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Birmingham Midshire e-Saver Issue 2
Birmingham Midshire have brought out 'Issue 2' of the e-Saver, and closed Issue 1 to new customers. Issue 2 looks surprisingly similar, but has a rate of 6.51%. http://www.askbm.co.uk/savings/i/easy/product.asp?id=158 Might need to watch them to ensure they don't drop the Issue 1 rate (so far they haven't:…
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Which Banks Belong Together
With all the recent press about "how save are your savings" and the fact that people are being advised to spread thier savings around - how can I find a list of which Banks/Buliding Societies etc. belong to the same companies so that I can assure myself of this govenment gaurentee of covering the first £35000 -
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Anyone tempted to move your cash ISA to Blackrock Absolute Alpha ?
Blackrock Absolute Alpha includes shorting so it can make money even if the stock market falls. It has done pretty well so far, see: http://www.h-l.co.uk/fund_research/security_details/sedol/B11V7T6.hl
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Tax incorrectly deducted on savings!
I have recently closed an on-line savings account and received interest minus 20% tax deducted but my income is only £1000 a year. I completed an application form, downloaded an R85 form from the HMRC website and sent both in together! I have emailed the establishment concerned but suspect they will say it was never…
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Help with the right choice ?
Hi, Im currently looking for a genuine savings account to deposit a sum of money. Im looking for an account that pays interest monthly but with instant access and no penalties. This can be through a branch or the internet. My dilemma is i have read different articles about various banks and have come some what nervous as…
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help please
Paid off debt from a small inheritance, i am keeping a little as i need new stuff, fridge freezer carpets bed etc lol I will have £3k left, where shall i put it:confused: I dont want to touch for about a year longer if i dont need gto dip into it for anything :rotfl:
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Firstsave
I have been looking at a fix term savings account at http://www.firstsave.co.uk/. On Money Supermarket it says it is from Nigeria, but it also says it is a plc, which means its a UK bases company. So, what I want to know is: if I save my £2500 I have in a fixed term account with Fristsave, am I covered if they go bust, and…
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£30k from a trust to invest
My gran passed away last year and everything (house + some land + cash / shares) passed to my grandad, with my mum and uncle acting as trustees of the assets, including around £30k in cash, which will rise by £10k next year when some premium bonds are cashed. Any suggestions on how to invest the £30k safely whilst…
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HSBC today..
Hi all, Just wondering whether someone could explain to my financially uneducated brain why HSBC bucked the trend today, when, all other major banks share price dropped quite a bit HSBC actually rose - although not by a great amount. Having gained (inherited)stock in both Barclays and Lloyds, am I correct in saying that…
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Grandmother wants to put £20000,in my name
My grandmother wants to give me £20,000 to put into some sort of savings account, so that when anything happens to her the money would already be in my name. Would she be able to do this? if so would it be better to put it in my name and her name. Im just confused as to what would be the best thing to do. Thankyou
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HSBC Grad Plus Account CREDIT Interest
I need some help calculating CREDIT interest on my HSBC Account, as I think I'm going bonkers! I upgraded to the Graduate PLUS account in March 2008 paying £9.95p/m and expected to enjoy the benefits shown here:…
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premium bonds
:confused: Hi i remember when i was younger seeing what i think were preminum bonds (prize bonds??) in my mums name. i know for a fact that she never won anything and we do not know now where they are (mum is alive just has moved so often that things got misplaced!) Is there anyway of finding our what she had and whether…
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Standard Life Warrants
I have inhereted 200 warrants (1994-2008) in Standard Life UK Smaller Companies Trust. If I understand correctly these allow me to buy shares at 100p each. As the Shares are currently priced at £1.23. This would seem like a good idea. 3 questions please : 1/ Have i understood correctly & are there any downsides. 2/ "The…
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HELP - I've spent it!!
Hi all, first time poster here so if I'm in the wrong place, apologies. 18 months ago I cashed in some freebie shares from the A&L who also advised that we had 10 years of unclaimed dividends to come also. We spent the total money on a trip to Oz and upon our return another cheque was waiting for a different amount, also…
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Sneaky Saving & Ethics
Where do i start? Job has been terminated due to long term health problem that prevented me from doing my job. I was expecting this. What i was not expecting though was to get my pension contributions back, I have £3200. This was a nice suprise but now puts me in a dilemma. i currently owe several credit card companies…
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NR or NS&I? for safety
I see Northern Rock are offering a 6% esaver whereas NS&I are offering 4.4% (over 50k). I'm still a bit nervous about NR since the problems of last year, even though it is govt backed. Should I go for it?
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Kaupthing fixed deal increased to 7.01% ??
Saturday's Times and Guardian said that KE had increased their 1 year deal from 6.86% up to 7.01%. Looks good, but I can find no mention of it on their website. Anyone else verify this? Geoff
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ICICI hisave 1 year term deposit
Hi I have been on the moneymatters website and I have picked up the ICICI Hisave 1 year term deposit as a good term investment, it seems to the only account that can be managed over the phone rather than internet, however I cannot find a telephone number for this company, does anyone know it or can advise re high interest…
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Tesco Personal Finance
I heard a rumour at work today regarding Tesco and their relationship with RBS. The jist of the rumour is that RBS are looking to end the joint venture with Tesco for Tesco Personal Finance. Anyone heard anything similar?
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Icici password reset
Hi all, I emailed Icicibank about a week ago, because I couldn't get into my account, tried what I thought was the correct password twice, then, so as I didn't lock the account, I emailed for a new password. I have heard nada since. Emailed again yesterday, nothing. Anyone had that problem. I haven't tried to call them…
