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Bringing an old PO savings account up to date ?
Wife has just discovered that she has 50p in a PO Ordinary Savings Account, last updated in 1981. What might it be now worth (bottle of wine perhaps ?) and would the PO charge for bringing it up to date ? Thanks 4jbl7
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IF and faster payments
This must be the shortest answer to a secure message query I've ever sent. me: when are IF going to introduce faster payments out of their accounts? IF: We have not been advised when the faster payment facility will become available.
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need to open account before xmas
I need to open a bank account (current account or similar)before xmas with on-line set-up,if i go to a branch tomorrow will this be soon enough,or if i apply on-line would it be quicker,plus which are giving incentives to open ie £50 etc.thanks
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...what if....what if...the fund manager.....
what happens if a fund manager, regulated or perhaps not so well regulated by....goes under......what happens to the funds under management....are the funds ringfenced in some way?.....and do the fundholders have any protection?.....
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Icici
Hi, My mum's got a large sum in ICICI on what she believed was a fixed rate of 7.2% for twelve months. She's now been informed that thanks to the BOE base rate drop she'll now be getting 4.75%. Surely that's not correct? She tells me she's on the HiSAVE Fixed Rate Account. Cheers, Richard
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Money to invest .... in January
I am awaiting a redundancy payment which is likely to be paid in January. I am very keen to invest this wisely, but I am conscious that good rates are fast disappearing! Is there anything I can do at the moment to help my situation, or should I just wait until I get the payment in and be prepared to move quickly then? I…
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Icesave Paper Application Payout
Has anyone who has applied by paper application been payed out yet, or even had receipt of their paper application. We hand delivered ours back on the 24/11/08 & have heard nothing more at all. Anyone heard anything ?
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HBOS open offer shares
Please could someone tell me if it is worth buying additional shares through the HBOS Open offer? Is it worth it or not ? I am not sure and would appreciate some advice. Thank you
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Royal Mail or SAGA have lost my cheque
I applied for a SAGA one year fixed rate account (6.64% monthly) on 25th November. I was told it would take up to 10 working days to process so £95,000 sat in my current account waiting for the cheque to clear. Today, 15 working days later, they told me they did not receive the application and the offer was closed. Now the…
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Using Savings to pay off Mortgage?
What with the rubbish savings rates at the moment -is it a good idea to pay off a chunk on my mortgage. It's up for renewal in the summer... My mortgage is 137500 and I've got about 100k savings any advice would be good. cheers
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safe savings?
Afternoon. i know this has been done to death but i have savings with barclays which are now over the £50K limit. i am overseas currently and will not return until the new year. do you think i should make attempts to move some out to protect it whilst i am away?? i am not concerned about getting thebest return for the…
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Anyone received Icesave paper application?
Dear All, My wife's Icesave ISA linked account no longer exists so we need to claim by paper. Icesave know this as they even phoned her at work last week to confirm the problem. Has anyone yet received a paper application as no sign of hers yet? Thanks
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What's the best way to trade currency?
I have been looking at the forex and it's little bit terrifying. As I think I understand it, but probably don't as it seems v. complicated, if I put £10k in a base account and bought Euro's I would be buying £10m worth as it's 100:1 leveraged. Then if for example sterling dropped 10% off the Euro and I traded sterling back…
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Warning -Tescos saver withdrawal takes 15-20 days
I have just been caught by the Tescos saver online withdrawal issue. You cannot withdraw without a card reader which is free. But takes typically 15 days to get to you - plus the normal 3-4 working days to withdraw. I didn't notice anything about this in the terms and conditions - my fault I guess.. It may pay well on…
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Top savings accounts for over 65's
Hi Was wondering if someone can point me in the right direction. My father has an old savings account with Halifax which was one of the orginal ones when it was formerly The Leeds Building Society. Anyway, he has a few thousand in it but the interest earnt is pitiful. If he is a pensioner does he get taxed on the interest?…
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Consolodating ISAs
Hi there everyone - I hope you can help. Me and the missus have a number of different cash ISAs from over the last few years. I've checked and some are receiving v.low interest rates now. I've heard that it's possible to move ISAs around, from one provider to another - is that correct? Most banks, etc have a £3600 limit on…
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Conned by the PRINCIPALITY
Hi My husband and I had £30k invested in Nationwide 3 years ago at 5.4% but the offer had come to the end. We went into our local town looking to reinvest it with Nationwide but we walked passed the Principality, they had an offer on 3 year Capital Growth Account offering 100% capital security with a minimum growth of 6.5%…
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A & L ID Delay
I already have an Esaver1 at Alliance & Leicester and have been a customer for many years so when the rates came down last month I opted to open an Esaver 2 with a better interest rate. However they still require me to send certified id which i have done but a friend who has never had an A & L account had his account…
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Santander worry
I am acting as Power of Attorney for my father, who has invested his savings with Abbey. With the recent fraud, involving Bernard L. Madoff and Santander, I am just wondering if I should start distributing my father's money to individual banks. Any advice would be greateful. Thanks
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www.selftrade.co.uk
One of the users on here recommended self trade is a place to setup/use my ISA - is my ISA with self trade or with the government? Just curious as to what happens if selftrade falls apart? Has anyone used selftrade and what do you think of it? Good points? bad points? any points? Thanks
