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Drip Feeding, what after year 1?
I pretty much understand how the drip feed thing works for the first year (newby to savings and investments) But Martin's Article doesn't seem to touch on the following years. If I put 6 grand into ICESave and set up a £500 regular standing order to the Yorkshire BS then at the end of the first year, the big 6k has moved…
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September - should I put money in my ISA or savings?!
Hi I am just about to begin stoozing, and have an ISA. Unfortunately i have not been able to put a lot of money into my ISA so far so I have most of my tax free allowance still available. Bearing in mind it's nearly september, would it still be worth it to put my stoozing money (about 2.5k) into my isa? Or should I just…
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Fixed Rate Bonds
Hi all, just to let you know Saga have an exceptional rate of 6.6% on the 1 Yr Bond at the moment. Regards, John M [hamfoto] :j
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Where to put cash for nine months?
Hope this simple question isn't too simple, but I've tried to do the research myself and it makes my head spin. I need to put away £5000 until the next ISA allowance - eg for 6 - 9 months. My current ISA is full and I don't need to touch the money I want to put away. I'm a basic rate income taxpayer, low risk profile, no…
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£200 high risk investment
I'm sure people are bored of answering this type of question but as I am pushed for time to traul through previous threads I am looking for a concise response. I recently received £200 pounds through matured NS&I childrens bonus bonds and am looking to buy some shares with them. The risk level doesn't really bother me and…
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Large sum investment
Hi everyone, I am new on the forum and really need some advice on the best way to invest £120k. We have a mortgage of £152k with an interest rate of 5.99 variable and at present we are thinking it may just be best to pay into this and then overpay to pay off the mortgage completely in around 2 years. This money is a…
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How can you find a reliable IFA?
This is the question I have been pondering for a while. I have always looked after my own accounts but, with an inheritance due to arrive, I need proper financial advice. I do not know any financial advisors and anybody I know who uses one thinks they are 'OK' .. but they really have nothing to compare them with .. their…
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ICICI Linked current account
Once you have your ICICI Hi Save savings account up and running, is it possible to have either more than one account linked to your Hi Save account, or is it possible to have your Sainsbury savings account as your linked account? I have copied the text below from their rules, and it quite clearly states by reading this…
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ETF questions
Firstly do iShares ETFs pay dividends?Secondly how do you have to pay the annual charges, do they just reduce your holding once a year?
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ETFs vs Trackers
I currently pay monthly into a Unit Trust Index tracker ISA but due to increased overtime at work I now have some surplus cash each month. As this varies month to month I can't just increase my payments and have just being bunging in the money when I can.Recently I have been considering Selftrades iPlan. As far as I am…
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How do you get to speak to a human at A+L
I want to close my Online Saver with A+L. In the FAQs it says to close the account ring 0870 ...... (can't close it online). Well, I found an 0800 number on another thread which got me through to the credit card dept, asked to be transferred - no problem. Got put through to a recorded message, press 1 for this, 2 for that,…
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Saving for Child
Hiya I need some advice on savings for my daughters future. I have a child trust fund, we paid in the voucher and put an additional £100 in on her birthday and xmas as annual bonus. The plan is when she turns 16 - this is the money that she is given, any other money will be buried for later life when she probably needs it…
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Unit Trust that trades directly in commodities
JP Morgan Natural Resources invests in mining companies etc. But just because commodity prices zoom doesnt necessarily mean that JPMNR will zoom as the mines may have increasing overheads. It is preferable and cleaner to invest in commodities direct, such as using ETFs. But there are many different commodities and you need…
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How Many Accounts?
How many different accounts have people got with different banks and building societies? Just wondering :)
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Principality Building Society 1-year Bond
I see the Principality has launched a 1-year Direct Fixed Rate Bond paying 6.72% gross interest if held for the full term. Any amount from £1 to £1 million. Sounds like a good deal to me.
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regular savings
:confused: i am thinking of putting money away every month for 5to 10 years any advise of who is best out there.
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Need some advice please
I'm looking for some advice please. I am a higher rate tax payer due to my income from my current job and a pension from my old one. I find myself in the fortunate position of having just been given a gift of £10k from my elderly mum and I want to put it away somewhere that will earn a few bob interest but will also give…
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The best way to invest?
I posted a few months ago about investing in green technology(mainly in the renewables sector) and have come across the following: http://www.trustnet.com/it/funds/perf.asp?sort=21&page=0&ss=0&txtS=&txtSS=&columns=&class=conv&booAITC=1®=all&sec=all&aitc=ssalt I am not asking for performance advice as I know that is not…
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Interactive Investor
Any feedback on these please? As I mentioned in a few other threads I fancy a bit of a dip into the whole shares/funds thing. Not trying to get rich quick, it's just something I fancy trying and I'm not the sort for "roll of the dice" flutters. Seems it's as simple as register and shop away?
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Need some advice please...
Hi, Need some advice as to where to put £25,000. I've recently stuck £3,000 in a NSI Direct ISA and a further £15,000 in one of there Index-linked saving certificates. I was tempted to get another certificate but I want access to it just in case something unexpected pops up. I've also opened an Sainburys Internet saver…
