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Halifax Guaranteed Saver Reward - 3.5% fixed for 12 months
Halifax have just started another Guaranteed Saver Reward, which gives 12 months fixed interest at 3.5% for balances of £2500+, and lets you have 4 withdrawals a year and unlimited deposits. Info here: http://www.halifax.co.uk/savings/guaranteedsaverreward.asp Could be quite good for those who don't already have a GSR at…
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One stop savings shop?
Unfortunately I have recently been made redundant (joining the club! :beer: ) and so would like to set up the following 3 accounts to manage my redundancy payment.... Any recommendations on where to start looking for these would be great. If I could find a provider that offered reasonable rates for each of these then that…
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Birmingham Midshires Error on Fixed Rate Bond Interest Calculation
It might be worth checking the interest that you received on your fixed rate savings. After three letters from their Savings department, assuring me that they had not calculated the maturity interest on my 11 month bond incorrectly, I finally convinced their 'Office of the Managing Director' that they had made a mistake.…
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Closing a savings account
If you close a Savings account does the provider have to give you interest for the period between the date when interest was last paid and the dat you close the account? (The account I'm planning to close is a Post Office Instant Saver.)
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Halifax Shares
Morning All Just got this from Halifax (apologies its a bit to read): As a qualifying shareholder, subject to the terms and conditions of the Open Offer, you are being given the opportunity to apply for Open Offer shares at the Issue Price on the following basis: Entitlement: 1.3839 Open Offer shares for every one Existing…
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If Government dont guarantee your money?
Will you still deposit your money into high interest saving account? There are risk!!!
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FTSE Trackers ?
Does anybody know of a FTSE tracker (fund) that allows you to buy units as and when you wish (or can afford to)? I used to have a Barclays B2 FTSE 350 Isa. The reason I chose this, was that I could buy units over the phone using my debit / credit card. The only limitations were the annual Isa limit and that a purchase of…
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Banking system
Hiya, Can anyone here tell me what happens to a bank within a country if that country goes bankrupt? Dixie
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AA Savings Transfers
Why does it take almost a week for transfers from a linked acount to the AA account to become available:confused: . I did a transfer on the 9th and although it's in the account, it's still not showing as "available". I thought online transactions were quick!
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Bank a/c - returning UK'er to UK after long absence
Have a mate returning after a 12 year stint abroad, they are staying at mine in a couple of days on return but need to arrange a basic bank a/c ( hopefully a debit card with Clydesdale Readycash ) they have their UK passport - its a new one a few months old sent to Brit Embassy for collection, no driving licence & nothing…
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Stroud & Swindon BS
Does anyone have any dealings with Stroud & Swindon BS. I'm still looking for a home to fix £10,000. And they have the option of a 2 year bond, which some don't. They offer good rates and recommended by Martin. I can't find any info on their rating.
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Halifax save for it?
I have seen those blue plastic save it things which come with a saving book and card to the saving account , my friend has one for her baby lol and im to intrested to wait until the morning to ask her about it lol .. Just wondered is it just for children or adults to lol? Sorry i can not describe it further x The blue…
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Do I transfer my Pounds to Euros now!?
Hi all, I'm hoping you can offer some advice. I will soon be moving to Germany and have savings in my UK ISA accounts, I don't know whether to transfer this to a German account now as the pound is getting weaker by the day or else wait a while and hope that things pick-up. What is the general feeling on the Pound and Euro…
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The Queen's Christmas message
******Annus Horribilis Savers*********
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Yorkshire BS - Fixed Rate until 30 June 2009 (4.5%)
I have just applied for the Yorkshire BS - Fixed Rate until 30 June 2009 (4.5%) e-Bond ( http://www.ybs.co.uk/savings/online/ebond/index.jsp ). A short term fixed rate @ a good % but also web access which is excellent. It claims that you do not need to do any paperwork in applying, however at the end of the application it…
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Any one know what happened to the "please sign my petition thread"
Answers on a postcard please!
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New to this forum, need help with a savings account!
Hi, Just signed up, great site, been reading on and off for a while and got some usefull info from it. For the last couple of weeks ive been trying to look for a new savings account, mainly a fixed rate one, it has been a real headache looking through millions of web pages but i thought i would post some details and see if…
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Cash ISA (IceSave) Where is everyone now investing
I have now got back my isa tax free savings certificate but wondered where everyone is investing as the interest rates have really dropped. I currently have £6800 that i can transfer and i think the best place to go to is Alliance & Leicester @ 4.5%. However i managed to open a savings account at 5.75% which is fixed for 6…
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Converting Euros to GBP
hi does anyone have any tips or pointers to share about converting large amounts of euro's into pounds? i am looking at converting perhaps 50K Euros into GBP sometime in the new year, but have a feeling that using a high street bank might not be the best way to go.. a quick google search came up with www.torfx.com, does…
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West Brom - More than 1/2 loans are buy-to-let
Financial Mail Jeff Prestridge blows the lid on a worrying West Brom BS secret. ".....More than half of its loan book is buy-to-let after it acquired a series of multi-million pound mortgage portfolios from GMAC RFC, a company that specialised in sourcing home loans and selling them to other lenders. Though the mortgage…