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Good link on commodities
http://www.whatinvestment.co.uk/making-money/alternative-investments/alternative-investments-in-depth/306811/essential-commodities.thtml
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quidco for opening an isa
As it says really, I am just opening a stocks and shares isa and had a quick look on quidco but nothing comes up. Am I missing it or is there none out there. Jess
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Tell me about investments
If I wanted to invest some money, how would I go about it? I have to stress that I know NOTHING about investments and how it works. Is it worth it or would I get a good return on it? Obviously I want to make money, not lose it. Thanks
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Guinness Alternative Energy Fund
Any thoughts about this fund? I've been looking at bringing an AEF into my pension for a while now. So far Merrill's AE Investment Trust and Jupiter Ecology were the two I had lined up, but this Guinness Fund looks to have done well in the USA, so could be promising here too. The Guinness chap used to run the Investec…
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Good non-ISA home for £3000?
Any suggestions pls for: 1. Instant access 2. 4.5% net interest, if possible
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Paying off interest only mortgage savings account
Hey all, Wanting to open a savings account to pay into monthly so i can pay off however much i owe my mortgage company at the end of my interest only period comes to an end. Wondering if anyone has any ideas of what to open? which bank or company should i go with? only wanting to pay in a max of £100.00 a month into it.…
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Beginers Investing Book/Website
Hi all, Was wondering if anyone could recomend any books or websites similar to this that would be good for a beginers guide to investing. Basically I have about £10k in savings and I am thinking of investing this in someway as I can not currently afford to get on the housing market (I would like to do this but I would be…
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Natwest ISA Cashback
First main post so be gentle! I saw an advert for Natwests cashback option on their ISA. Advert read switch to use and earn up to £500 cashback. I currently have an ISA (one years worth) with the NSandI. Is it worth switching it to collect this cashback? There is not too much information on their website…
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Nationwide in trouble?
Is news today that the Nationwide are only going to give out mortgages to people with a 255 deposit a sign that they are short of money? Are they about to become another NR? Surely, at a stroke, they have reduced their new mortgage lending to virtually nil as few will have the 25%?
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£60k needing a home for a year!
Hi guys, As the title says, I've sold my house and am renting for a year. I don't want to buy for a year as I want to see what the market's gonna do in terms of how much it's going to decrease. So.... I've got a few bob to stick away for a year. ;) The question is though, where/what do I do with it? I'm a complete doofus…
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7% growth-HA HA -it won't be enough !!
Anybody seen the price of WHEAT today on the commodities market ? It has just gone up 5.7% IN ONE DAY ! Wait for the BBC to catch up with food prices going ballistic once that filters through the system. The world harvests have not been bad. In fact they've been up for the last few years. If there is a bad global harvest,…
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child been paying tax on savings
my son as had an account from being about 4 and has been paying tax on his savings, been in bank about it but they said we would have to sort out getting it back ourselves. when i asked why he had been paying tax she just said it was because he hadn't sign a form. he's had the account for about 15 years. we've no saved…
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Can I open a regular saver for 4 months?
Is it possible to open a regular saver account just for 4 months? the problem is that I want to start saving for my hols this summer and I have about £2000 and probs could add £250-300 each month to that, but I need the money at the start of summer so thats july/august. Could this be possible for me? Also can you have a…
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S&P takes MBIA and Ambac off credit watch...
meaning their AAA status is assured (reinstated): Dow - not surprisingly - rallies +100 points. Start selling the news?:think:
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Alliance & Leicester esaver problem, pls help!
Hi could someone please advise me what to do here, I'm a bit stuck!!........ I recently opened an Alliance & Leicester esaver account, 6.50% until Jan '09. The max allowed in this account is £75k I stupidly added £83,000, now I wont receive any interest on the extra amount of £8k. I used Martins savings calculator which…
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ISA rules for transfering money
Hi I was wondering, As there is a 3K limit to what you can put in your ISA each year, what do you do if another bank is offering a better deal? (e.g: If you have 7K in one ISA can you move it into another one tax free? or once you pick your ISA do you have to stick with it for a long time?) Thanks
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Payments into Bradford and Bingley Internet Saver 2
Hi all, Have just rung Brad&Bing to ask for my sort code and account number to set up a bill payment on my current account to transfer money into it, but the girl on the phone told me there isn't one, that I can only use direct debit system. I don't quite believe her, can anyone help? Thanks in advance.
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which bank/BS for free international cashpoint withdrawls?
Please anyone?
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gift to wife?
If I was to give my wife £15,000 to invest in the latest 3-year issue of the NS&I index-linked savings certificate, would she be liable for income tax on the gift? I'm at my personal limit on this investment, but it seems a good deal for our circumstances so if can double my investment value, I would want to. Any other…
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How to compare Lloyds IPS against other investements
Hi I am considering using a balanced profile Lloyds Investment Portfolio Service for a cash windfall. Could members suggest how I can compare recent performance with similar products, and non-managed funds such as index trackers. Please post the relevant links. I have tried to do this without success. Thanks.
