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Free Legal Forms
Hi Is there any websites where you can download free legal forms? Save cost of going to a solicitor? I am lending a friend some money to help him buy a house, but wish him to sign a promissory note, where by upon demand he has to pay it back. I need this assurity as no one knows what will happen in the future. He is happy…
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MSE expert savings advice sought
Hi, We became debt free some time ago and since then have built up a small amount of savings (around £15,000). I know our savings are not working their hardest and I would really appreciate some expert advice and opinions about where to put our savings. The current state of play is as follows: My HSBC cash ISA = £6500…
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Grreen Account?
Anyone got any idea whether there are Green Savings accounts kicking around ... What makes an Account Green? Would you ever put money into it? Is it just a scam to rip more money off the savers of the world? Any thoughts ?:D
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Need some advice for my mum. Best high street savings account? Debit cards?
Just looking for some input really. I would scour the bank's websites but unfortunately I am busy with University work at present. My mum currently has 2 "instant saver" accounts. One with Halifax and the other with Abbey National. As these accounts have tiered levels of interest, the rates these accounts give are…
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To ICIC or not to ICIC?
Hello, I want to move all my savings away from ING and stick it into an account that has a high interest. Martin has suggested ICICI. I was all ready to register with them, buut then found this link: http://boards.thisismoney.co.uk/tim/threadnonInd.jsp?forum=43&thread=63286&message=83451 I know the above posts are old, so…
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16 year old son has £15000 to invest..
Lucky so and so...:D My 16 year old son has been left some money and he wants to invest £15000. To get maximum benefit from investing it for perhaps 5 years until he's 21 where should he put it and what could he expect to get back? Thanks.
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Derbyshire Building Society
http://www.thederbyshire.co.uk/savings/longer_term/1_year_fixed_rate_bond.aspx?ekmensel=2152299f_175_197_3345_1 Looks good, but beware. 1) They do not pay interest on BACS payments into this account until the day after it is recieved into your account, i.e. the fourth working day! 2) They do not pay interest on CHAPS…
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Baffled - Need Help...
Hi All, I have read the articles and several of the threads and I still can't see what I am best doing in my situation...it may be a case of 'wood for the trees' but my head just doesn't seem to compute the information...so can anyone help me please. DH and I need a savings account - his business is beginning to take off…
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Saving for new grandchild
We have a new grandchild. How do we invest £1000 for him for when he is older. We are in UK he is in Australia. Whose name on account etc. Any advice welcome.
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Shares
Hi I am looking into buying some shares not a big amount just something to start me off in the trading world as I am only 19 so I was wondering if it worth it cause I would only really make small investments and any suggestions on which to buy and benefits for buying. Thanks
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Selling shares
My daughter had some shares bought for her many years ago she had them transferred into her name and now the time has come to sell them. What is the best way to do this...I'm a complete novice at this so keep it simple please.
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Interest calculations - help needed!
I've got a question for a friend of mine. She wants to invest $50,000 and has the following options: 1/ Invests using 5 term investments each with $10,000 at 8.20%. The interest would be paid monthly and put into another account paying 7.40% (e.g. would not be compounded). Each investment would last 7 months. 2/ Invests…
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Scarborough BS launch Click & Save notice account - 6.20%
Scarborough Building Society have today launched two new savings products. The first is called Click & Save (90 days) Notice which pays 6.20%, fixed until 31st August 2008. The second account is a new issue of Scarborough's easy access Click & Save account paying 6.05%. More details here.
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Graduate Accounts
Does anybody know if i can hold more than one graduate account and therefore have more than one interest free overdraft?
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Can someone explain how much I will benefit?
ok, this is going to make me sound a bit stupid, but hey ho I'd rather ask than regret not opening my mouth. I have £15,000 to invest in savings. I've put £3,000 in an NS+I ISA, no problems, sorted. I plan to put the remaining £12,000 in the ICIC HiSave account which offers 6% and I've sent off the nominal £1 to open the…
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Manchester Bdg Soc 6.01% Money By Mail 90 account
Manchester Building Society have written in response to a question from me : ''The interest rate on the Money by Mail 90 will be 6.01% from the 8th June.'' Anyone here know of a better alternative account with that Society to maintain membership?
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Where can I learn about bonds/investments/risks etc
Anyone know a mickey mouse site that teaches the basics of this? I have 30K. Originally I was going to use it for a house deposit, but even with that amount of deposit I'm still priced out of the market for what I want in the area I want (2 bed in Christchurch, Dorset). Hence I've decided to continue saving and I was…
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Help with Maths (interest) and ISA question.
Hi All. I've just opened an Alliance and Leicester Direct Saver account paying 6.1% and I want to deposit 30K in there. How much will the monthly interest be please (and how exactly is this calculated)? - Sorry, Maths not my strong point at all! Also, I have an NSandI ISA, and when I opened it last year it was paying…
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Going travelling - best place to stash house sale proceeds whilst away?
Hi Guys In about four months time OH and I are taking off in our campervan to tour Europe for however long it takes, likely to be at least one year probably two. We were going to keep house (all paid for) and rent it out, however neighbour's son has been after buying it for over a year and we have accepted a very good…
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Alliance and Leicester have increased their Direct Saver rate to 6.1%
It was 5.8%. Also they have reduced the minimum balance from £5,000 to £1,000. http://www.alliance-leicester.co.uk/savings/index.asp?page=dsaver&ct=savingshome
