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£40k to invest/save help!
Some advice please. Me and OH are in the lucky position of having £40k in the bank, we originally had over £150k which we kept it in a fixed term deposit account that was easily accessible as we were finishing off our new house. So we're now left with £40k and the interest rates have obviously plummeted. Both our ISAs are…
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what is an isa?
hi basically i am confused about isa account why cant you just use a normal bank account and save?what is the diffrence ? thanks
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Is the Time to Invest in Banks approaching?
I’m relatively new to buying and selling shares so any help/comment on the following would be gratefully appreciated: I see the bank shares have tumbled to pennies from the several pounds they were last year. I therefore think we may be approaching the time when we should consider buying them once again. My theory is that…
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child savings accounts
My son is 13 yrs old and has a degree of special needs. I have been claiming Disability Living Allowance for him on his behalf for about 8 or 9 yrs now. It is paid into his Barclays Childrens Saver account and as you can imagine it has mounted up over the years. The money is there for his future life. He will probably need…
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Safest cheapest FTSE tracker / ETF?
Hello all, Although considering direct investment in shares, a simpler strategy could be a fund, but I want NO additional risk. This presumably means just some sort of shell, where I still have full legal title to the underlying shares? I dont want any form of company between myself and my money just in case they go pop,…
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Bank shares
am no expert at buying and selling shares but the recent fall in the price of shares in the major high street Banks and the massive amount of money bening pumped into them makses me think, is this a good time to buy Bank shares ? and will this be the only way of ever getting our money back from them ?
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Lloyds/HBOS Merger-£50,000 Limit
According to the Daily Mail Lloyds/HBOS merger means that their is only 1 banking licence covering any money, so this now Includes Lloyds that was previously seperate.......Martins guide still shows it to be seperate (includes IF, Saga, and Halifax..........update, Martin please!
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Premium bonds
Now that the interest rate on our savings accounts has dropped I'm thinking about buying £1000 worth of premium bonds. I've been to the National Savings website but I can't find out how many bonds there are and how many monthly prizes are generated. I know the figures must vary from month to month but I want to get some…
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Still to use up the share element of my isa.
Over the last few years, I used one in a HSBC trust, (Currently a loss) Last year I did a Legal and General thing to get the £110 quidco. (Again currently at a loss). So this year?? What should I stick it in before April??:confused:
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Halifax Regular Saver - win an iPod competition
I was just surfing blandly on the aggregator sites looking for the best regular saver in the market....I was on the Halifax site when I came across this competition which they are running alongside their Regular saver offering which is an iPod incentive competition. So who ever is interested here is the link.…
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Bill Dye Director Of Equiniti Shareview Dealing
I was woundering if anyone has had any luck in contacting Bill Dye. I bought shares in DSG International in November 2008. (Current Date 21/01/2009) To cut my story short I have never received my shares certificate. I have called them 32 Times including speaking to managers. Who on the 17/01/2009 confirmed they had lost…
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How can I withdraw from Tesco?
I can't find a way to withdraw. Only thing I have found is that I need a stupid device which looks like a calculator. Am in need for money asap and Tesco won't let me have it. How long it takes to receive this thing upon ordering it? what does it do?
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ISA full, what next, until Apr 09?
Deleted due to no reply
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Savings & Investment
Dear All, I am seeking some advice with regards to Savings and Investment as I have just lost my job as part of the credit crunch but have been give rather a large cash sum so I am seeking advice on what to do with it as (1) I now need and Income (2) Would like to see some Growth for a rainny day LOL! Also I have all ready…
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Britannia and Co-op may merge in April
There will be no windfall for customers, but Britannia have said customers will benefit from higher savings interest and an increased amount of loyalty bonus.
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How much should I save?
Hello, I am after some advice. I have £12k sat in my current account and I would like to use some of this to pay my mortgage and the rest I'd like to put in a savings account as a 'contingency fund'. I have no debts (only my mortgage) and the only financial worry I have is redundancy. I'm not sure how much to put into my…
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Barclays Dividend Date?
Does anyone know the date you have to own Barclays shares by to qualify for the April dividend? Thanks Edit - just found out they probably aren't paying anyway.
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Mortgage or ISA??
Hi, just after some advice on what best to do. Questions is simple - should we invest in another cash isa or put in an overpayment on mortgage. Our money was tied up in a cash isa in Iceland which we now have sitting in our bank acount. Our mortgage is roughly £155000 - currently paying £1060 pm. We make overpayments of…
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Premium Bond Rate Freeze Discussion
This thread is for discussing the MoneySaving News item on Premium Bond Rate Freeze Click reply to discuss
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Anybody fancy a super mutual ?
http://www.britannia.co.uk/home/news/news_releases/2009_01/position_statement.html
