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Tesco Internet Saver
On their website Tesco finance have announced that they are reducing interest on all their savings accounts by 0.5% on 27 November. So Tesco Internet Saver accounts with the 1.5% 12 month bonus will now get 6.0% interest. I take this as quite good news for savers - showing that rates are still sticky. Yes they've passed on…
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MVA applied after encashment request
Hi there. Recently submitted an encashment request for an AXA with profits plan. Axa sent a written reply saying that policy schedules were required and then slapped on a hefty 15% MVA. Their response was written on Friday 10th Oct. MVA was applied on Monday 13th! After wasting my time on the phone to India and emailing…
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What do i do with 20k????
Hi people, please can someone advise me please: My partner has 20k that he wants to use for house improvments, maybe a car etc... So: 1. he needs to get access to it if needs be, but also given the current situation we are not rushing into making any big purchases etc.... 2. Half of it could go into a account that could be…
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How much investment is required to make £500 per month?
How much money would I require to invest regularly make £500 per month either tax free or after tax for a basic rate tax payer? Plus how would you do it?
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When to transfer Euros into Pounds
I have some Euros savings (France) which I would like to use to buy a house in the UK ... Watching the exchange rate fluctuating with great interest at the moment, does anyone have any predictions about when would be the best time to strike?
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FSCS £50,000 Guarantee
Does the FSCS £50,000 guarantee include interest? If I deposited £47,000 and there were a problem with the bank, would I get £47,000 back plus the interest it had earned upto £50,000? THANKS
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HSBC drop rates by 1.5%
HSBC look to have dropped their rates by the full 1.5%. http://www.hsbc.co.uk/1/2/interest-rates/savings-investments;jsessionid=0000HzXk3ddI3h5Duo6gLKiFi_S:12c58n73a Time to get my money out of their, now pathetic, Online Saver....
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Worship at the altar of Jim Rogers
From 12 months ago: http://uk.youtube.com/watch?v=iaLBgduVW24 This guy was moving cash into the Japanese Yen and shorting investment banks. I bet he can afford a few more bow-ties now! I wondered if he banked his gains on the agricultural commodities though before the downturn?
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Birmingham Midshires Fixed Rate Bonds
Received my application from BM today for the 1 year fixed rate bond at 6.6%. I notice in the T&Cs it says you can not make withdrawals from the account for the duration unless, basically, you die! Nationwide bonds and the Coventry Poppy bond allow withdrawals but obviously at a penalty (90 days interest). Can you really…
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Anyone investing in wine?
I'm thinking about investing a few grand in some bordeaux wine, stored in a bonded warehouse. Does anyone here have investments in wine? What kind of returns are you making, or are you projecting to make? Do you have any good advice to offer? I'm looking for a reputable wine merchant that has a good track record of making…
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ICICI fixed rate with and without early access
I am about to make a decision and need help ,what do you lose if you withdraw monies on a fixed ICICI account with access . I suppose interest,but how much and from when ,do you lose the whole year?
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Saga Fixed Term
Anyone else in this position? Last week I applied for a Saga 6 months f/t savings account on line. Did'nt get my application processed as at the end of the procedure got a msg saying the a/c was no longer valid. Today I received an application form in the post for this account. Quandry, do I proceed with the postal…
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Dow
Dow exploded, big day for the Ftse tomorrow, anyone know why?
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Natwest e-savings... HOW TO PULL MONEY?
Dear All, I recently transfered £10k to my newly opened Natwest e-savings. This morning when I logged in and clicked on the option to do a payment to my account, it says you have to order the card reader (which will take 15 days to come) and then I can make a PAYEE. I currently dont have any Natwest account other then…
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ICESAVE 2nd Email received but still can't activate process
Hi, I wonder if anyone has the same problem, I will of course try contacting ICESAVE tommorow but am a little confused, I recieved my 2nd email on the 11th, but have only been able to try logging in today. I login to my icesave account (I have an ISA) and get the following standard message; Application You may now apply to…
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Apologies at the ready, please
Now that we're seeing FSCS payouts far sooner than anyone could reasonably expect, it's probably time for some people to loosen up those vocal chords and begin practicing their apologies. We'll start with meanmachine, celt08 and StarRover from this thread:…
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AKbank
If Akbank went bust they would come under the passport scheme ie the Dutch setup of the FSA.Now if they failed to pay up as did Icesave would you come under the British scheme?
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Stocks/Shares ISA
Anyone give me any info on how these work? Cash ISA's seems straight forward, but not looked at these much Thanks
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ICICI variable rate Hisave accounts?
Hi, Have ICICI lowered their variable rate savings? It still seems to say 6.16% on the website and have not had any emails about rates lowering apart from fixed rates. I am still not 100% sure though.
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Icesave No Emails Received!!!
Am I the only one left who has not received any emails:rotfl: done all the right things checked spam sent blank emails etc etc etc finally gave in this am and phoned the UK and what a donke I talked to:rolleyes: after getting passed from pillow to post of course anyway in summary I was told "we are talking to ISP's my…
