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credit check on savings acc. with cashback
Good afternoon. I have just joined all the cash back sites and was also coincidentally looking to open a new saving account. Is it still a good idea? Now, if I open all the ones that have cash back will that affect my credit score? Do they credit check you for a savings account? Cheers Si
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Halifax RS: opening on-line when have existing RS?
Apologies for separate thread on Hfx RS, but couldn't easily find answer in previous thread. I have existing 7% RS, opened for 4 months. Know that you can only have 1 RS with them. Anyone in this position successfully opened the new one on-line? If so, what is the 'safe' procedure? Can you close your current one online and…
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Base Rates - Where to by the end of the year ?
Where do you think that base rates will be by the end of the year ? I'm thinking that there will be 1 or 2 rises this year and then similar reductions in 2009. BBC - "Bank lowers interest rates to 5%" - 10/04/08 http://news.bbc.co.uk/1/hi/business/7340142.stm
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West Bromwich BS
West Bromwich BS E BOND Issue 13 launched w.e.f. 11.6.08: a fixed term internet operated account maturing 30.6.09 with a minimum investment of £1K paying 7.05% on maturity (6.83% monthly). Earlier access and further additions not permitted.
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Halifax GUARANTEED SAVER REWARD 6.25%
Halifax GUARANTEED SAVER REWARD 6.25% Halifax GUARANTEED SAVER REWARD launched w.e.f. 10.6.08: an instant access account with a minimum investment of £2.5K paying 6.25% for first 12 months then rate reverts to Guaranteed Saver standard rate currently 5.25%. 1 withdrawal permitted during 12 months, then reverts to…
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Heritable Bank 1 Year FRB 6.85% (6.64% Monthly)
Heritable Bank 1 YEAR FIXED RATE BONDS increasing rates w.e.f. 13.6.08. 1 YEAR FIXED RATE BOND Issue 13: a one year fixed term account with a minimum investment of £1K paying 6.85% on maturity. 1 YEAR FIXED RATE BOND Issue 12: a one year fixed term account with a minimum investment of £5K paying 6.64% monthly. All other…
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Heritable Bank (Landisbanki Group) 60 Day Notice Saver 6.60%
Heritable Bank 60 DAY NOTICE Issue 1 increased by 0.10% to 6.60% w.e.f. 13.6.08. Rate includes a 0.60% (previously 0.50%) bonus for 12 months. All other terms and conditions remain unchanged. 11 Jun 2008
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Money News .... on the net ...
Useful links: BUILDING SOCIETIES ASSOCIATION http://www.bsa.org.uk/aboutus/buildsocmember.htm BEST BUYS/COMPARISONS: EMONEYFACTS https://www.emoneyfacts.co.uk/default.aspx PRODUCT NEWS>SAVINGS MONEYFACTS DATASCREEN http://www.moneyfacts.co.uk/savings/default.aspx DIGITAL LOOK Digital Look - Savings Products…
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What happens if you lose a cheque?
What happens if you lose a cheque? Have you lost your money, or can your demand another one?
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Top Saving Gripes
Here are the top 3 things that annoy me about Banks & Building Societies:- 1. Treating Existing Customers worse than New Customers ! 2. Introducing a new variable "high interest rate" savings account and then slowly reducing the interest rate on the old one ! 3. Paying elderly savers very low interest rates for not being…
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Monthly Interest on Fixed Rate Bonds - "The Good, the Bad and the Ugly"
Why do so many of the fixed rate bonds offer either maturity interest or only the option to have monthly interest but only if it is paid away to another account (or even another Bank/Building Society) ? If they offer the same AER as the annual/maturity option then why don't they want to add the money to your balance on the…
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Which ISA
Hi All, I am looking to save money for around 1-3 years and would like to know are there any ISAs which don't allow me to withdraw money from my savings and I would like to save what ever I can afford each month rather than a set amount, but dont want any access the moeny I will be putting in. Thanks.
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Advice Needed Please on Childrens Saving Policies Problem
Hi I'm wondering if anyone can advise me? I have 3 children - aged 9, 5 and 7 months. For the first 2 children I took out some sort of bond at £20 per month with the Family Assurance Society. These were to mature when they were 18. All was well until January 2007 when I fell into financial difficulties and had a multitude…
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Barclays Tax Haven ISA, again !
Hello all. Sorry to raise this again but I wondered if anyone is still having trouble with the opening of their account. I opened my account in a branch on 1st April for 2008/9 and it still has not been opened. That is 11 weeks! I have complained, they promised an answer within 4 weeks and I've received another letter…
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Savings and Investment Books
Ok I am bored during the summer. I have a parttime job but even so, its parttime. And when I get bored I tend to spend my money (not very MSE I know ;) ). However has anyone read and recommend any good savings and/or investment books I could buy/get out the library? I have read investing for dummies now I want to go…
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Savings Advice Please
Hi I wonder if anyone could help. My situation is I have sold my house and have equity of around £90,000. I am currently looking for another property but to date have been unable to find one. I am therefore going to be forced into rented accommodation until I can find somewhere. This I am expecting could take approx 3…
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where to save
I have £1000 sitting in my back account for the past 6 months earning nothing. wher is the best place to put it. I should be able to save £60-£100 per month.
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Halifax ISA Investor for Income
I was badgered into having an ISA Investor for Income back in 2004 by a Halifax salesman (otherwise known as a financial adviser). I kept adding to it. I was receiving a quarterly income (I like to call it interest). I must admit that I didn’t pay much attention to what was going on with the ISA, probably because…
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Are savings bonds covered just like savings accounts?
Hi I am wishing to put some somey into 1,2,3 year saving bonds with either firstave or kedge.....35k in each. Are they covered like for like , ie up to 35k just like a regular account , or is there different rules for savings bonds like these? tia
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test
Sorry about this, but I can't seem to post my question.
