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ING - opting out of UK FSCS
Is our money still safe in ING? ING has opted out of the UK financial services compensation scheme as the Dutch National Banks Deposit guarantee scheme provides a higher level of protection Does anyone know exactly what would happen if it were to collapse?
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Alliance & Leicester ignore me!
I tried to open an e-saver with A & L on Monday. All looked OK & I awaited the promised e-mail in "a few minutes" telling me if the online application was OK or if more information was needed. 24 hours later - nothing, so I thought I would check progress via e-mail - but the appropriate page on their website wouldn't load.…
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Over 65s only - 4.75% income account from West Brom
Think this has only appeared on their website today: http://www.westbrom.co.uk/westbrom/savings.product?id=4255&FROM_CAMPAIGN=true&CAMPAIGN_SRC=HOME_PAGE Can only be run by post or phone and income must be taken monthly; 90 days notice on withdrawals; min investment £5,000 Rate is 4.75% rising to 5% at £100,000 (I think).…
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money to invest
i have got £1000 to invest for my 7 year old son for about 10 years i was thinking of medium risk so hopefully it should grow well, has anyone got any ideas to what i should put it in ? he has got an invesco perpetual rupert bear account at present many thanks
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Icesave paper application and cheque received
This is my first post and sorry to start yet another Icesave one. Both my daughter and myself had ISA's with Icesave, I received my 2nd e-mail to initiate my claim on 24th November, unfortunately my daughter didn't have a linked account and applied to late to set one up however on the same day (24th) she received a paper…
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Britannia Regular Saver (post maturity)
Has anyone who received the maturity pack relating to their Britannia Regular Saver account, posted off instructions to Head Office rather than going to a branch? Just wondered as I posted the paperwork off to open a follow-on regular saver, and to return the existing balance as a cheque, a couple of weeks ago and heard…
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Interest Rate
Your views appreciated. If you had the option to put money into a fixed term savings A/C would you :- 1 put your money into a one year A/C @ 5.0% or 2 put your money into a two year A/C @ 4.5% :think: forget all other issues its a straight forward question. Thanks :beer:
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Slightly confused re Barclays Fixed Monthly Saver
Just opened latest Martins Money Tips and read that although Barclays are advertising 6% interest fixed for 1 year on the Monthly Savings Plan, if an account was opened and first deposit made before 31st December then they would honour the previous rate of 7.75%. Then read on another of Martins savings page there that it…
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Providing identification
Like many here I have been busy opening accounts recently. What bugs me is the identification system, supposed to prevent false accounts being opened by money launderers, do the law makers really think that professional criminals are going to have trouble falsifying these documents? No it is the normal law abiding people…
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Anyone want a free £25 for a new ING Direct Savings account?
Hi I got some refer a friend vouchers through the post at the end of November offering a deal where 3 friends/family can open a new ING account and ING would put £25 in for them. (Also £25 for me for referring them so I have a vested interest too!) The rules are you need to be a new ING customer, have a cheque book to open…
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Christmas Rate Cuts
As some Banks and BS have not cut rates since the reduction announced at he beginning of the month, keep an eye on your accounts as it is likely that some will announce sneaky rate cuts over the Christmas period, when they hope we will not notice.
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Share dividends in ISAs
Hey! I m a newbie and this is my very first post so please be gentle with me! Situation is OH +I have just sold a business(which is good)but what to do with the money now that the banks are giving teeny interest when they are not going bust !! We have locked in to some decent interest rates with most of the money but…
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euros to pounds then investining
nnnnnnnnnnnnn
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Ert
Does Anyone know why Entertainment Rights plc (ERT) took a 89 % nosedive in late trade? I'm trying to find out but cannot find the answer anywhere.
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ICICI Fixed Rate Account
Just been on their website to check on interest rates and its showing from tonight a fixed term account rate for 12 months 5.10% AER. Its not very clear on the net and gross figure though. Must be feeling the compo from Tesco.:rolleyes:
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Index Tracking ISAs
Hi, I'm trying to invest some additional money every month now but im not sure what to invest in. I've thought about Index tracking ISAs does anyone think this would be a good idea? as i'd be planning to keep invest for 5-10 yrs Thanks
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A & L shares - Santander
Can anyone help, ive been living in a cave for the past few months and missed all this mullarkey re Banco Santander / Alliance and Leicester share purchase, The address on my share certificate is an old one and subsequently i have not recieved any correspondence re the Santander purchase of A&L shares, i understand i have…
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Leeds Guaranteed capital account
Has anyone taken out a Leeds Guaranteed capital account? I'm tempted into this one but not sure about my money being held for six years. Can anyone help with good and bad points. Ta
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Building Society/ Insurance Portfolio Plan Gteed Fund
Hi Just looking after aged parents affairs now they are too infirm to do it themselves. I have found a local Building Society portfolio plan guaranteed fund investment that is due to mature next month after 5 years, it seems to be a dual bond jointly operated by the local BS and Norwich Union with unspecified guaranteed…
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Any point in the ISA?
Well, I haven't built up a massive ISA allowance (about 2 years worth). My ISA has just come out of icesave and now armed with my reinstatement certificate I wondering whether or not to stick it into a crappy 4.25% ISA or just carry on with the great regular savings accounts that keep coming up. At the moment I've got a…
