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ISA advice (cash or stocks and shares)
Hi, Hope that somebody can help - I'm a bit financially 'thick'!! I've been doing an ISA for about 9 years but just putting about £100 in a month. Anyway I was going to top it up to the £3000 as I was told it was a good move - so I phoned the pru to see about it. Well anyway - on the phone they tell me that it's a stocks…
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Wedding Account - With Who?
[FONT="]Hi Guys We're getting married this October - short notice! :eek: Luckily we both have a lump sum (7k) to put aside, and parents REALLY want to contribute even though we've told them that everything is within our budget- we wouldn't be getting married otherwise! We would like to open an account just for the…
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Alliance & Leicester e-saver, anyone else having problems opening it ?
Maybe it's just me. Applied about seven weeks ago. Sent the ID stuff about five weeks ago - nothing. So I rang them ( was transferred 7 times mainly between 'savings' and 'new accounts' back and forth). Finially spoke to someone, explained and gave reference, was put on hold, person came back and said the bank statement…
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ICE Save Hidden feature
Hi, I opened an Icesave account with the intention of taking a fixed term bond with them. Started transfering money in then realised if I open the bond I can transfer money from the linked account as opposed to transfering money to the savings account and then from there to the bond. Anyway, set up my transactions and…
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ISA transfer question
My ISA provider (Kent Reliance) no longer offers the top interest rate, and I want to transfer my ISA from them to Alliance & Leicester. I'm already fully subscribed for this tax year (ie I've paid in £3000 this tax year) so obviously can't put more money into the ISA, but I want to open a new account with A&L to transfer…
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Historical Daily Equity Fund Prices?
Is there anywhere which provides fund prices on a daily basis, and allows you to view same over a historical period? I know Yahoo shows FTSE 100 performance on that basis, but I would like to be able to view my current and prospective ISA holdings in this way. Most sites show performance over 1 month, 3 months, etc., but…
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Got £100k To Save-need Advice
as the title says, i have £100k that i want to save. i dont need to touch it again for a long time so would be up for putting into a account for say 5 years without making any withdrawals etc and want to know the best way of gaining the maximum amount of interest on it. can anybody help with some advice on where to go,…
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Sainsburys Internet Saver down to 5.75% today
I just went to check my Sainsburys Internet Saver account and was quite shocked to see a rate of 5.75%. After investigating, seems they changed it right today. Now, this is really low, compared to others around, and I'd like to move my money, but my issue is with the interest. The account pays only on the anniversary, and…
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Transfer Of Isa's
I am in the process of transferring from my ING isa ,which has £3000 plus interest for 2007/2008,this is interest achieved on that isa credited monthly,what concerns be ,is it allowed to keep the interest with the £3000 in the new Icesave isa.
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Investment funds performance
How have your investment funds performed during the last three volatile months? I have 8 'high risk' funds (other investments elsewhere) and I am currently down 2.07%. How about you?
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Neptune "Soft Opens" Five New Funds
http://www.citywire.co.uk/News/NewsArticle.aspx?VersionID=101030&MenuKey=News.Funds They seem to be starting a new fund every five minutes. That Robin Geffen seems a glutten for hard work. Interesting idea to "soft open" funds. It sounds like they are given a 12 month bedding in period to test their worth. One of the new…
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When does a non tax payer become a tax payer?
hello. If someone is a non tax payer and they are unlikely to ever become a tax payer, the general concensus is to put your money in to the highest interest savings account rather than an ISA, (not taking RS into account) and then R85 that account, correct? but at what point would that person become a tax payer purely by…
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Reassuring article about ICESAVE 14-02-08
I just thought that the following article should be posted to reassure all ICESAVE savers:- http://www.fool.co.uk/news/your-money/2008/02/14/is-saving-with-icelandic-banks-safe.aspx?source=eooyhoit14050001 I personally believe that they are safer than many UK banks at present. Maybe they ought to change their name to…
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Your FTSE 100 predictions for 2008......!
Just thought it might be interesting to get your opinions on where YOU think the FTSE 100 will be at the end of this year...? Personally, I think it will finish 2008 at around 5600.................:eek: Let the debate begin.....!
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Kingsmede Private Equity
Am I being particularly naive? A company called Kingsmede Private equity have been telephoning me and want to introduce me to some incredible Bio petroleum shares, I don’t know where they got my telephone number but they say I have applied to them, although I don’t recall. I have not long since retired and I have been…
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Transferring mini cash ISA
Hi I have already paid £3000 into my mini cash ISA for this tax year. Although I cannot pay in any further funds, can someone please confirm if I am able now to transfer to another provider during this tax year or do I have to wait until the new tax year? Thanks in advance
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Buying bruised shares
Hi, I've been dabbling a bit in share trading lately -- just a bit, nothing I can't afford to lose. Anyway, a lot of shares seem to be tumbling at the moment, and my gut instinct is that from an investment perspective, this seems great -- buying low seems like a good strategy. Big banks are going to bounce back at some…
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Alliance & Leicester - premier 21
Hi I was wondering "*10.00% AER credit interest is for balances from £1 - £1,000 fixed until 30.04.09. After 30.04.09 rate reverts to Bank of England Base Rate less 1%. Balances over £1,000 earn 0.10% AER." does this mean that any balance after £1000 would only be 0.1%? or does that mean it would be 10.1%? and therefore…
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Saving for Grandchild over 18
We had an account with Nationwide for our grandchild, in her name but at our address so that we could keep control of it. Now that she is 18 Nationwide closed the account she was with and want us to transfer it elsewhere. We wanted the account for her at our address as before but nationwide insisted that we go through the…
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CTF investment idea
Hi...just received the £250 voucher thinking that the stock market may drop over the next year or so, although I'm not adverse to risk I'm tempted by the 7%+ cash CTFs on offer out there with the intention of using the bonus rates and transferring to a stakeholder when I think the market may have bottomed out. is this a…
