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Are savings bonuses now unavoidable?

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Hi,

I'm looking at new accounts to move/consolidate some of my money into (currently scattered between Kaupthing, Principality, Halifax, Lloyds and B&B) but notice that clean accounts pay a really low interest rate, and the only thing available that pays even above 3.5% now are ones with a bonus.

Should I just go with one of these and then transfer out when the bonus is removed? I know it's only an extra couple of percent or so, but probably worth doing in the long run.

... or are there some clean accounts I've managed to miss out?

Thanks

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