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What happens if you lose a cheque?

What happens if you lose a cheque?
Have you lost your money, or can your demand another one?

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  • Posts: 224 Forumite
    esbo wrote: »
    What happens if you lose a cheque?
    Have you lost your money, or can your demand another one?

    The answer will depend upon :-

    1) Who issued it ?
    2) Has somone tried to present it ?
    3) How much was it for and how much would it cost to cancel ?
  • Posts: 8,209 Forumite
    1,000 Posts Combo Breaker
    You should tell the issuer immediately (OK, not 9am on a Sunday morning if it's a business, but as soon as they open on Monday), in case someone finds it and tries to present it. They will normally then place a stop on it (to prevent it being used) and issue you with a replacement. They will probably want you to confirm in writing.
  • Posts: 1,493 Forumite
    Cashback Cashier
    esbo wrote: »
    Have you lost your money, or can your demand another one?

    And I probably wouldn't "demand" another one, ask politely yes, but demand no. As you've caused them inconvenience by having to cancel a cheque and make sure it's not already been cashed!
    A friend is someone who understands your past, believes in your future, and accepts you just the way you are.
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