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West Bromich E Bond 6.86%
Hi, I think I've finally settled on what account to put my £35k into. I'm learning all the time here:D :A It's the following: http://www.westbrom.co.uk/westbrom/savings.product?id=3505&FROM_CAMPAIGN=true&CAMPAIGN_SRC=SAVINGS_HOME Now I believe that the annual interest rate will give me a return (based on 6 months) of…
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Old Premium Bonds
My father in law died recently and when going through his belongings we came across some premium bonds in his wifes name (she died 11 years ago). There is one for £100 (1977) and two for £1.00 (1957). We also have the documentation to go with them. But after looking on the premium bond site I think they could only have…
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B&B - instant access or bond
I notice Bradford & bingley's instant access account is payign 6.40% but their 6 month bond is paying 6.50% - is locking your money up worth the extra .10% interest? Looks like the BOE is only talking about another 0.25% cut this year so is it not doubtful that the instant account will go below 6.00%, especially as B&B…
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Investing assuming UK stagflation
So, all the economic indicators point to the UK entering a period of stagflation with double-digit inflationary increases in prices and a slump in demand for products and services. Everone will feel poor and stop buying everything but essentials. Some people may remember 1973-1980! What investment approach would be…
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Beginner Investor: need direction..
Hi Been reading a lot on the forums over the last few weeks and its been really usefull to me. The saving accounts articles were very good imo. Im contemplating making a big financial decision over the next week so thought i would make a post, cant help to get some advice :) I am a total noob when it comes to the financial…
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ICICI savings account.
My wife and I tried to open individual savings accounts today with ICICI but tied to a joint account. We have other savings accounts with, for instance, Standard Life and ING (althought we arre closing ING as it is pathetic) and have had no problem in doing this. ICICI refused to take us on as they have no means of opening…
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ICICI 1 year term deposit
ICICI offer a 1 year term deposit with a rate of 6.85% which beats all the usual recommendations but it never seems to get a mention on this site, why is this? is there any reason to avoid it?
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Savings for 14 year old
NEWBY here so please be kind - My son :mad: now has £1,500 in premium bonds, saved from when he was new & want best investment for say 3-5 years - is there anything anyone can recommend please?
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Newbie to Investing ... Need some advice.
Hi, if someone could give me some advice, it would be hugely appreciated. I have £45000.00 to invest and have no idea where to put this money to make it work best for me. I could probably keep this money locked away until retirement in 13 years, and am looking for growth/income. Upon self assessment I seem to arrive under…
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quick advice for mini-ISA's
I posted a few wks ago but could do with any quick answers. Going to put £3000 into a mini-ISA within thw next week but will be drawing it all out towards the end of this year. I know the end of the tax year is April, will i get paid the interest on the £3k this year? (I know it may sound a stupid question)
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Allience + Leicester premier account help please
Hi,I wondered if anyone could help me, I have looked for an account that pays more interest than my mortgage and have found the allience and leicester premier direct current account with 50 pounds back though quidco. My mortgage interest rate is now 5.74%,the allience and leicester account is 8.50% AER(till 30/04/09),if I…
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Advice req. ISA 5.85/ savings 8.5%
I have done alot of searching around... Just wanted a little assistance please...or just to put my mind at rest... I have an isa at the mo... at 6.3%.. runs out 5 april 08.... with 3,000 in...Then i have another 3,000 to put either in on the 6th april 08.. rate 5.85, or using alliance and leicester prem current account…
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Kaupthing Edge inflexibility
I have just tried opening a savings account with Kaupthing Edge. To open this they insist on an original Account statement from one of my other bank accounts showing my name and address. As all my accounts are on-line they do not show names and addresses. I have offered a Utility Bill as well as my internet printed…
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There is a whiff of a bad egg smell wafting about
http://www.thisismoney.co.uk/saving-and-banking/article.html?in_article_id=430294&in_page_id=7
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Yorks B. Soc. don't like (or know) me!
I'm having real problems with a new account at the Yorkshire Building Society. They don't seem to want to acknowledge my existence. When opening a new account (even if I'm already logged in securely) they maintain their 'electronic verification system' doesn't know I exist. I've been a saver with them for nearly 10 years…
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ISA limits
Wonder if someone could clarify this for me... its puzzled me for a while. I have a stocks and shares isa at the moment which I pay 50 per month into. I cannot work out if I am entitled to also have a cash isa and still put 3000 per year in or if you can only have a cash isa only or a stocks and shares isa only per year.
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new saver
ok im about to but my whole months wages into savings and just live of are tax credits and other halfs wage so ill be litrally halving are monthly income should i go straight for it or shall i take a little out just incase? are rent isnt very much .
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What do I do
Hi my husband and I have only managed to put £1500 each into two isa's with bradford and bingley and now want to merge the two and move to another provider. In 2 weeks I will have £30,000 in shares from my former employer(saye). I don't want to sell these as my bank has said they cannot beat them as investments and to keep…
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Northern Rock - "Best Buy"
Given the government backed unlimited guarrantee and excellent interest rates for savings, Northern Rock seems like a "best buy" for savings. Any views?
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Fears over safety net: IS YOUR MONEY REALLY SAFE?
Saw this today in the times. I think MSE needs to factor this in to its article about 'how safe are your savings'. This is a major problem if true! http://business.timesonline.co.uk/tol/business/money/savings/article3340738.ece Fears over safety net Elizabeth Colman UK SAVERS investing in Icesave, the Icelandic…
