ISA advice (cash or stocks and shares)

welshgirl1_2

Hi,
Hope that somebody can help - I'm a bit financially 'thick'!! I've been doing an ISA for about 9 years but just putting about £100 in a month. Anyway I was going to top it up to the £3000 as I was told it was a good move - so I phoned the pru to see about it. Well anyway - on the phone they tell me that it's a stocks and shares ISA and thats scared me a bit - I thought it was a cash ISA- how do I go about getting to my money and so on...???

Also as a rep came out to the house from the pru when I first started teaching and basically mis sold me this product- they gave me a number to ring on mis selling of policies.

Before I do anything I was hoping that somebody could give me some advice -as they weren't that helpful on the phone and I'm a bit confused - like can I get at the money and perhaps invest it in a cash ISA???? Or is a stocks and shares one ok????

Hope somebody can advise me - thanx in advance:money: