-
Zopa.com - Any Experiences?
Hello All, I've just signed up with Zopa.com, as this idea of lending seems very reasonable and the potential returns far outway the interest rate offered by Banks and Building Societies currently. Obviously, there appear to be minimal risks through all the new security/identity/affordability checks Zopa now do, but I just…
-
£20k need to invest
my dads got bit of a windfall £20k which we would like to invest with maximum return he may want to dip into it now and again as he's retired.. wheres the best place to put it these days? sorry but we are completely clueless at these thing
-
what's happening to the pound??
I'm about to buy some land in Vietnam so I need to change most of my pounds into Dong. With the pound continuing to depreciate should I just change ALL my pounds and get out of Sterling altogether? The only thing that's stopped me so far is a hope that the exchange rate will improve... is that unrealistic?
-
Free real time share prices
Does anyone know where i can get free up to date share prices ? thanks
-
What account should I put my money in?
I currently have £2500 just sitting in a naff account and I want to put it in the best I can. (I know right know that doesnt exist and mayb I should pay off my credit cards with it, but there on 0% now and I just cant bring myself to do that) But am unsure what to do. Any advice would be helpful, options as I see them are…
-
NatWest in 'MoneySense' shocker...
(Full article: http://www.moneymarketing.co.uk/cgi-bin/item.cgi?id=179530&d=pnd2&h=pndh2&f=pndf2 ) Is anyone really surprised? I find the NatWest 'MoneySense' concept a little nauseating, to be honest. I think a recent survey of the major banks in the UK found that 100% were planning to offer "full advice" within three…
-
Self managed option trading ISA
Hi All, I have currently been paper trading options through options express and am interested in setting up a shares ISA to trade options through. I have an account with idealing but am finding it rather difficult to navigate. So my questions are 1 Can I set up an trading ISA to trade american shares? 2 Can this be done…
-
Decission based on EUR/GBP rate.
Hi guys, recently I was a £13k(which I will pay back plus 2k of interest) loan by my parents to pay off my loan with Ulster Bank in the ROI. At the time when my parents finally gave me this money, the pound had plummeted so low that it would not pay off my loan, I would need another £2k Just to match the amount in EURO. So…
-
3.5 years fixed rate?
I currently have £3700+ in an ISA with Alliance + Leicester, 21k+ in a 3.6% variable rate with them (was 6ish when I originally joined, my interest has now dropped £45ish a month) I had a look on the MSE savings pages and decided I’d like to have a regular saver so I have a smaller amount building for emergencies which I…
-
Share Option
Good evening, I was just wondering if it would be possible for someone with more awareness and knowleddge of these things than myself, to break down the following into lehmans terms for me please. "The is to certify that the holder of an option, granted by the company to acquire, 37 shares of £1.00 each in the capital of…
-
options
Hi I've read abit above and would like to know where can you actuallyget options, I see CFDs, spreadbets but not options anywhere. I did see E trade does US options, but where can you do UK and europe share options. Also any recommendations on books/websites that explain well Thanks
-
Advice needed on pension investments for a British expat
Hi everyone, I'm hoping someone can give me some simple, plain advice. I am British expat working as an IT contractor within the EU. For several years I have worked through a management company who have handled my invoicing and split payments between my country of residence and the Channel Islands. They told me today that…
-
New ISA
I have an 07/08 ISA @ £3150 (£150 being interest) and an 08/09 ISA at £3600, both with different providors. I intend to take out a new ISA as soon as we're allowed for 09/10 and max it straight away with savings held in easy access accounts. Can I apply for an ISA now with a new provider to transfer my current and former…
-
Halifax Childrens Saver
Evening all, I applied online to open a halifax children monthly saver @ 8% nearly 2 weeks ago and I'm still waiting for the paperwor? I'm already with halifax and my son already has a save4it account so I would have thought it would come through pretty soon. Is this length of wait about average or should I try again? Sue
-
This government is laughing at saver!
Says it all really doesnt it, i know its been said before but there is little point in saving now with rates so low. Scrounging around for accounts paying less that 3% after tax, TAX to pay for all them idiots that said i can pay 125% mortgage off!! plus u have to lock it up for a period isnt my idea of RESPONSIBILITY.…
-
Leave the Rat Race!
Hello, I am 44 and my wife is 40. I have around 200K in savings. I am planning on taking a break from work and then taking a much lower paid job after 6 months. Looking at our costs and my wife's part time salary and me earning a net £800 a month I need about £850 from my capital each month. I reckon monthly interest on…
-
Windfall !
Hubby & I have come into a windfall of £300k + Now comes the problem (and what a nice problem to have, I know how lucky we are) - of where to best put it. We've worked hard and have pension provisions all set and in place - mortgage paid off a couple of years ago - can anyone offer some advice ? We're maybe thinking of…
-
Kaupthing Edge Savings Accounts to become ING Accounts by 8th Feb 09
[FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif]Haven't see this posted here yet, but just had an E-mail from ING advising the following ;-[/FONT] [FONT=Verdana, Arial, Helvetica, sans-serif]Further to our previous communication, I am delighted to inform you that the transfer of your…
-
ICICI and Anglo Irish
I have a fixed year bond with The Leeds which comes to an end on 2nd Feb and their new accounts are only paying 2.75%. I had considered putting the same for another year with either ICICI or Anglo Irish Bank but in the light of recent events and having read various reports on both these banks I am a little unsure. Has…
-
work share save scheme advice
Hi, Hoping someone can help me with this. 3 years ago I entered work sharesave. I saved £150 monthly to get share options at the fixed share price of £2.34, at the time our shares were already £3.34. At the end of the 3 years you could just get your money, 6k in my case, or you could purchase the shares and sell them…
