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Ring ING
I had a flyer last week from ING . My husband didn't even though he has accounts there as well. They are offering a reward interest rate for any money deposited in the savings account ( not Web Saver) before the 15th of June. This amount is an extra 0.86% above the 5% and it runs until September. I know this is only a…
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Old Mutual UK Select Smaller Companies Fund
Yesterday I recv'd an email from Hargreaves Lansdown suggesting investing in the above fund which has just re-opened with a small tranche for lump sum investment after closing last December. Good past performance and HL have 'high hopes for the future'. Any thoughts on this fund anyone?
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Your views on the Credit Union.
I've heard a little bit about this establishment over the past number of moths but I am unsure as to what its benefits are when it comes to borrowing and saving. I have around £5000 that I want to invest until around October, at which time I was planning to take out a loan of up to around £20,000. Is the Credit Union my…
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Best bank for ISA, Regular Saver, Online Saver and Current Account combo
If all the above mentioned accounts were to be maintained in a single bank (for easier management of course), which one bank would be the best? Assuming a sufficient salary is earned, and that the full ISA allowance is deposited at the start of each financial year, the maximum Regular Saver monthly allowance is deposited…
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Where to save?
Hi, This my first thread on this part of the forum-hoping someone can help me. My OH and I are currently saving for our wedding and travelling round the world after. For the past yr, we have put our money in a regular saver, which expires in July. Our wedding is in August next yr and will need to access that money, so…
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Stupid Students
Right, basically on my 21st Birthday I got a letter through saying that I had some sort of saving acount set up when I was born and now I'm (apparently) an adult I got a check for 400quid odd. Buuuuuut. Being a lazy student and recently having one of my installments through I didn't think much off it and put it in a draw.…
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Current acc vs Savings acc
I'm a bit confused so maybe someone can help explain something for me. The Alliance & Leicester current account pays 6.5% interest (up to £2500). The best savings account doesn't get anywhere near this so why doesn't this feature as a best savings account? (My savings never get to £2500!) Cheers IWM
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Best Short term saving/investment option
Need a little help here folks. Later this year I’m starting to build my own house, I’ve got a mortgage in place ready to go upon which they pay four 25% releases to me during the course of the self build. It will probably be September before I have to pay the builder any money and that will involve a £10K sum to bring me…
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5 year bond or saving scheme
I want to save £100 per month to mature in 5 years, what might be the best way to do this and does anyone have any suggestions as to what is the best bond or scheme at present Many thanks
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Saffron BS E-Saver Increased rates-Not For Small Savers...
had this email, says my rate has increased when it hasnt :( perhaps saffron made a mistake and theve really increased the rate under 1000.00 to 5.60 % :rolleyes: from memory saffron closed an e-saver issue and launched a second issue paying a lower rate, this is the higher paying issue ( or was) ( think its issue 1)…
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lloyds online saver - Free £10(gross) if deposit £1K
See: http://www.lloydstsb.com/legal/savings_legal/online_saver_page.asp Not bad for keeping £1k in there for 30 days???
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Strategic Investment Group
I Have just been contacted by Strategic Investment Group about the sale of shares Avitech Lifesiences INC. From the research that I have carried out the group, said to work out of Spain, is a complete fraud. Do not go near them.
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Downloading RPI and other web stuff to Excel
Hello everyone I wonder if anyone can help with this? I use Excel to help manage my savings. I have some international funds and have recently discovered how to write a formula to automatically download from the Web the current (albeit delayed) exchange rate for currency X against currency Y -- it works! Amazing! (see this…
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Fixed Rate Savings Accounts
I've started to look into fixed Rate Savings I know there are Instant Access accounts about that pay over 6% if you look around ... but generally there are some really high Fixed Rates that pay higher .. I know you have to commit not to touch the cash for an amount of time ... but I don't want Instant Access to the whole…
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shares, funds + taxes
I have started to make savings of funds and shares outside my ISAs as i had some spare cash. I dont think i will go over my capital gains allowance of (~£9k??).... but what factors do i need to consider and what do i need to declare on tax statements - if anything? (i am investing in Oeics, and 1 new IPO and possibly some…
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£100 Grand to save/Where?
brother has just received £100k not sure where to put it? I did suggest my bank account!!!!!! He doesnt need quick access .
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bank account
:eek: Hi !! I'm having a bit of a problem with my bank at the moment. I'm going though the process of re-claiming my charges back, but this is not what the problem is really about . I need help in knowing about a account ,if you have an account which doesn't have an overdraf , which is a normal account, how can you take…
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Portman - can they do this?
When my son was born I set up a Young Savers account with the Portman. The account was set up with myself and my now ex wife as trustees on the account For the past 10 years I have been putting monthly savings into the account (no money to date has been put in by my ex wife). When I last went in during 2005, I tried to…
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Post Office Five Year Saver - what do you think?
I've recently signed up for a Post Office credit card and am totally impressed with it. Based on that I'm thinking of buying a PO 5 Year Saver, does anyone have one and what do you think of it? It starts at £500 and they guarantee 37% compound interest on half of the investment, the other half attracts an uncapped rate…
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I need some help reactivating my Abbey Savings account
i have just got off the phone with 3 different people. the 1st, told me i have to pay £1-2 into my account for three months.... the 2nd, told me i have to pay a £10 one off before the 4th of july. and the 3rd was trying to sell me a loan. im 15. i have been to my local branch and they told me i have to put £10 a month in…
