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best fixed rate (1 year) deals still available
AA still offering 6.3% and Kent Reliance and Clydesdale/Yorkshire still have 6% bonds. Anyone know what other good deals are out there - fixed for up to a year? I have money in a NW variable account and just realised that 2% of the rate won't kick in until the end of the year - which is very disappointing, I need to find a…
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bond
Roughly i am looking to invest £25,000 in a 1 year bond want to get the best possible deal at this moment i would be interested in anything around 6.5%. garcon6
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I have £20K which isn't mine!
Oh I have BIG money problems:rotfl: I recently transfered my cash ISA from one bank to another. My transfer worked fine and I have my money safely residing in my new ISA. BUT ... my old provider has also transferred about £20K of someone else's money into my new ISA with my new provider! Now, I know I can't do anything…
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Is the Tesco Internet Saver application system not working?
I've tried to apply for a Tesco Internet Saver 3 times now and I've been given an error message every time. Anybody else had this problem, and what's going on?
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Savings held in Euros
We live outside the UK in a Euro Zone country but have savings in UK accounts. With the weakening of Sterling against the Euro, can anyone advise whether it would be better to hold these savings in Sterling or transfer into Euros?
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Investment Statements-all bad news
I know it is the same for everyone but it is depressing to receive PEP/ISA etc statements showing current values. Advisers say that in the long run one will always do better in the stock market and none of us expected the markets to drop like they have. Just hope I am around long enough to see it go back up again?
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Where is the Money Comming From
All of us Icesaver customers are getting their compensation (me including). I know that the FSCS are dealing with the compensation but where is the money actually coming from? Do all banks have to pool in? HM Treasury? Are the assets of Landsbanki still frozen in the UK? I just wonder how the scale of £billions can be…
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KAUPTHING NEWS - ING are rejecting any fixed term accounts bought after 8 OCT
I have just received the email pasted below from ING claiming that they are not liable to accept my fixed term bond purchased on 9th October, and they are rejecting any bought after 8th Oct. This is despite sending me an email on 12th telling me that all my accounts and investments were safe as they were and even now when…
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tax query on interest non taxpayer
hello all ,does a non tax payer pay tax on interest on savings if on a joint account atb mike.tovey
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International Internet Banking
Hi there, just got a new job for an American company and I will be paid in US dollars. I have opened a Halifax International online US dollar account to receive my dollar income. I want to be able to transfer funds from this account to my Halifax UK current account and I am told that this is not possible online! Does…
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Funding a Birmingham Midshires eBond...
I've got an application pack through tonight that I'd like to try and get into the post tonight if possible. The enclosed letter says to send back a cheque, where as the application form gives a choice of cheque or transfer from an existing Birmingham Midshires account. Anyone know if a transfer is actually a valid way of…
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Just to get a break from Icesave......What features would you like on online Accounts
This will probably get lost under the Icesave 2nd e-mail and where now for Icesave money, but what features do you think Online Accounts are missing. One I feel is transparency of Interest rates. We open an account knowing it's rate but over time they change (generally downwards). I'd like to see the current rate displayed…
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tax on "total return"
Hi, I've been looking at putting some money into ETFs... and DB X-trackers look pretty attractive... however i have a question about taxation that maybe dunstonh or one of the other regulars might be able to help with... Many of the ETFs are "total return" products, which mean they track a total return index inclusive of…
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7.5% 1 yr fixed interest deposit
Interested ? Its on offer at the largest and safest bank in the United Arab Emirates but you have to fly to Dubai in person to open the account. All deposits guaranteed by the UAE government . Offer expires 28 November . nb Minimum deposit countervalue of UAE Dirham 1M . If deposit between half and one million dirham you…
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Glaxo Smith Kline to close factory in Dartford
This was announced after the close of the markets today I think These shares have been doing quite well recently, do you think they will suffer now because of the factory closure?
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Successful ICESAVE Claim
Just received the second email and successfuly claimed. Trouble is my wife is on the same email address as I operate her account as well and no success on that one. Have emailed fscs for advice.
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The Halifax 10% regular saver......
Anybody else just got a call from them saying that it doesnt pay 10%? Woman has just told the wife it works out at 4.odd % over the 12 month and that the 10% only applied to the first payment what are we supposed to get? we have £5000 in the saver account that was supposed to make it up to 12% and have paid in £500 a month…
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ISA help needed please
Hi I am hoping someone will be able to help me as i am in a bit of a pickle about my ISA. I currently have one that runs along side my current account, i can move money very easily when doing internet banking so its great but i dont know if i am getting a very good rate with it. I dont plan on needing the money any time…
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Competition - Another campaign urgently needed?
Now that so many banks & building societies are merging, I think we need an urgent campaign to force financial organisations to have separate registrations to ensure some healthy competition within the financial sector. It seems crazy to me that some of the popular providers like Halifax, Birm. Midshires. Saga and AA all…
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ISA versus NS&I indexed linked -which one?
Hi, My young adult sons have £9000 to save. As they struggle to find their ISA allowance each year, should they put in £3600 now & hold back the rest 'til April for next year, or would they be better to put into NS & I indexed linked tax free bond for 3 years? They are basic rate taxpayers.
