing my company pension (final salary scheme) and I'm undecided whether to take a larger lump sum, or a larger monthly pension. Does anyone have any views on how best to make that decision?
-
childrens savings accounts
We want to set up savings accounts for our 2 sons, our 3rd son qualified for a child trust fund (so we will continue adding to this account for him). We want a similar account for the other 2, so that the money cannot be accessed until they turn 18 (this is how the trust fund works). I have had a browse online & as far as…
-
You have £20K in savings
Would you...
-
Best place for childrens inheritance.
Hi, I don't venture far from DFW so please be gentle with me. My children are shortly going to inherit in the region of 10k each. This has to be invested until they are 18 (longer if I get my way). Their ages are 13,11,10 and 8. If anybody has any suggestions (especially in the current climate) where the best place to put…
-
Check your Kaupthing accounts!
Last July I opened three three-year fixed term accounts with KE. In October I closed one, so two left. I was assured that the rates and conditions on the other two would be honoured. So imagine my surprise when I went to check them just now and both term accounts had been dumped into my basic savings account just over a…
-
European Investment funds
I have a portfolio which includes: Gartmore European select and Neptune european opps. Since these funds ar european companies but units priced in Pounds how will this effect the value of the funds if the pound continues to fall against the Euro ? If as many people are saying that the Pound is finished as a currency how…
-
ICICI pestering me to renew fixed rate bond
I got an annoying phone call at work yesterday from an indian woman at ICICI trying to persuade me to renew my fixed rate bond with them as the previous 12 month bond had expired. I said i was not sure so she said she would phone back this evening to see if i had decided. But i told her i may not decide for two weeks. I…
-
A Tale of Three Online Applications
What a difference. Looking to spread my savings around, I have just tried to apply for accounts with three of the MSE-recommended institutions:* Yorkshire Building Society. Online application. Instant approval. Given an account number straight away that I can use to transfer money from another bank. I can log in and see…
-
Forum help please
Just tried to include a table in a post but all spaces were removed from the table layout. Anyone know, please, how to put a table into a post ?
-
New and Overwhelmed!!
Hi all! My name is Callum, I am 19 and just entered the world of 9-5 ( what an anti climax it was). I've just started earning real money, and now I am looking to maximise its potential! Most of the site seems to be aimed at people who have dealt with basic savings account stuff before...I however have no clue what most of…
-
Premium Bonds help please
I would be greatfull if somebody could help with my following query? My grandparent has very kindly offered to gift me £6000 in the way of premium bonds (the intention will be to use as a house deposit if the future). He has given me a cheque for £6000 made payable to the post office. i am over 18 years old. Whilst reading…
-
Bank Shares & Nationalisation
What happens to shares when banks nationalise? My Mum has shares in a high street bank brought as part of an employee share scheme. They are now worth peanuts but she is wondering whether they will be worth nothing if the bank is nationalised. Thanks
-
Investors: The Bulls are back in Town!
Dow Jones up 3.51% tonight - expect a positive kick into UK shares tomorrow. :) Glad I didn't panic sell earlier, but here's the rub - even though we could see gains running for a few weeks or even months (the 200 day average suggests shares are oversold) we are still probably looking at a bear rally. In other words, a…
-
Egg rate cuts
Doesn't seem to have been mentioned yet, but Egg appear to have cut their variable rate by half a percentage point as of 19th January. Egg ISA now 3.05% Savings account now 3.5% AER incl. bonus.
-
British Energy Warrants, How much are they worth ?
I have 23 British Energy Warrants, but have to decide this month whether to keep them or not. how much are they currently worth ? To change them into shares would cost me 98p each. Thanks.
-
Anglo-Irish Warning
I recently applied for a Fixed Rate Bond but they returned my application as I enclosed a building society cheque(Chelsea Classic) but they insist that the personal cheque must be from a HighSt bank.As it takes about 7 days for them to turn things round my post may save someone else making a fruitless application. PS Given…
-
Co-op employees... employee savings scheme is worth it!
I recently enquired about the Co-operative Value Credit Union in regards to a loan they were offering at low interest rate for employees. In order to qualify I had to put away money into a savings/share account with them aswell (pay deductable every month), I have been placing £5 per month into this savings account for 10…
-
Which account best for one withdrawal a year?
Hello My dad died recently and I was left some money. I'd like to put it in a separate bank account with just one transfer a year to a particular charity, but have two questions: - can anyone recommend a bank account that will give this money a high rate of interest? - can anyone advise how I can get Gift Aid added onto…
