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Stupid Students

Runtboy
Posts: 5 Forumite
Right, basically on my 21st Birthday I got a letter through saying that I had some sort of saving acount set up when I was born and now I'm (apparently) an adult I got a check for 400quid odd.
Buuuuuut.
Being a lazy student and recently having one of my installments through I didn't think much off it and put it in a draw. The year past, I moved out of my halls and the check got lost somewhere in my vast ammounts of crap.
I've looked high and low for this check and can't find it anywhere. I really could do with that money now but have no idea who to contact in order to find out where this money is sitting.
There were options to either cash the check or invest it onto premium bonds or a couple of other options, the account must have been set up around 1983, so if anyone set up a similar acount for their kids at the time they might be able to help me find where it might be?
I could ask my mum but I'm too ashamed to admit that I just let £400 pass through my fingers. Especially as it was coming up to nearly 3years ago.
any help would be fantastic, and before anyone says anything, yes i know i am a complete muppet.
thanks
A desperate student
Buuuuuut.
Being a lazy student and recently having one of my installments through I didn't think much off it and put it in a draw. The year past, I moved out of my halls and the check got lost somewhere in my vast ammounts of crap.
I've looked high and low for this check and can't find it anywhere. I really could do with that money now but have no idea who to contact in order to find out where this money is sitting.
There were options to either cash the check or invest it onto premium bonds or a couple of other options, the account must have been set up around 1983, so if anyone set up a similar acount for their kids at the time they might be able to help me find where it might be?
I could ask my mum but I'm too ashamed to admit that I just let £400 pass through my fingers. Especially as it was coming up to nearly 3years ago.
any help would be fantastic, and before anyone says anything, yes i know i am a complete muppet.
thanks
A desperate student
0
Comments
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If one option was to invest it in Premium Bonds then it's almost certain that you need to contact National Savings and Investments.
My best guess is that you had a 5 Year Children's Savings Bond last taken out before your 16th birthday (which would have been the last available date to open one). Parents often do this as a way of keeping the dosh out of your grubby student fingers until you are more "mature".
I assume you mean that you put the cheque in a drawer, rather than in the lottery draw?
Here's a link to the NSI tracing service
Good luck.
0 -
Try the
Tracing Service
National Savings and Investments
Blackpool FY3 9YP
Telephone: 0845 964 5000
https://www.nsandi.com"The whole problem with the world is that fools and fanatics are always so certain of themselves, but wiser people so full of doubts."
Bertrand Russell. British author, mathematician, & philosopher (1872 - 1970)0 -
And mums are very understanding, you know.
Why?
Well, they were young themselves once. Oh, and then there's this kind of explanation too.....
Dear Mum and Dad,
It has now been three months since I left for college. I have been remiss in writing this and I am very sorry for my thoughtlessness in not having written before. I will bring you up to date now, but, before you read on, please sit down.
YOU ARE NOT TO READ ANY FURTHER UNLESS YOU ARE SITTING DOWN, OKAY?
Well then, I am getting along pretty well now. The skull fracture, and the concussion I got when I jumped out of the window of my dormitory when it caught fire shortly after my arrival, are pretty well healed now.
Fortunately, the fire in the dormitory and my jump, were witnessed by an attendant at the gas station near the dorm. He was the one who called the fire department and the ambulance. He also visited me at the hospital, and since I had nowhere to live because of the burned out dormitory, he was kind enough to invite me to share his apartment with him and his three buddies. It's really a basement room, but it's kinda cute. He is a very fine boy and we have fallen deeply in love and are planning to be married. We haven't set the exact date yet, but it will be before my pregnancy begins to show. Yes, Mum and Dad I am pregnant.
I know how much you are looking forward to being grandparents! I know you will welcome the baby and give it the love, devotion and tender care you gave me when I was a child. The reason for the delay in our marriage is that my boyfriend has some minor infection which prevents us from passing our pre-marital blood tests, and I carelessly caught it from him. This will soon clear up with the penicillin injections I am having daily. I know you will welcome him into our family with open arms. He is kind and, although not well educated, he is ambitious.
Although he is of a different race and religion from us,I know your often expressed tolerance will not permit you to be bothered by the fact that his skin color is different from ours. I am sure you will love him as I do. His family background is good, too, for I am told that his father is an important weapons dealer in the village in Africa from which he came.
Now that I have brought you up to date, I want to tell you that there was no dormitory fire, I did not have a concussion or skull fracture. I was not in the hospital,I am not pregnant and I am not engaged. I do not have syphilis and there is no man (of any colour) in my life.
However, I got a 'D' in History and an 'F' in Science, and I want you to see those marks in the proper perspective.
Your Loving Daughter0 -
I was going to post "Ask your Mum, she really won't be surprised", being a Mum myself, I can speak from experience. :rolleyes:
You might well find she's been keeping it safe for you and wondering when you were going to miss it. I do that with my children's DS games. I have a fair old stash at the moment.Debbie0
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