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Regular savings account
Haing read the interest rates for the Yorkshire BS, I'm confused by the 7.1% rate. Is this the rate plus their bonus if you make don't make any withdrawals? or is it inclusive?? If so, should I be opening an account with them now considering that we are already well into the 'financial' year? Hope the above makes! Would…
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Have 100k To Invest!
Hi all New to the forum and would appreciate any advice. I have 100k to invest, what should i do with it. I have a 50k mortgage and no debit. my wife and I are still working so this doesn't pose a problem. We have maxed out the ISA thing so need to invest the rest. We also have two kid under ten but I'm getting conflicting…
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Halifax kids account advise please
I have 3 kids accounts paying 3.8%,set up end of 2000 and another paying 6.5% set up 2004,they are all exactly the same accounts paying no tax. Why are they paying different rates as they are all the same accounts,I asked at the bank and the lad on the desk didn't know,went to ask out the back and they couldn't explain it…
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1 Year Fixes now 6.72% thanks to Principality BS
http://www.principality.co.uk/default.aspx?page=693
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Gone Completely Chinese
I have ditched investments in JP Morgan Natural Resources as it has been very volatile of late and also I think the "commodity supercycle" idea may be hyped. Even if commodity prices keep rocketing it doesnt automatically follow that mining shares will rocket as they may have to pay more on overheads and also mining shares…
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Billions lost...
When they say billions wiped off the stock market, where does it go? :confused:
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Best account for £30k business savings
Can someone please recommend business savings accounts (other than Northern Rock) for a sum of £30k+...? Thanks.
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Uk Small Company managed Funds Under Threat?
I know the ftse 100 is a different index from the ones used by Small Company managed funds... but will these suffer too due to the recent market downturn?
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Commercial Property investments
Hi All Commercial Property took a bit of a rap this year after all the big gains to be made over the previous years but do people still think it's a good investment. I myself have a ISA fund in European Commercial Property and it was the only one of my funds constantly down over this past fewe months (until this week that…
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What shares to buy......
Stockmarkets have dropped significantly over the last month and some UK shares have taken more than their fair share of the hit. BGY and DRX have been hit hard as have PRU and AV. who were already reeling after the recent floods. What share would you see as a good short term punt at the moment, to take advantage of the…
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Best way to save student loans etc
Hi, I need to know the best thing to do with my student loan. I work and study and last year had a student loan, most of which i have put in my barclays tax beater ISA. I need to know the best thing to do with this years loan so it doent just sit in my account with no interest!:( I have a £70k mortgage and i also owe my…
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Deposit accounts for clubs & associations
Current account with Lloyds TSB - managed online. We have some funds we could do with getting some interest on. Where do you suggest? We don't submit accounts to the revenue and don't want to get involved with tax returns.
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Investment Bonds
What exactly are Investment Bonds, and as someone who has used their ISA allowance are they a worthwhile investment?
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Has anyone used XE.com for forigern exchange?
Hi I have a fair amount of money, in AUD, I'm wishing to convert to NZD. I've recently signed up to the currency exchange section of xe.com. Has anyone used them before? They guarantee the best rates. How true is this? Has anyone seen better rates? I don't know a lot about currency exchange. I really want to exchange this…
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Wait exactly one month...
...and then announce six months delay... http://news.bbc.co.uk/1/hi/business/6947632.stm May...here we come!
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High Interest banking abroad
Has anyone had experience of high interest savings accounts in Turkey? Finansebank are offering 19 pc and have online banking facility. I know that some Brits who live in Turkey (part of the year) have these accounts and are able to live off the interest! Would like to chat with anyone who banks in Turkey for…
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Advice on 6 month investment of 95k
Hi folks-hope you can help a newbie who is confused. Have just sold house and i have £95,000 that i want to invest for roughly 6 months. Need instant access as money is to be used for renovations of new house but in theory won't touch any of it until Feb/Mar next year. So looking to get as much interest as possible from an…
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American inheritance question
My American grandmother died recently and left me and my sister $17000 each. The money is in dollars and my other American relatives think it's best to save/invest the money in America for now, rather than convert it to pounds, due to the bad exchange rate. I agree with this but I don't know anything about American…
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Tesco Savings 1000 extra points back on(15thAug-16thOct)
No open to anyone already taking points from an offer linked to savings accounts. Now paid in two installments of 500 points if balance of £1000 on TWO dates - 31st October and 30th April. Not bad if you missed it before, but current interest rates are very poor. Full details:…
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Savings account until next year
I am desperate to get repairs done on my house. We need a new Roof. It needs re felt and batoning, and a third of Slates replacing, we need the loft converting to make the house into a 3 bedroom again, and we need the staircase to be turned around so we can access the loft, without using a loft ladder. I have debated…
