-
income bonds
My mother 85 has £10000 in income bonds paying around £39 , month she is a none tax payer could she do any better with a savings account,should she swop.
-
New savings account
Hi, My other half and I, are on the way to getting a mortgage and thought in the meantime we should set up a new joint bank account so we can make weekly or monthly payments of £20 - £30 to help with bills when we move in. Any advice on where currently is the best place to open a joint account? All help welcome.
-
UK Clearing bank in trouble?
http://www.citywire.co.uk/News/NewsArticle.aspx?VersionID=101479 Which ones are the clearing banks - HBOS, HSBC, Barclays, Lloyds? Or are they just the big four?
-
Non-CTF Child Savings?
Hello I have decided to take out a Stakeholder CTF with Britannia but to only invest a small amount. Not sure I want my daughter's full savings allocation to be given to her when she is 18. So can I take out a savings account for her which I have more control over? Should I just open a regular savings account in my name…
-
Newcastle building society
Anyone have an online account with them? I was reading in the press yesterday that they and Leeds BS have little subprime exposure and apparently fund virtually all their loans from their savings accounts?
-
halifax ISA
saw martin on gmtv just now talking bout ISA an the best rate available. so i looked at my halifax ISA an im upset that halifax give me 3.9% current rate compare to the best rate that martin give so im gonna move to a different account affter april
-
Gold Through $960!
http://www.kitco.com/charts/livegold.html Recovered very quickly after the IMF gold sale news. How long until $1k gold? Silver up too.
-
I'm 17 and need some help ..
Hey. :) I've recently opened a Internet Saver account with Barclays and put £1000 into the bank. When I was at school, we was never taught anything about banking/savings (Which I think we should do) so I'm just wondering how the interest etc works... I can't get onto the Interest Rates on the Lloyds TSB website as I'm…
-
a&l reg saver vs current
Am i correbt in saying that you cannot have the a&l regsaver paying 12% as well as their current account paying 8.5%. So which is better to have based on £2500 max in current account and £250pm in 12%?
-
Keeping childrens savings safe..
Can anyone put me straight , if I were to open a savings acc in a grandchilds name is that money safe from being 'got at'. My daughter who claims several benefits as a single Mum, tells me that she was specifically asked had her children any savings when she applied for said benefits, does this mean that the childrens…
-
University Saving Account -No Tax
Hi Im trying to find the best saving account available for me when im start Uni this year. Basically im trying to find one with the highest interest rate which does not have a maximum limit i can put in each year. Also can i apply for no tax to be taken out as i will be in full education. My aim is to borrow as much from…
-
Nationwide Flex Account 4% (when at least £1000 is credited)
Hello, I realise that this isn't a savings account. If £1000.00 or over is paid in....how many days interest does it earn? Do you get 4% for the remainder of the month (after the payment is made)? So if it's paid in towards the end of the month, you only get 4% up to the end of the month? If anyone knows how this works…
-
Online Account Going Below 5% Gross
Coventry Building Society Instant Access Netsaver 4.90% Gross from 1 March 2008 :( :( :( :( :( :( :( :( :( :(
-
Is interest rate on unused A&L instant Saver II still ok?
I have an A&L Instant Saver II a/c that is empty. When I got it it was top rate a/c. It had £10k in which I later withdrew to use towards business set up costs. I did try to open an ICCI a/c when it had a "best rate" to swap the money into but despite sending all the paperwork, getting it all authorised by neighbour who is…
-
advice needed
I wonder whether I could pick your brains? I have got approx £55,000 to invest and havent a clue what would be the best thing to do with it. I have got a F/A coming to see me next week but I want to do some research first. I have used the savings calculator on this site and if I put it all into an account paying 5.75% it…
-
Cable & Wireless bond currently at 8.43
ECW1 (Cable 8.75 06 Aug 2012) - cable & wireless bond which currently has a gross redemption yield at 8.43, matures in 2012. Any opinions if this is a good place to stash £4000 through my mini ISA? I am new to investments, so any heads up on why this bond yields quite a bit more than the rest is much appreciated!
-
Longterm saving for children, advice!!
I am currently saving monthly for my daughters future expenses, uni, wedding, school etc... So the money is mine and for me to use to pay for these things, however given she is only 1 I can afford to tie it up. The fund is currently just over 1k and in a relatively poor BS account. So I was thinking about NS&I 5 year…
-
My 92 yr old mum has £650,00. How shall we invest it?
I have an enduring power of attorney for my mum, who is in residential care, compis mentis but not in great physical health. She has an income of £23,000, expenditure of c.£50,000 pa. She has 3 capital investment bonds of about £50,000 each (Scottish Widows, Prudential, and Norwich Union), some cash ISAs and the rest is…
-
RBS PEP being converted into a Stocks and Shares ISA
My RBS PEP is changing into a stocks and shares ISA on April 6th. What is probably my best option here. Cash the ISA and change to a Cash ISA only or Keep the stocks and shares ISA. There is no option to have the PEP changed to a Cash ISA.
-
tax beater ISA expiry
Hi all does the introductory offer of 1% more apply for the 12 months from the date your account was opened or the 12 months that they opened the offer?
