-
Investment - V - Savings
I am getting more and more confused over this whole issue. Let me pose you this scenario that is shortly about to happen to me. In January I will have a 100k tax free lump sum (That I don't intend to touch for 4 yrs ish). my options are to either bang it in a high interest savings account over 4 years which will net me…
-
Is it time to go fixed for cash?
Looking at all the doom and gloom around I'm wondering now whether the predicted rise in interest rates will now happen. So, have interest rates now peaked and is it the time to look for short term fixed deals for cash savings. My best savings account is with Icesave but I've seen fixed rates of 6.7 for one year.
-
Starting basic share info website
not vaild anymore.
-
Free £50 from ING Direct (New customers only)
Don't think this has appeared elsewhere and I have checked. Following link www.ingdirect.co.uk/offer50 Received a mailshot with details. You must open an account with at least £1000 before 30/9/07 - cash will be credited by 5/10/07. I can't find any small print about withdrawing cash at any time after that, but not fully…
-
ISA Tracker - Now's the time?
Hi, can anyone tell me what the best FTSE 100 or 250 Tracking ISA is at the moment? Least fees etc. Have both options of a lump sum or monthly invest and not bothered about instant withdrawals. Thank you very much in advance.
-
Who Owns the UK's Debt
About two months ago i posted a thread about the impact on banks after a house price crash, to which i got some very helpfull replies. What i didn't count on was the way this credit crunch thing has affected the stock markets and the way the high risk debts have been moved around the world all of which could bring on the…
-
ICICI initial cheque deposit.... who to?!
Hi, I must have my thick hat on today but after applying for the ICICI online saver account and getting 2 separate emails, I am now asked to may a cheque payable for £1 or more as my initial deposit "with my initials on" plus according to the email, payable to "My name, plus a long number"... eh? I assumed it would be…
-
HSBC (Internet Banking) InvestDirect or "INVDIRECT +" Service
Hello fellow money-savers :money:, as many of you may have noticed (if you have HSBC internet banking), they have revamped the IB site and now you are able to quickly and easily set up new services and accounts. I came across an interesting service on my internet banking page called INVDIRECT + (In the ShareDealing…
-
Your thoughts please on A&L Direct saver/Icesave/Sainsbury's
Have recently opened an A&L Premier account and associated regular saver for a year. Probably won't bother keeping the current account after the year is up. Was considering opening a Direct Saver and sweeping the surplus £250 from the £500 funding requirement each month in that plus some savings that I don't plan on…
-
icesave on saving account
came accross this http://www.icesave.co.uk/online-savings.html Not heard about it before! Is this a regular saving account or is it an ISA account? Thanks
-
Spread Of Investments
How should a 30 something spread their investments? What percentage in investments (and what types of investment (willing to be quite adventurous with a small percentage)) and what percentage in cash?
-
ipswich regular saver issue 1
dear people has anybody jus had there ipswich regular saver issue 1 matured, i invested the max £250 every month and expires on tuesday, does anybody know how much intrest i will get? thanks for any replies.
-
Moving money from NZ to UK & short term investment advice
My friend is coming to the UK from New Zealand to live next year and was worrying about the falling NZ$. He has intially sent me £500. What would be the best short term investment for me to put this money into he will top it up on a regular basis too, until he manages to sort out a UK bank account. Also what is the…
-
Nationwide and Portman - After Merger
Hi, Just wondering, as I'm a member of both Nationwide and Portman (and have been for many years), after the merger is it worth me keeping my membership of Portman just incase Nationwide demutualise sometime in the future. I mean, if this happens would I be eligible for double bubble? Mainly thinking of pulling out of…
-
Tesco
I was under the impression that Tesco's had an internet saver paying 6.5% on balances above £50,000 for six months. Then at six months the rate was being reduced? So, I registered for an account, but now I see there is no six month bonus rate being advertised? Any advice as to what has happened here? Have I missed the…
-
How can I trace money I invested years ago?
This is going to sound really odd but please bare with me. :) Back in 1986 I took out a monthly savings plan with Allied Dunbar. I was saving about £45 per month and it was supposed to provide a small lump sum 8 years later. I only ever paid into it for about a year. I notified the advisor that I had dealt with at the time…
-
ISA or Savings
Hi, I have £1600 in a mini cash isa with the Royal bank of scotland,which pays a pants interest rate of only just 3.75%. My question is: would I be better off taking it out of there and putting it in my sainsburys saver at 6.25%?:confused: I already have maxed out my isa allowance this year. I can't work out where it would…
-
Help on savings Accounts?
Hi I cant really get to grips with the info about regular savings acc's and the other ones etc and i am looking for advice We have £4-5000 just now sitting in our current account, i want to put it into something to gain inteserest for six months at least wont be a full year, but we now have £700 per month on top of that we…
-
Balanced risk portfolio assessment
Hi, The details: I have £100,000 to invest on behalf of my Mum after a bad 2 years with Scottish Widows - see this thread for info on that. I have the details in a spreadsheet - I'll cut/paste the bulk of the info and try and make it as readable as possible :) : Investment Objectives: To provide medium term (5-10 years)…
-
Confused by Regular Savings accounts! Help!
Having read the interest rates for the Yorkshire BS, I'm confused by the 7.1% rate. Is this the rate plus their bonus if you make don't make any withdrawals in the financial year? or is it inclusive?? If so, should I be opening an account with them now considering that we are already well into the 'financial' year? Hope…
