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Best way to invest £100K
Hi My wife and I are going travelling next year. We have around £100K of cash and will rent out our house whilst away. We need around £1000 per month to survive whilst abroad (in a motorhome by the way). Our house will earn us around £600 a month and at the moment the rest would be made up on interest on our £100K. I am…
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We pensioners and our savings.
What on earth are we going to do as pensioners, now that income from savings has been slashed? As though it wasn`t difficult enough at the moment. :mad: Please keep this on the silver board as we are the ones directly affected
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Birm Midshires/Saga fixed-rate cheque clearance times
I've just got an application form from Saga for their 6.85% fixed rate account. It says applications will take up to 10 banking days to process which means I could have a chunk of cash sitting in a current account losing £10 a day in interest for up to 12 days. Intend opening second account for wife potentially losing…
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Kaupthing Edge closing exisiting fixed term accounts
I apologise if this has already been raised by others - I'm new to this. My daughter, in all innocence, opened a Kaupthing Edge fixed term savings account (she already had another Kaupthing Edge account) a few days before the announcement of the interest rate cut. She successfully transferred £10,000 into it and it was for…
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9% fixed rate bond with Credit Suisse
I've recently heard of this and wondered how safe people think Credit Suisse bank is? There is no compensation scheme, hence my question.
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Barclays
LONDON (AFP) - Major Barclays shareholders have threatened to vote against the bank's bid to raise seven billion pounds (11 billion dollars, 8.5 billion euros) from Middle Eastern investors, it was reported Wednesday Any comments from that loyal shareholder who thinks its a great deal?
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Where now to put your icesave isa
With interest rates beginning to tumble, can anyone advise where to transfer your exising icesave isa when the money comes through ?. Have had a look at fixed rates but many of the providers will charge you 180 days loss of interest if you again want to transfer. I am looking at the post office rate at presentb 5.75% which…
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Threadneedle
My father recently passed away in june leaving £5000.00 in the above investment. We informed the above company of the death and passed on an interim death certificate due to an impending inquest. On receipt of the death certificate we received a new valuation of £3990.00; can this company use a dead persons money on the…
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Cazenove fund management question
Has anyone any experience of Cazenove dealing with your investments?. My IFA in discussing our long term investment strategy is proposing that we go with them, any observations good or bad would be very appreciated, many thanks Stav
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Akbank Reduce Rates - 12.11.07 - Fixed Deposit - 1&2 Yr
Akbank Fixed Deposit Bonds are STILL available with passport cover from Dutch/UK authorities (should anyone wish that after the Icesave nightmare - although [it has to be said] the Dutch were very rapid in their response to the debacle) - HOWEVER THE RATES ON THESE HAVE NOW BEEN REDUCED AND WILL BE UP ON THEIR WEBSITE…
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Best place for lump sum?
When my Mother died a couple of years ago my wife and I put £55,000 in Premium Bonds bewteen us "for the time being" hoping it would get a decent "win". It hasn't and has realised just about nothing since then and we are trying to sort out where best to put his money where it will be safe, primarily, and earning us some…
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To save or overpay mortgage - confused re tax on savings.
After reading the article about "Should I pay off my mortgage", the calculator says that, at my new rate of 3.89% I'd need to "earn 4.9% as a basic rate taxpayer or 6.5% at the higher rate" in a savings account to make a savings account more viable. So, am I right in assuming the following: 1) If I can take out a Cash ISA…
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Icesave second email-Week 1
I've always wondered how to create a poll and the dedicated 'second Icesave email' thread is a bit hard to measure how many people are getting those emails so I thought I'd give this a go. I gather the first known MSE to receive a second email was last Saturday (8/11) So I'll do one option for last weekend and one for each…
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Icesave- ISA
Hi, I might have missed this but I have an ISA with icesave. I have had the 1st e-mail but not the second. But my question is how do I get my money out because I didn't have a linked account unless they mean the account I transferred the isa from?? BUT that was an isa account which is now closed. Will we be given an option…
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Will Wait for Icesave Monies & Rate Cuts Force Retail Depositors Back 2 Foreign Banks
Could it all be but a vicious circle? - There was, after all a second world war after the War to End All Wars? While keeping under the £50,000 balance - and with so many people depending on monthly income from their savings - will the wait for the Icesave monies and the dramatic cuts in rates in tandem with the BoE…
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Coventry 60+ post save
I notice there is a new 60+ post save account offering a fab 4.65%.
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Should i stay or should i go?
Im currently with Kaupthing Edge, who are now with ING but I've been on here and heard some bad stuff. Is my money safe here? I only have an easy access account. Thanks Lou
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Where to save? Halifax / Mortgage / ISA ?
Best advice required folks..... I have one of those 1 year Halifax Regular Saver accounts that is paying 12% interest until July 09. I am currently paying £100 per month into the Halifax account. I also have a Woolwich Tracker mortgage that I am currently overpaying by £300 per month in order to reduce the term. I also…
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Halifax Web Saver 6.5%
I signed up for the Halifax Web Saver account last night (it is required to open the 3 month Fixed Term account with 6.5%) after looking through the Top Savings account article on the site. I went in branch today to make the required first deposit, however I was told I am only allowed to make one, initial deposit to the…
