What account should I put my money in?

Fliss_M

I currently have £2500 just sitting in a naff account and I want to put it in the best I can.
(I know right know that doesnt exist and mayb I should pay off my credit cards with it, but there on 0% now and I just cant bring myself to do that)
But am unsure what to do. Any advice would be helpful, options as I see them are
a. Put it in the best ISA I can
b. Put it in a high intrest bond with HSBC (am a current account customer) which has 3.5% fixed with a bonus of 0.25 available
c. Slowly by £250 per month put it in the HSBC regular saver I can have as a customer which runs at 8% but can only put a max of £250 per month in, and if I add the extra 500 (doubt I will have it tho) I will earn £163 in intrest.

Am so unsure and while I seem to be able to understand mortgages, savings seem baffaling to me. (mind you, not had the most experiance of them, heck, I got £600 in an old childrens account , its like the 'you really gotta be desperate' money')

Thanks for any help

a7man

If I were in your shoes I would put the majority of it in an cash ISA if you are a tax payer. I would then drip feed monthly into a stocks and shares ISA with the remainder + extra savings (as long as you dont require the money for a few years).