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alliance a leicester 12% regular saver
went in town earlier and this is back on there window, dont know when it starts maybe nex monday, of course you need to open a current account at the same time. well done alliance a leicester for bringing this back out at a top rate. hope this helps someone.
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Cash ISA - fixed or variable interest?
Just asking for some advice really, I currently have 10K in an ISA paying 5.25% variable. This has dropped from the 6.25% when I opened it 6 months ago. In the best buy tables currently, the best variable rate ISA is 6.25% The best 1 year fixed rate ISA is paying 5.25% (but it's called a 'bond' so I guess it means no…
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20k Savings BOE Base rate AER Reduction
First up i know very little about saving money although im pro ball at spending it;) Ive managed to save around 22k which ive been saving into HSBC's online savings account (the plan is to use it as a deposit for a house when the market start to bottom out). However as the BOE has reduced the base rate HSBC have reduced…
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Fixed deposit account question re kaupthing edge and icesave
I have a fixed deposit account in both kaupthing edge and icesave. With respect to icesave i am about to log in to start the compensation claim. Is it best to leave my fixed term deposit account until it matures. Will i receive interest up until maturity date? Secondly , i can't remember how much i have in my easy access…
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Nationwide fixed rate bond
Has anyone got any thoughts on the new fixed accounts from Nationwide. 6 months / 5.17% 1 year / 4.88% 2 years / 5.10% If I did the the 2 years at 5.10%, even though it's not that great now, in a years time it might be hard to get 4%. So would be a wise chose. Anyone?
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Paying Tax
hi how much are you allowed to make before you start paying tax
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A&L 6.3% savings account
Hi Just wanted some views on this account. My regular saver with Lloyds matures at the end of the month and I need somewhere to stick my money until July. I've used up my isa allowance for the year and was thinking of opening this savings account with A&L. What I wanted to know is do you think I should open this account…
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Savings Gateway- state supported saving scheme.
Reading through the details of yesterday's PBR, I spotted this- "A new state supported saving scheme - known as the Savings Gateway - will be launched, in which the government will contribute 50 pence for every pound saved. The government has been pondering this since 2001 and it will now start in 2010, targeted at 8…
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How to transfer large amount out of Post Office Card Account
My elderly father has allowed the balance of his Post Office Card Account to build up to quite a substantial sum as his state pension plus other benefits and allowances are paid into it but his outgoings are small. The money isn't any benefit to him just lying there and I'd like to move it where he will get some sort of…
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Can I open an account for someone else?
Hi all I am a newbie, so hope this doesn't sound a moronic query! My bro currently lives at home but is thinking of starting to save to buy somewhere..... I am all for this so thought for Xmas I could open him an account and put some cash in it, rather than buy him some pointless pressie. Can I do this?! or do u have to…
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See FSCS paper application
Hi folks. In response to requests, here is sight of the FSCS paper application for Icesave compensation. Visit http://www.!!!!!!/file/4b0d98/n/FSCS_paper_app_zip Best
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Investment Advice
I am mortgage free with no other debt and have 50,000 to invest over the next 5 years any advice would be appreciated
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should I deposit in variable or fixed rate accounts for a sum of £300,000(house sale)
I do not need the money for the next year and want to leave it on deposit. I know I will need several accounts to spread the £300,000 in 50K lumps but don't know whether to put it in variable rate accounts which seem to be paying around 6% today or fixed rate accounts which seem to be paying around 4.5%. Any advise…
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Birmingham Midshires mucked up bond deposit
Don't think I'll be using Birmingham Midshires again. They paid my bond cheque into my Esaver. Received my forms within 2 days. posted back so they should have received on 11th. Forms said within 5 banking days cheque should be deposited. Obviously that wasn't going to happen with the backlog. Cheque left current account…
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Are savings bonuses now unavoidable?
Hi, I'm looking at new accounts to move/consolidate some of my money into (currently scattered between Kaupthing, Principality, Halifax, Lloyds and B&B) but notice that clean accounts pay a really low interest rate, and the only thing available that pays even above 3.5% now are ones with a bonus. Should I just go with one…
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Bank needs £500 a month - any advice?
Hello moneysavers, I've recently opened an A&L account following Martin's tip. Now I've learned they need £500 a month deposited, else they charge a £5 "underfunding" fee. Yearly, I earn more than £500 a month, but my work is seasonal and I won't be receiving pay into the account all year round. A&L insist I deposit…
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Egg Money Credit Balance - 4% - Protection ?
I have a question about Egg Money "deposits" Egg money has paid 4% on credit balances for as long as I can remember having it. This rate may become attactive in the near future especially with instant access in the true meaning - no waiting for BACS ( except for large amounts ) because you can have FREE (whilst in credit)…
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Icesave paper application received without 2nd email
Hi folks. Slightly concerning - I have just received a paper application for my FSCS payment without having received a 2nd email (I got the first). It tells me that I have not elected to claim using the electronic method altho' I have never said so nor been given the opportunity - presumably the purpose of the second…
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Halifax Web Saver - How do i register tax free status?
Hi, I wonder if anyone could help. I have a Halifax Web Saver account and need to register for tax free status on my interest. Can this be done online, as i cant seem to find anything on their Website.
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Sorry -ICEsave ISA
Sorry- another questions!! I have an isa with them and I paid in my last years allowance as a direct debit from a current account. Does that mean I will be able to transfer my icesave money to that? I have never transferred money out of my isa. Has any body manage to transfer their money using the account they paid money…
