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Opening savings accounts after selling your house
Here is a tip if you are thinking of selling your house, renting and investing your capital Due to the 35,000 situation one wants to open a lot of accounts and its OK following the information on here about who owns who and what the best rates are but what noone has mentioned is how hard and frustrating it is to open them.…
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B&B Rights issue.. take up the offer ?
My holding is the common 250 & it has been a good return in terms if dividend, but now ime wondering if i should take up the Rumoured offer..If I qualify that is.. Ive gone past the sell point now & will just hold onto what i have, but on the face of things, the issue does seem a decent offer..?
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Where to sell gold?
I was led to believe that gold is one of the best long term investments you can make. So ten years ago i bought £1000 worth of rings and chains. Now i want to sell and i expect to have doubled my outlay, but i can't find anyone who wants to pay a fair price. Jewellers only want to offer me scrap value and Ebay was a waste…
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Icesave query
I have just finished the application process for an Icesave fixed one-year savings term but have not been provided with a User ID with which I can log in to my account - how do I get that? Also, do I need to go in branch to arrange a transfer of money to this account or can I just use my online banking facility to do it?
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Britannia Ethical Guaranteed Capital Bond?
I'm new to all this savings lark - having had debts all my life, I've just paid off my last one :j I now have £10k to invest and have looked at this one: http://www.britanniainternational.com/eggcbond.html I live on an offshore island, so this is applicable to me. We can't do ISA's over here unfortunately. I wouldn't need…
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Kaupthing Edge Loss of interest
anyone lost int't by K_E admins failure to set up a/c after ID No had been sent (4/5 weeks) Steve Waldron operations director has not replied to my correspondence
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advice for elderly relative - earning monthly interest on savings
Hi All First time posting so I hope you can help with some good advice. An elderly relative has £50,000 of savings and uses the interest as a monthly income. She currently has a Nationwide Monthly Income 60+ which has an AER of 5.07% and Gross P.A of 4.96%…
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I am a student. What should I do with my £3,500 ???
Hi all I am a newbie in investment. I am a student and I have money about £3,500 (from my pocket money and part-time job over the past) which I wont be using them within 4 years. What should I do with this much of money to make most profits in 4 years time. Should I just open saving account and keep these money in to gain…
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RPI change & index linked savings certs question.....
I am just curious to know how quickly a change to the RPI figure is taken into account with Index linked savings certificates. Does anyone know please? Thanks in advance. Goldfinger.:money:
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The transfer - day 34
I'm thinking of writing a book on this one; The story so far......... 1. Old isa Natwest £3021 2. New isa opened A&L currently contains £3020 3. When opened asked also to transfer the NW one (10th April) 4. NW isa still in NW at day 34 Below are the reasons / advice I have recieved so far; From NW 1. you can't have 2 isa's…
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Online Children Savings Account
Hi there, does anyone know any good children saving account that can operate online (not just viewing balance but can move money as well)? Thx.
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Coventry bond ending
Last year I put some savings into this fixed rate bond from Coventry: Callsave Fixed Bond (88) 31.05.2008 As the bond itself says I assume it ends on the 31 May 2008 and I am thinking to new options where to save my money. Has anyone experience with Coventry and bonds? I would like to know if they give back the money the…
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Savings Protection
Hi Folks, It's my first post so apologies if this has already been covered or i'm posting in the wrong place etc. I've just flogged my house and put the money in the bank and was wondering how best to protect it in that I'd need more than a few accounts if it was divided by the 35k you are insured against. Is there a…
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Fixed term bonds and money safety
Ok, I understand about the 35k rule in savings accounts, but what about fixed bonds? If the bank or BS goes belly up during the term of my bond is my money safe over 35k? I don't really trust the thing of banks not going broke anymore - Barings? Apologies for being a numpty.
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Birm Mids
I just received my username after waiting for ages, so I get that and my access token thingy and activate my account, go through all the process, then it says, your account cannot be used, or something. So I try again and it says I have already activated so log in normally, it says my account needs to be reinstated. God,…
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O2 plc shares
I believe I'm a dissenting shareholder with some shares worth £2 each. If I "cash-in", will I be charged 25p per share?
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50K to 100K to invest
Hi, I currently have 50K to invest. I already have another 50K sitting on saving accounts/cash ISAs. I don't have any debts and the mortgage is being paid off. I am debating if I need to put all the funds into saving accounts and forget about them or do something different? I am also considering asking advice from an IFA.…
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Choosing an IFA, advice welcome!
This could equally have gone in the retirement planning etc forum I guess. DH and I have been meaning to get some serious finanicial planning advice for a while, but its been 'one of those things on the list' and I am now taking it in hand. Having read Martin's guide to Pickand and Paying for and IFA I followed the link to…
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FirstSave - concerns!
I have opened an account with FirstSave and they have sent me their welcome pack and login details. When I login and try to download a direct debit form I get the error website not found. So I clicked on the link to customer services to email a request for the direct debit form. However it has bounced! The message is…
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What About FirstSave?
I recently searched the forum regarding FirstSave and found a variety of opinions. Some wouldn’t touch it with a bargepole because of it’s Nigerian connections (corruption); others aren’t worried because it has the £35,000 guarantee; some are concerned for ethical reasons; others say customer service is poor: some good. I…
