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Clerical Medical gearing loan help for my Dad...
My Dad has been abdly affected by what has been going in the the stock market and has asked me if i can find out (or be pointed in the direction of help) regarding Clerical Medical and what was termed a 'gearing loan'. From what I can gather (and I have no idea about stocks and money etc so am probably not entirely…
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Form R85 for someone in care
An elderly relative has been taken into a care home-they take all her pension leaving just £20 PW....... can she still claim tax back on her small amount of savings....or does the "local Authority" funding of about £400 PW count as "Income" Thanks.......
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Tesco Internet saver int rate dropped - still good???
I've just had a letter telling me that the rate for the Tesco internet saver (previously a 'good buy') has dropped to 6% (Gross AER), including the 1.5% bonus. Looking at the other rates on offer this still looks good doesn't it?
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Madoff - how will this affect savers?
Anybody any ideas how the Madoff thing will affect savers - if at all - particularly those with Santander, RBOS and HSBC?
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ISA's - and Buying shares
I hear you can buy shares through an ISA, how do you do this and which company is the best to use? Are there costs and what are they? Never had an ISA and hear they are worth having (I came over from South Africa recently but still ignorant about this)
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premium bonds
are they worth it and how much on average should you stick in them? had some for years and never won anything
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credit unions?
a credit union near to me, one where a few of my friends have money, has had its actions suspended by the FSA - meaning that those who wanted their money before Xmas are unlikely to get it. I thought credit unions were a safe place to put your money, especially if like me you are in receipt of benefits and no 'low cost'…
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ING savings account pseudo loophole
I have been sent a flyer by ING direct asking me to recommend a friend to open an ING direct saving account and there is a £25 incentive for doing so! All you have to do is open the savings account with a minimum balance of £1 before 9th January 2009 and £25 will be credited into your account. When opening the account you…
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how much should i be saving (not including pension)
aged 26 live alone earn 35 700 mortgage 250 a month bills I do save, but i wanted to see how much yoyu guys think i should be
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advice please - invest for 1 or 2 years?
Hi, i have a fixed rate ISA bond maturing and have the option to re-invest it for 1 or 2 years @ 4.75% With the economy being as it is I'm unsure whether to take the 1 or 2 year option, does anyone think the interest rates will rally enough next year to make 4.75% an unattractive option? any advise would be welcome, thanks…
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Merry Christmas everyone!
To all those who took part in the nilrems camp for the disappointed to seek solace and the Icesavers Veterans Association, most of who thought their savings were in danger of being as frozen as the turkey this christmas. Happy Christmas and hopefully a prosperous new year to you all. :D Aegis, AbbieCadabra, AlanW,…
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please delete
wrong forum! (tried to delete but no delete is appearing in my editor evening when "going advanced")
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Cheshire BS - Fixed Rate Bond - 1 Year 4.50%
http://www.thecheshire.co.uk/investment-saving-account/fixed-rate-bonds/fixed-rate-bond-12-month.asp Seems like a good rate. I have applied. Note it is for deposits of £1,000+ & no withdrawals, closures or additions can be made during the term of the bond.
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when will it end???
Well got through Icesave but too late to re-invest money before the banks all dropped their interest rates. Have a lump in A&L and today have heard that Santander have been done big time in the Wall Street fraud!! Please when can I stop twitching?????? :cry:
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Bradford & Bingley - 6 Month Fixed Term Savings eBond (4.05%)
For customers who already have accounts with B&B the 6 month fixed term savings e-bond @ 4.05% is a quick and easy account to setup as you can manage it from within your current login area. I have 3 different accounts with them now and they are very easy to manage. It isnt the absolute best rate around but for ease of use…
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is this a good opportunity?
I have recently received an investment opportunity from a UK BANK regulated by the FSA Where i invest £20000 in year 1 And another £700 every subsequent year for the next 15 years Then after 15 year i would get a lump sum of at least £90000 guaranteed or i could then keep that lump sum with them and get an annual return…
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Principality 7% RS Issue 5
Heard a rumour that the 7% issue 5 will be closing tomorrow - better get your skates on if you want one. There will be another one -issue 6 (surprisingly enough) - dunno the rate though.
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Kent Reliance Bond
I recently applied for 2 fixed rate 6% bonds with Kent Reliance. Initially I invested £35k for one year, then a few days later decided to put another £15k in for one year, so sent off the forms. I've got the certificate back for the 2nd one today and it has been invested for 2 years. Unfortunately I didn't keep copies of…
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ICESAVE transfer certificates
All, Just tried to get an ISA opened with Nationwide.....with the money in my account there following the ICESAVE payment back...........I used to have my ISA with them..........but now.....they won't open an ISA again for me..........is this some punishment for moving my original ISA? They claim it is due to backlogs with…
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Non-ISA recommendations?
Hi - Long time lurker. I've had a decent ISA for a few years now with a view to use it as a back-up to my pension. Within the next six months or so, I will hopefully be in a position where I'll have an extra £100-200 a month extra to save. Thing is I already put the maximum amount a year into my ISA. What I'm after is a…
