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FOS Complaint
really need a bit of advice please, i currently have a complaint lodged with the FOS who understandably are taking a long time to even allocate to a caseworker, now in the meantime what are my options, my complaint is about the IFA not understanding my attitude to risk and consequently the funds i am in being very volatile…
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Investment gamble
Hi all, I am currently invested in aa AIM listed share that has so far done well and netted me a 200% profit which equates to roughly 14K. I have held this share for over 5 years now and believe it has a long way to go. I wont mention its name to avoid being accused of ramping. My first question is this, as its an AIM…
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transferring isa monies
i am new to this,so i hope i can get some info on this problem!! to start with my father in law died in 2006,in his will he left certain bequests to various people,but the bulk of his estate to mother in law including an isa with the a & l. my wife and i were made executors,so we have followed all proceedours as req.…
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transferring isa monies
i am new to this,so i hope i can get some info on this problem!! to start with my father in law died in 2006,in his will he left certain bequests to various people,but the bulk of his estate to mother in law including an isa with the a & l. my wife and i were made executors,so we have followed all proceedours as req.…
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Rbs Rights Issue
I will be entitled to approx 45 shares and it seems (from the small part of the paper-wasting booklet they sent to me that I could be bothered to read) that I have a choice of doing nothing and waiting for my nil paid rights to be sold for me, transferring the nil paid rights myself or buying them for £2 each when I can…
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All in S+S isa or cash and S+S isa
hi my FA has me paying in my full isa allowance into a S+S fund with low/medium risk, however i was thinking is it safer/better to have equal amounts in cash and S+S isa? i know i should talk to my FA but i was just wondering what you guys thought? ty
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savings bank vs. shares?
I was wondering if I'd be better off cashing in my Standard Life shares and putting the money with Kaupthing Edge. The shares were a windfall because I've been with SL forever. I was given 1370, in July 06 and now have 1480. I can't remember what they were floated at (which is largely irrelevant as I didn't pay for them)…
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Buy on the sound of gunfire!
OK, we haven't heard gunfire (yet) in the UK, but anyway... Anyone buying long at the moment, reckoning there are 'bargains' to be had? India could still be good on 5-10 year basis, USA possibly averted recession...but outside of some very narrow sectors and stocks (which we can't mention, of course) I can't see any upside…
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How much is it worth?
Hello everyone, first of thank you for taking a look at my question and I do hope someone can advise me better. My daughter has recently been offered an opportunity to purchase shares in a franchise business that has been trading for 5 years now. What I recall is that the company was turning over 400K+/- a year and was…
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Trustee Account
Hi, I need some advice about a trustee account for my brother. Our mam died and we are in the process of selling our house and as he is only 17 according to our solicitor his money must stay in a trustee account out of which reasonable living expenses can be withdrawn by my uncle the trustee. Can any advise on which…
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Savings investment of 18K
I have 18k to invest. As I might be moving abroad soon (ish) I hoped someone would be able to tell me what the best savings account with intant access is at the moment. Thanks
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What too do with 15k?
Hey I currently have £15,000 of Savings, after working full time for 2 years and having no life! :rotfl: Anyway, I'm going back into education/training soon, and should be able to live on my training Allowance and part time Job, So i really want my savings to work for me as best as they can, but without any risk Involved!…
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Nominate the worst saving account
We always look for the best saving vehicles but I read today that there are some really miserable saving accounts out there, can anyone here shed some light on the worst saving account in the UK today, the account that will help you loose money the fastest? ... or maybe I should get a hobby..:p
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HELP! I think we've lost lots of money, what to do now?
We opened a Legal & General Property Investment Bond last year, we invested £22,200 and have just discovered that after one year the value is now £17,882. If we withdraw now, it would cost us another 6% to get our money out. The Bond is a 5 year one with penalities for cancelling before that time. We are not worldly wise…
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Income Tax Statements
Hi There Can anyone tell me what the rules are, governing all Account statements for income tax purposes. Do the Banks have to send these out by law, or do they have to be applied for. I need these statements as I have to fill in a Tax return. Some Banks do, send them out but with others I have had to make a request.…
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Commodities Fund
Can anyone recommend a good fund that invests in general commodities?
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Kaupthing Edge Horror Stories
I'm thinking of opening an account, does anyone have any horror stories that would put me off, or conversely good experiences with them :) Thanks
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How much can you lodge without the 3rd degree?
Hi all, we own a camper van which we are about to sell for £26K We will be getting cash. Can anyone tell me how much you can lodge into a bank account before you get the 3rd degree from them? We are not doing anything dodgey, but I just don't want to attract an audit or anything as the thought horrifies me of getting all…
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Mortgage Free - What to do with £1250 monthly savings ?
Hi All, I'm newly mortgage free & it feels fantastic !! :rotfl: Now I need to decide what to do with my £1250 monthly mortgage payments, obviously I want to save the best way possible, I was thinking of: Opening an ISA for me & my wife taking care of £7,200 in cash maybe another £7200 in shares (is this safe? my dealing…
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Mortgage Free - What to do with £1250 monthly savings ?
Hi All, I'm newly mortgage free & it feels fantastic !! :rotfl: Now I need to decide what to do with my £1250 monthly mortgage payments, obviously I want to save the best way possible, I was thinking of: Opening an ISA for me & my wife taking care of £7,200 in cash maybe another £7200 in shares (is this safe? my dealing…
